At the June 2026 Zillow endpoint, ZIP 60025 ZORI is $2,497 per month, following a 9.2% exact same-month increase over one year. ZORI is a typical observed asking-rent index blended across rental types, so it is a market indicator rather than a quote for an identically configured home. The three-year same-month annualized change is 8.2%, and the five-year measure is 8.3%. Recent direction therefore confirms, rather than breaks from, the longer upward path: the latest one-year pace is slightly faster, while the three- and five-year readings are nearly aligned. These are backward-looking ZIP observations, not a forecast of rents or an investment recommendation.
That upward path is not a low-variation series. Across the history through this endpoint, annualized variability of monthly returns is 4.3%, and the maximum drawdown was -4.7%; the history category is high variability. Coverage is 100%, supporting the calculation across the available run, but it does not make any one current reading permanent. The transparent national discovery ranks among history-eligible ZIPs are 43 for momentum, 2,701 for stability and 832 for the balanced measure, where lower rank is higher. Together, rapid historical growth and weak stability argue for less confidence in a single current-rent snapshot as an enduring baseline than its headline rise alone suggests.
The five-digit label is both Zillow’s ZIP market identifier and the match for the Census ZCTA used here. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP. In the ACS 2024 five-year survey, median gross rent is $1,753; it covers occupied renter homes and includes selected utilities. The current asking index is 42.4% above that survey median, a difference of universes rather than evidence of a change in like-for-like lease rent. The FY2026 local HUD two-bedroom FMR/SAFMR standard is $2,100, and ZORI is 18.9% above it. HUD FMR/SAFMR is an administrative bedroom-specific standard, not asking rent.
Bedroom figures require a separate treatment. Scaling the ZIP ZORI with the local HUD bedroom ladder produces modelled monthly estimates of $2,069 for a studio, $2,212 for one bedroom, $2,497 for two bedrooms, $3,210 for three bedrooms and $3,722 for four bedrooms. The two-bedroom estimate equals the ZIP index because it is the scaling anchor. These are modelled estimates, never measured bedroom rents: they preserve local HUD relative bedroom steps while carrying the all-types ZIP asking-rent index. They should not be substituted for unit-level advertised rents or assumed to capture building, lease, utility, or condition differences.
Household arithmetic offers a contrasting screen. The matched ACS ZCTA reports median household income of $126,904. Applying a 30% rent-to-income screen to the monthly ZIP index produces required annual income of $99,880, and the index is 23.6% of that median income. This 30% screen is arithmetic, not advice and not an applicant qualification rule. Yet ACS reports that 49.8% of renter-occupied homes have gross-rent burdens at or above that threshold. The aggregate income screen and the burden share can coexist because they summarize different households and rent measures; neither establishes affordability or burden for a particular apartment.
ACS housing composition places that burden reading in a predominantly owner-occupied stock but does not identify a current rental listing. The ZCTA has a 4.2% vacancy rate and a 20.7% renter share. Its housing stock includes 12,082 single-family homes and 2,381 units in large multifamily structures. Those five-year survey counts describe housing and occupied tenure, while vacancy is not proof that a specific unit is rentable, vacant now, or offered at the index. They nonetheless show that ZIP-wide renter evidence comes from a minority of the occupied housing base, an important limit when translating broad indicators to a property.
For wider context only, the City of Glenview context rent is about $2,520, Cook County context rent is $2,336, and the Chicago-Naperville-Elgin, IL-IN-WI metro context rent is $2,275. Thus the ZIP asking-rent index sits just below the city context but above the county and metro contexts. These are city-, county-, and metro-scope benchmarks, not replacements for the ZIP ZORI, matched ZCTA ACS survey, local HUD standard, or direct ZIP resale record. The placement adds context to the ZIP reading, but it cannot explain rent movements or establish conditions for a particular building.
Direct ZIP for-sale evidence shows a separate resale market. In Redfin’s direct rolling-three-month ZIP observation through June 30, 2026, median sold price was $692,344, up 14.4% year over year; 143 homes sold and median marketing time was 37 days. Inventory was 115 homes and lower than a year earlier, with 2.4 months of supply. The average sale-to-list ratio was 103.5%, and 56.2% of homes sold above list. These are resale liquidity and pricing signals, not rental transactions or rent comps. The common positive directions in sale price and ZORI confirm a directional parallel, but the larger sale-price increase challenges treating rent history as the sole market signal and does not resolve the ACS burden reading. Annualized ZIP ZORI divided by median sold price is 4.33%, solely a cross-source screening ratio, not a measure of property economics. None of the ZIP aggregates verifies a subject address. A property-level reading would require the exact ZIP, legal bedroom count, currently marketed and signed comparable rents, lease term, included utilities, concessions, condition, and actual listing or sale status. The unresolved question is whether those property records align with the modelled size band and current ZIP snapshot.
","findings":[{"body":"The June 2026 ZIP ZORI is $2,497 after a 9.2% one-year rise; exact same-month annualized growth was 8.2% over three years and 8.3% over five. That continuation is a historical measurement, not a projection. Its high-variability label matters: 4.3% annualized monthly-return variability and a -4.7% maximum drawdown make the current index less dependable as a durable single-point baseline.","title":"Growth is strong, but stability is weak"},{"body":"ACS and HUD should not be used as alternate asking-rent quotes. The ACS 2024 five-year matched ZCTA median gross rent is $1,753 and includes selected utilities in occupied renter homes; it is 42.4% below the ZIP asking-rent index. The FY2026 two-bedroom HUD standard is $2,100, an administrative benchmark. A ZCTA is statistical geography, not a USPS delivery ZIP.","title":"Rent measures answer different questions"},{"body":"At median household income of $126,904, the arithmetic 30% screen on the ZIP index produces $99,880 of annual income and a 23.6% rent-to-income share. However, 49.8% of surveyed renter households report gross-rent burden at or above the threshold. This contrast does not identify any household’s capacity or the cost of a particular unit, because the screen and burden measure summarize different evidence.","title":"Income arithmetic and burden evidence diverge"},{"body":"The direct rolling-three-month Redfin ZIP resale observation is not rental evidence, but it records a $692,344 median sold price, 14.4% year-over-year appreciation, 2.4 months of supply, and a 103.5% average sale-to-list ratio. These conditions move in a positive direction alongside ZORI history, although sales rose faster than asking rent. The 4.33% annualized-rent-to-price calculation is only a cross-source screening ratio.","title":"Resale liquidity is a separate strength signal"}],"risks":["A ZIP ZORI blends rental types and is not a unit-specific asking quote; modelled bedroom values rely on HUD relative steps, so configuration, condition, utilities, or lease terms can move a property’s actual rent materially away from the ZIP indication.","ACS five-year ZCTA results describe surveyed occupied renter homes, include selected utilities, and carry sampling uncertainty; their rent, income, burden, and vacancy readings cannot determine present availability or a specific applicant’s affordability.","The high historical variability, drawdown, and weak stability discovery rank mean the current index should not be treated as a fixed future baseline; historical growth is backward-looking and can change without notice.","Redfin’s rolling three-month figures are ZIP resale observations rather than rental transactions. Median price and the annualized rent-to-price screen omit property-specific costs, financing, taxes, legal status, and actual lease execution."],"qa":[{"a":"ZORI is a ZIP-level typical observed asking-rent index blended across rental types. ACS is a five-year survey of occupied renter homes in the matched statistical ZCTA, and its median gross rent includes selected utilities. A ZCTA is not identical to a USPS delivery ZIP. The two figures therefore answer different questions and cannot substitute for one another.","q":"Why can’t the ACS rent figure be substituted for ZIP ZORI?"},{"a":"The index rose 9.2% over the latest exact same-month year, while annualized same-month growth was 8.2% over three years and 8.3% over five, so recent direction continues the longer path. However, 4.3% annualized monthly-return variability, a -4.7% drawdown, and a weak stability rank make a single current figure a less durable reference.","q":"What does the history say about confidence in the current rent snapshot?"},{"a":"No. They are modelled monthly estimates created by scaling the all-types ZIP ZORI with the local HUD bedroom ladder; they are never measured bedroom rents. Separately, the $99,880 threshold follows 30% arithmetic applied to the ZIP index and does not provide advice, an applicant rule, or a finding about any household.","q":"Are the bedroom figures observed rents or qualification thresholds?"},{"a":"It establishes direct rolling-three-month ZIP for-sale conditions, including a $692,344 median sold price, 143 homes sold, 2.4 months of supply, and sale-to-list signals. It does not establish rental comps, unit income, or a property outcome. Dividing annualized ZORI by median sold price creates only a cross-source screening ratio and cannot resolve the ACS burden evidence.","q":"What can the Redfin block establish?"}],"sources":[{"key":"apartment_list_time_on_market","name":"Apartment List Time on Market — listing liquidity","release":"Apartment List 2026-07","pulledAt":"2026-08-08","url":"https://www.apartmentlist.com/research/category/data-rent-estimates"},{"key":"apartment_list_vacancy","name":"Apartment List Vacancy Index — rental vacancy","release":"Apartment List 2026-07","pulledAt":"2026-08-08","url":"https://www.apartmentlist.com/research/apartment-list-vacancy-index-methodology"},{"key":"census_zcta_facts","name":"Census ACS five-year — ZCTA housing and income","release":"ACS 2024 5-year ZCTA","pulledAt":"2026-08-08","url":"https://api.census.gov/data/2024/acs/acs5.html"},{"key":"hud_zip","name":"HUD USPS crosswalk and Small Area FMRs — ZIP rent fallback","release":"ZIP-CBSA 2025Q4 + SAFMR 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