Counties / North Carolina / Bertie County

Bertie County, NC

FIPS 37015 · population 17,170 · outside every metro area

$62k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$62k
▼ 0.5% year over year
Zillow ZHVI · direct
ACS median gross rent
$839
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,044
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

One annual series is unavailable
FHFA five-year cumulativen/anot annualized · through n/a
0%ZILLOW ZHVI2026-06−0.5%FHFA HPIperiod n/an/a
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$99k
Surveyed gross rent$839
Rent burden 30%+45.2%
Median year built1981
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
20.5%vacant
8,984estimated housing units
Occupied tenure27.3% renter
owner 72.7%renter 27.3%
Structure mix66.7% single-family
Single-family 66.7%20+ units 0.7%Mobile home 31.3%Other 1.3%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs5,288▲ 2.2% from the prior annual release
Covered establishments355annual average reporting locations
Average weekly wage$897▲ 4.1% from the prior annual release
Largest private supersectorEducation and health services16.3% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+2.2%WEEKLY WAGE+4.1%Education and health services16.3%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Bertie County is a low-price but incomplete-income case: Zillow's June 2026 median home value is $62,232, 0.50% below its prior-year observation, but published market rent is absent. Cash-flow investors should be cautious; investors able to collect lease, condition, and insurance evidence can investigate. Zillow is a county home-value observation, not a transaction-price trend. No FHFA repeat-transaction HPI reading is supplied to corroborate or challenge its direction.

02Housing economics

Gross yield cannot be computed because measured market rent is not published. HUD's two-bedroom FMR of $1,044 per month is a payment standard, not an asking-rent estimate, and cannot be used for yield. The effective property-tax rate is 0.79%, with median annual tax of $778; neither establishes tax on a particular purchase. Modeled annual climate loss is 0.25% of building value, and hurricane is the dominant hazard. Expense and coverage verification is therefore required before a return conclusion.

03Demand & competition

County workplace evidence is constructive but narrow. In 2025 QCEW reported 5,288 annual-average covered jobs, up 2.20%, and an average covered-worker weekly wage of $897, up 4.06%. Education and health services, the largest disclosed private supersector, accounted for 16.32% of total private covered jobs. QCEW is neither resident employment nor unemployment. Tax-return migration showed 345 mover households in and 350 out, for net migration of -5; incoming movers' average income exceeded outgoing movers' by $478. Investor purchase mortgages were 2.41% of purchases, a small reported participation measure rather than a measure of all buyer demand.

04Risk & next checks

No Realtor.com figures are published for median MLS listing price, active listings, days on market, or the price-reduced share, so visible supply, marketing time, and seller concessions cannot be assessed; these are listing-market measures, not closed sales. Missing market rent, vacancy, lease terms, operating costs, insurance quotes, property condition, and FHFA HPI prevent a stabilized income case, an independent repeat-sales trend check, and a property-specific risk assessment. Next checks are current comparable leases, subject-property taxes and assessments, hurricane insurance terms, inspection scope, and MLS inventory and pending detail.

Cities & communities

Where people live within Bertie County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Windsor town3.3KAulander town689Lewiston Woodville town447Roxobel town326Powellsville town277Colerain town239Kelford town177Askewville town155
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

8 Census places

Population
  1. 01
    Windsor townIncorporated place
    3,269
  2. 02
    Aulander townIncorporated place
    689
  3. 03
    Lewiston Woodville townIncorporated place
    447
  4. 04
    Roxobel townIncorporated place
    326
  5. 05
    Powellsville townIncorporated place
    277
  6. 06
    Colerain townIncorporated place
    239
  7. 07
    Kelford townIncorporated place
    177
  8. 08
    Askewville townIncorporated place
    155

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.255% of building value expected lost per year

Effective property tax0.79%

$778 median annual bill

02
DemandIRS SOI household flows
Net migration-5

345 in · 350 out

Arriving vs leaving income+$478

$37,641 arriving · $37,163 leaving

03
CompetitionHMDA financed purchases
Purchases by investors2.4%

2 of 83 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Published rent, vacancy, and operating-cost evidence are absent, so actual income performance may differ materially from underwriting assumptions.
  2. No FHFA HPI or Realtor.com listing measures are published, preventing independent checks of repeat-sales direction and visible market supply.
  3. Property-specific hurricane exposure, insurance pricing, condition, and repair needs are not reported and may materially alter carrying costs.
Underwriting questions

Before pricing a property

Can gross yield be calculated from the supplied record?

No. Measured market rent is not published, so gross yield cannot be computed.

Is the HUD two-bedroom FMR evidence of county asking rent?

No. The $1,044 monthly FMR is a HUD payment standard, not an estimate of market asking rent.

How much investor participation is reported among purchase mortgages?

Investor purchase mortgages represented 2.41% of reported purchases.