Counties / Illinois / Wabash County

Wabash County, IL

FIPS 17185 · population 11,119 · outside every metro area

$134k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$134k
▲ 3.4% year over year
Zillow ZHVI · direct
ACS median gross rent
$794
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$916
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+50.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06+3.4%FHFA HPI2025+10.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$105k
Surveyed gross rent$794
Rent burden 30%+39.9%
Median year built1970
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
12.4%vacant
5,410estimated housing units
Occupied tenure23.7% renter
owner 76.3%renter 23.7%
Structure mix77.6% single-family
Single-family 77.6%20+ units 3.0%Mobile home 10.4%Other 8.9%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs3,338▼ 1.1% from the prior annual release
Covered establishments279annual average reporting locations
Average weekly wage$1,055▲ 8.3% from the prior annual release
Largest private supersectorTrade, transportation, and utilities29.2% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.1%WEEKLY WAGE+8.3%Trade, transportation, and utilities29.2%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Wabash County’s decision tension is a $134,309 Zillow median home value in the 2026-06 county observation against an unpublished market rent. Income-property buyers should treat lease verification as the gating task: gross yield cannot be computed without measured market rent. HUD Fair Market Rent is a payment standard, not an estimate of asking rent, and cannot fill that gap. Buyers seeking a quick yield screen should be cautious.

02Housing economics

Zillow’s value measure gained 3.41% year over year. FHFA’s 2025 repeat-transaction HPI separately increased 10.26% year over year and 50.58% over five years. The index can corroborate a directional appreciation signal but is not a dollar home value; its vintage and method differ from Zillow’s, so those rates should not be blended. A 1.41% effective property-tax rate and $1,475 median annual tax add carrying-cost context, but no MLS listing price, inventory, marketing-time, or price-reduction data are published to test visible for-sale supply.

03Demand & competition

County workplace conditions are mixed rather than a demand forecast. QCEW annual covered employment at county workplaces fell 1.13%, while the average weekly wage for covered workers increased 8.32%. Trade, transportation, and utilities was the largest disclosed private supersector, not a description of the whole county economy. Tax-return migration was net positive by 6 households, yet inbound movers’ average AGI was $45,283 versus $58,864 for outbound movers; that gap warrants checking tenant and buyer profiles. Purchase-mortgage investor participation was 1.85% of 54 purchases, indicating limited observed non-owner activity rather than all cash or investor buying.

04Risk & next checks

Inland flood is the stated dominant hazard, and the modeled expected annual building-value loss ratio is 0.18%; this is a county-level model, not a parcel loss estimate or insurance quote. Missing market-rent and MLS measures prevent income, yield, tenant-depth, and liquidity conclusions. The record also does not publish property-level flood zone, insurance, condition, financing, or lease data, preventing a property underwriting. Next checks are current lease comparables, tax bills and assessments, flood history and insurance terms, and listing-level competition.

Cities & communities

Where people live within Wabash County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Mount Carmel city6.9KAllendale village499Bellmont village196Keensburg village149
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

4 Census places

Population
  1. 01
    Mount Carmel cityIncorporated place
    6,854
  2. 02
    Allendale villageIncorporated place
    499
  3. 03
    Bellmont villageIncorporated place
    196
  4. 04
    Keensburg villageIncorporated place
    149

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.183% of building value expected lost per year

Effective property tax1.41%

$1,475 median annual bill

02
DemandIRS SOI household flows
Net migration+6

205 in · 199 out

Arriving vs leaving income−$13,581

$45,283 arriving · $58,864 leaving

03
CompetitionHMDA financed purchases
Purchases by investors1.8%

1 of 54 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Lease comparables may show rents that do not support carrying costs or a usable yield.
  2. Covered-job contraction and lower average inbound mover income may limit local tenant or buyer depth.
  3. Inland-flood exposure may produce property-specific loss, insurance, and financing constraints not visible in county data.
Underwriting questions

Before pricing a property

Can gross yield be calculated from the supplied record?

No. County market rent is not published, and HUD Fair Market Rent cannot be substituted for asking rent.

Can Zillow and FHFA appreciation be combined into one growth rate?

No. Zillow is a 2026-06 median home-value observation, while FHFA is a 2025 repeat-transaction index; their vintages and methods differ.

What does the record show about investor participation?

It reports 1 investor purchase among 54 total purchases, a 1.85% purchase-mortgage non-occupant share; it does not measure all cash investor purchases.