Counties / South Dakota / Clark County

Clark County, SD

FIPS 46025 · population 3,917 · outside every metro area

$215k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$215k
▼ 0.0% year over year
Zillow ZHVI · direct
ACS median gross rent
$782
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$929
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

One annual series is unavailable
FHFA five-year cumulativen/anot annualized · through n/a
0%ZILLOW ZHVI2026-06−0.0%FHFA HPIperiod n/an/a
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$158k
Surveyed gross rent$782
Rent burden 30%+25.9%
Median year built1957
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
17.0%vacant
1,609estimated housing units
Occupied tenure22.5% renter
owner 77.5%renter 22.5%
Structure mix84.1% single-family
Single-family 84.1%20+ units 1.0%Mobile home 8.0%Other 6.9%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs1,205▲ 0.9% from the prior annual release
Covered establishments188annual average reporting locations
Average weekly wage$908▲ 1.0% from the prior annual release
Largest private supersectorTrade, transportation, and utilities24.9% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.9%WEEKLY WAGE+1.0%Trade, transportation, and utilities24.9%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Clark County presents a thin-market underwriting tension: Zillow’s county median home value is $215,209, essentially unchanged year over year at -0.03%, while listing-market signals are weaker. A buyer needing reliable exit liquidity or rent-supported cash flow should be cautious; a property-specific investigator can examine whether apparent value stability survives sparse local evidence. Zillow’s value is not a transaction price, and its supplied county observation shares a label with, but is methodologically distinct from, Realtor.com’s MLS listing observation.

02Housing economics

Market rent is not published, so gross yield cannot be computed. HUD’s two-bedroom FMR of $929 per month is a payment standard, not an estimate of asking rent and cannot fill that gap. The effective property-tax rate is 0.88%, with median annual tax of $1,389; these are carrying-cost inputs, but neither connects value to operating income without actual rent, insurance, upkeep, vacancy and financing terms. The FMR therefore does not establish affordability or yield.

03Demand & competition

Realtor.com shows only 7 active MLS listings. Its median listing price fell 6.26% year over year and median marketing time was 56 days; this is asking-price and exposure evidence rather than closed-sale pricing or proof of buyer demand. The reported price-reduced share does not add evidence of seller concessions. QCEW annual data show 1,205 covered jobs at county workplaces and $908 in average weekly covered-worker pay. Trade, transportation, and utilities was the largest disclosed private supersector, at 24.92% of private covered jobs, not a description of the whole economy.

04Risk & next checks

Population-moving tax returns show net migration of -47, and average AGI of entrants was $2,133 below that of exits, a composition signal but not a measure of all households. Investors accounted for 7.69% of 26 purchase mortgages, so participation should be read against a small purchase base. Modeled annual climate loss equals 0.12% of building value, consistent with inland flood as the named dominant hazard; it is modeled loss, not a property flood determination. The record does not publish an FHFA annual repeat-transaction HPI, property flood zone, insurance quote, lease rents, expense history or sale comparables, preventing yield, resilience and exit-value conclusions.

Cities & communities

Where people live within Clark County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Clark city1.4KWillow Lake city433Naples town96Raymond town82Bradley town78Garden City town78Mayfield Colony CDP77Vienna town49
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

13 Census places

Population
  1. 01
    Clark cityIncorporated place
    1,359
  2. 02
    Willow Lake cityIncorporated place
    433
  3. 03
    Naples townIncorporated place
    96
  4. 04
    Raymond townIncorporated place
    82
  5. 05
    Bradley townIncorporated place
    78
  6. 06
    Garden City townIncorporated place
    78
  7. 07
    Mayfield Colony CDPCensus-designated place
    77
  8. 08
    Vienna townIncorporated place
    49
  9. 09
    Crocker CDPCensus-designated place
    22
  10. 10
    Collins Colony CDPCensus-designated place
    0
  11. 11
    Fordham Colony CDPCensus-designated place
    0
  12. 12
    Hillcrest Colony CDPCensus-designated place
    0
Show 1 more places
  1. 13
    Silver Lake Colony CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.119% of building value expected lost per year

Effective property tax0.88%

$1,389 median annual bill

02
DemandIRS SOI household flows
Net migration-47

43 in · 90 out

Arriving vs leaving income−$2,133

$46,256 arriving · $48,389 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.7%

2 of 26 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings7▲ 30.0% year over year
Median days on market56▲ 14.8% year over year
Listings price-reduced0.0%seller-concession signal
Median listing pricen/a▼ 6.3% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Thin listing and purchase counts can make county indicators unstable or unrepresentative of a subject property.
  2. Published value may not translate to rent coverage because market rent and operating costs are unavailable.
  3. Inland-flood exposure and missing property-level flood-zone and insurance evidence may alter carrying costs and lender eligibility.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. Market rent is not published, and HUD FMR is a payment standard rather than asking rent.

Do the data independently confirm Zillow appreciation?

No. An FHFA annual repeat-transaction HPI observation is not published.

What do Realtor.com measures establish?

They establish MLS listing-market conditions, not closed-sale prices or buyer demand by themselves.