A sharp split between resale pricing and rent is the defining measured tension in 33442. Redfin’s direct rolling-three-month ZIP resale observation puts the median sold price at $144,967, down 36.07% from a year earlier, while Zillow’s current ZIP asking-rent index is $2,520 and its same-month one-year history is still positive. Annualized ZIP ZORI divided by Redfin’s median sold price produces a 20.86% cross-source screening ratio. That ratio is only a screening calculation joining an asking-rent index to resale data; it does not measure property economics, transaction-level returns, or the performance of any particular home. Redfin describes for-sale transactions, not rental transactions.
The five-digit label 33442 is both a Zillow ZIP market identifier and a matched Census ZCTA. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP. In June 2026, Zillow ZORI for this ZIP is $2,520, a typical observed asking-rent index blended across rental types rather than a lease-specific quote. For Deerfield Beach city context, the asking-rent measure is $2,439.51; for Broward County context, it is $2,517; and for the Miami-Fort Lauderdale-Pompano Beach, FL metro context, it is $2,695. The ZIP therefore sits near the county context, above the city context, and below the broader metro context, but those wider geographies are comparisons rather than substitutes for ZIP evidence.
Rent history shows continued upward direction with a material slowdown from the longer path. The exact same-month one-year change was 0.81%, the three-year annualized change was 0.68%, and the five-year annualized change was 6.22%. Thus, the recent path confirms the positive five-year direction but breaks from its much faster average pace. Annualized monthly-return variability was 4.19%, so a single current ZORI reading deserves moderate caution rather than being treated as a fixed market price. The maximum drawdown was 2.34%, indicating the recorded series did experience declines, albeit modest ones. Coverage was 98.44% across 63 observations and 61 consecutive returns. Transparent national discovery ranks among history-eligible ZIPs were 2,120 for momentum, 2,671 for stability, and 2,682 for the balanced measure, where lower rank is higher.
The bedroom ladder converts the ZIP-wide ZORI into modelled estimates, not measured bedroom rents. Scaling ZORI with the local HUD ladder produces monthly estimates of $1,931 for a studio, $2,053 for one bedroom, $2,520 for two bedrooms, $3,378 for three bedrooms, and $3,903 for four bedrooms. These figures express the ZIP index through local bedroom relationships; they do not establish the asking rent of a particular unit. HUD’s two-bedroom standard is $2,333. HUD FMR or SAFMR is an administrative bedroom-specific standard, not an asking-rent observation, so its role here is to supply the scaling ladder rather than a direct rental comparable.
The affordability screen is notably tighter than the historical ACS renter benchmark. In the matched ACS 2024 five-year survey, median gross rent among occupied renter homes was $1,984, including selected utilities; current ZORI is therefore 127% of that survey median. At the current asking-rent index, the arithmetic income required for rent to equal 30% of income is $100,800 annually. That is not advice and is not an applicant qualification rule. It contrasts with the ZCTA’s $53,254 median household income, for which annualized ZORI equals 56.78% of income. ACS also reports 3,202 of 4,611 renter households, or 69.44%, as spending at least 30% of income on gross rent. That burden statistic cannot prove the cost position of any specific unit or household.
Housing-stock evidence explains why the overall vacancy figure should not be read as immediate rental availability. The ACS ZCTA survey counted 21,695 housing units, of which 15,224 were occupied and 6,471 were vacant, yielding a 29.83% vacancy rate. Yet 4,885 vacant units were seasonal, recreational, or occasional-use homes, while only 516 were classified as vacant and for rent. Renters represented 30.29% of occupied homes. Large multifamily structures accounted for 9,307 units, showing that the housing stock includes substantial multifamily inventory, but neither structure mix nor vacancy categories establish an available unit’s condition, rent, or lease terms. These ACS categories remain separate from Zillow asking rents and Redfin resale observations.
Resale liquidity adds pressure to the otherwise positive rent-history signal. Redfin recorded 226 homes sold in the ZIP’s rolling three-month observation, with median days on market at 98 and inventory at 459 homes. Months of supply stood at 6.2. The average sale-to-list ratio was 93.33%, only 3.64% of sales closed above list, and 11.75% went off market within two weeks. Those are direct ZIP for-sale signals only: they are not rental comparables or evidence about landlord pricing. Together with the substantial decline in median sold price, they challenge any simplistic reading that slowly rising ZORI alone signals uniformly stronger current conditions. The resale evidence instead indicates a separate market where pricing and marketing outcomes were softer.
These measurements are backward-looking descriptions, not forecasts or investment recommendations. Zillow ZORI is an index rather than a unit-level offer, ACS is a five-year survey with margins of error, HUD standards are administrative benchmarks, and Redfin reflects completed ZIP resale activity. A property-level review should verify the exact bedroom count, current asking price, lease length, included utilities, concessions, availability date, condition, and comparable active listings. For a purchase-oriented review, verify recent closed sales that match the property’s type and physical features, along with the actual listing and contract terms. The central unresolved question is whether a specific unit’s documented terms resemble the ZIP-wide measures closely enough for this screening evidence to be useful.
","findings":[{"body":"ZIP asking rent remained modestly positive over one year, while Redfin’s direct ZIP resale observation showed a large year-over-year decline in median sold price. That divergence makes the rent-to-price calculation a narrow screening ratio rather than proof of favorable property economics. Rental and resale evidence should be interpreted as separate market universes.","title":"Rent and resale are moving in different directions"},{"body":"The one-year and three-year annualized rent changes were both below one percent, compared with a substantially stronger five-year annualized rate. Monthly variability and a recorded drawdown indicate that the current ZORI snapshot is useful as an index level, but it is not a stable substitute for current unit-specific asking rents.","title":"Recent rent growth is positive but much slower"},{"body":"Current ZIP ZORI exceeds the ACS median gross-rent benchmark, while the arithmetic income needed for a 30% rent screen is well above the ZCTA median household income. The reported renter burden share is high, but it is a survey statistic across occupied renter homes and cannot determine affordability for a particular applicant or lease.","title":"Affordability indicators are strained"},{"body":"The ZCTA vacancy rate is elevated, but most vacant homes are classified for seasonal, recreational, or occasional use rather than for rent. The housing stock contains many large multifamily units, yet stock composition and vacancy classifications do not identify active listings, asking concessions, unit condition, or the availability of a comparable rental.","title":"Headline vacancy overstates immediately rentable supply"}],"risks":["The current Zillow index is a blended ZIP-wide asking-rent measure, so it may differ materially from a specific property because bedroom count, utilities, lease terms, concessions, condition, and availability are not observed here.","ACS gross rent, household income, burden, and vacancy figures are matched-ZCTA five-year survey estimates with separate universes from current asking rents; they should not be treated as current leasing records.","The high overall vacancy rate is dominated by seasonal or occasional-use classifications, creating a risk that readers mistake total vacant housing for immediately rentable supply or proof of bargaining conditions.","Redfin’s price, inventory, and marketing signals cover direct ZIP resale transactions only. They may challenge the rent screen, but they cannot establish rental demand, operating costs, lease outcomes, or property-specific economics."],"qa":[{"a":"The measures describe different evidence universes. Zillow ZORI is a current typical observed asking-rent index across rental types, whereas ACS median gross rent is a five-year survey measure for occupied renter homes and includes selected utilities. Differences in timing, unit mix, occupied versus marketed homes, and utility treatment can all affect the comparison.","q":"Why is the current asking-rent index higher than the ACS median gross-rent figure?"},{"a":"No. The bedroom figures are modelled monthly ZIP estimates created by scaling the ZIP-wide ZORI using the local HUD bedroom ladder. HUD FMR or SAFMR is an administrative bedroom-specific standard rather than asking-rent evidence. The modelled figures are useful for proportional screening, but they are not measured rents for particular listings.","q":"Are the bedroom figures actual rents observed for studios through four-bedroom homes?"},{"a":"It is arithmetic only: annualized current ZORI divided by the 30% rent-share convention. It is not financial advice, a recommendation, a landlord standard, or an applicant qualification rule. Actual qualification can depend on documented income, household composition, other debts, utility responsibility, deposits, and the precise lease terms.","q":"What does the required-income figure mean?"},{"a":"Redfin supplies direct rolling-three-month ZIP for-sale evidence, including sold-price movement, sales volume, marketing time, inventory, supply, and sale-to-list outcomes. It should remain separate from rental evidence. The weaker resale signals create a tension with modestly rising asking rent, so neither source alone supports a complete conclusion about a specific property.","q":"How should the Redfin resale information affect interpretation of rent data?"}],"sources":[{"key":"apartment_list_time_on_market","name":"Apartment List Time on Market — listing liquidity","release":"Apartment List 2026-07","pulledAt":"2026-08-08","url":"https://www.apartmentlist.com/research/category/data-rent-estimates"},{"key":"apartment_list_vacancy","name":"Apartment List Vacancy Index — rental vacancy","release":"Apartment List 2026-07","pulledAt":"2026-08-08","url":"https://www.apartmentlist.com/research/apartment-list-vacancy-index-methodology"},{"key":"census_zcta_facts","name":"Census ACS five-year — ZCTA housing and income","release":"ACS 2024 5-year ZCTA","pulledAt":"2026-08-08","url":"https://api.census.gov/data/2024/acs/acs5.html"},{"key":"hud_zip","name":"HUD USPS crosswalk and Small Area FMRs — ZIP rent fallback","release":"ZIP-CBSA 2025Q4 + SAFMR FY2026","pulledAt":"2026-07-26","url":"https://www.huduser.gov/portal/datasets/usps_crosswalk.html"},{"key":"realtor_county","name":"Realtor.com Economic Research — county listing inventory","release":"county inventory 2026-06","pulledAt":"2026-07-28","url":"https://www.realtor.com/research/data/"},{"key":"redfin","name":"Redfin Data Center — inventory, days on market, and price cuts","release":"metro tracker through 2026-05-01","pulledAt":"2026-07-26","url":"https://www.redfin.com/news/data-center/"},{"key":"redfin_zip","name":"Redfin Data Center — ZIP resale activity and supply","release":"ZIP rolling 3 months through 2026-06-30; updated 2026-07-03","pulledAt":"2026-08-12","url":"https://www.redfin.com/news/data-center/"},{"key":"zillow_county","name":"Zillow ZHVI and ZORI — county values and rents","release":"county ZHVI/ZORI 2026-06","pulledAt":"2026-07-26","url":"https://www.zillow.com/research/data/"},{"key":"zillow_zori","name":"Zillow ZORI — metro market rents","release":"Metro_zori_uc_sfrcondomfr_sm_sa_month.csv","pulledAt":"2026-07-26","url":"https://www.zillow.com/research/data/"},{"key":"zillow_zori_city","name":"Zillow ZORI — city market rents","release":"zillow_zori_city.csv","pulledAt":"2026-07-29","url":"https://www.zillow.com/research/data/"},{"key":"zillow_zori_zip","name":"Zillow ZORI — ZIP market rents","release":"ZORI ZIP 2026-06","pulledAt":"2026-08-08","url":"https://www.zillow.com/research/data/"}],"history":[{"period":"2021-03-01","rent":1807.221312},{"period":"2021-04-01","rent":1794.252509},{"period":"2021-05-01","rent":1842.63799},{"period":"2021-06-01","rent":1864.13673},{"period":"2021-07-01","rent":1897.978315},{"period":"2021-08-01","rent":1941.579781},{"period":"2021-09-01","rent":2004.324971},{"period":"2021-10-01","rent":2113.482996},{"period":"2021-12-01","rent":2278.189107},{"period":"2022-01-01","rent":2300.770006},{"period":"2022-02-01","rent":2277.016579},{"period":"2022-03-01","rent":2280.512475},{"period":"2022-04-01","rent":2311.409983},{"period":"2022-05-01","rent":2340.557318},{"period":"2022-06-01","rent":2357.226861},{"period":"2022-07-01","rent":2376.712475},{"period":"2022-08-01","rent":2384.167638},{"period":"2022-09-01","rent":2380.299899},{"period":"2022-10-01","rent":2328.433382},{"period":"2022-11-01","rent":2360.274927},{"period":"2022-12-01","rent":2375.446782},{"period":"2023-01-01","rent":2421.992593},{"period":"2023-02-01","rent":2414.315999},{"period":"2023-03-01","rent":2410.051822},{"period":"2023-04-01","rent":2407.16402},{"period":"2023-05-01","rent":2419.350768},{"period":"2023-06-01","rent":2469.458097},{"period":"2023-07-01","rent":2454.891029},{"period":"2023-08-01","rent":2470.328388},{"period":"2023-09-01","rent":2444.928521},{"period":"2023-10-01","rent":2463.580096},{"period":"2023-11-01","rent":2435.943186},{"period":"2023-12-01","rent":2439.317774},{"period":"2024-01-01","rent":2434.10334},{"period":"2024-02-01","rent":2464.41339},{"period":"2024-03-01","rent":2470.604237},{"period":"2024-04-01","rent":2503.206898},{"period":"2024-05-01","rent":2479.352212},{"period":"2024-06-01","rent":2444.733352},{"period":"2024-07-01","rent":2451.687573},{"period":"2024-08-01","rent":2455.949073},{"period":"2024-09-01","rent":2498.999723},{"period":"2024-10-01","rent":2505.590551},{"period":"2024-11-01","rent":2503.8471},{"period":"2024-12-01","rent":2486.955714},{"period":"2025-01-01","rent":2460.367258},{"period":"2025-02-01","rent":2469.131021},{"period":"2025-03-01","rent":2495.946289},{"period":"2025-04-01","rent":2487.408528},{"period":"2025-05-01","rent":2499.728729},{"period":"2025-06-01","rent":2500.121183},{"period":"2025-07-01","rent":2507.275876},{"period":"2025-08-01","rent":2503.500439},{"period":"2025-09-01","rent":2489.958104},{"period":"2025-10-01","rent":2491.137098},{"period":"2025-11-01","rent":2503.919732},{"period":"2025-12-01","rent":2517.16077},{"period":"2026-01-01","rent":2537.029235},{"period":"2026-02-01","rent":2524.473696},{"period":"2026-03-01","rent":2508.009379},{"period":"2026-04-01","rent":2504.497285},{"period":"2026-05-01","rent":2509.055987},{"period":"2026-06-01","rent":2520.295971}],"historySummary":{"pointCount":63,"firstPeriod":"2021-03-01","latestPeriod":"2026-06-01","coverageMonths":64,"coverageRatio":0.984375,"changes":{"1":{"years":1,"startPeriod":"2025-06-01","endPeriod":"2026-06-01","startRent":2500.121183,"endRent":2520.295971,"change":0.00806952404434691,"cagr":0.00806952404434691},"3":{"years":3,"startPeriod":"2023-06-01","endPeriod":"2026-06-01","startRent":2469.458097,"endRent":2520.295971,"change":0.02058665180905872,"cagr":0.006815658532074664},"5":{"years":5,"startPeriod":"2021-06-01","endPeriod":"2026-06-01","startRent":1864.13673,"endRent":2520.295971,"change":0.35199094060015645,"cagr":0.062171773860574264}},"maxDrawdown":-0.023376819277168503,"annualizedVolatility":0.041915373173601986,"consecutiveReturnCount":61}}