Counties / New York / Greene County

Greene County, NY

FIPS 36039 · population 47,409 · outside every metro area

$373k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$373k
▲ 2.4% year over year
Zillow ZHVI · direct
Median asking rent
$1,699
n/a year over year
Zillow ZORI · direct
Gross yield
5.5%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,373
market rent is 1.24x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+64.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+2.4%FHFA HPI2025+1.7%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$272k
Surveyed gross rent$1,004
Rent burden 30%+42.8%
Median year built1972
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
35.8%vacant
29,080estimated housing units
Occupied tenure22.8% renter
owner 77.2%renter 22.8%
Structure mix78.3% single-family
Single-family 78.3%20+ units 1.5%Mobile home 6.8%Other 13.3%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs14,335▲ 1.2% from the prior annual release
Covered establishments1,388annual average reporting locations
Average weekly wage$1,226▲ 3.3% from the prior annual release
Largest private supersectorTrade, transportation, and utilities30.9% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.2%WEEKLY WAGE+3.3%Trade, transportation, and utilities30.9%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Greene County’s decision tension is whether its measured income return offsets softer listing evidence and a flood-diligence burden. It merits investigation by buyers willing to validate site costs and leasing; investors needing rapid resale or standardized hazard exposure should be cautious. Zillow’s county median home value was $373,047 in June 2026, up 2.36% year over year. Separately, FHFA’s 2025 repeat-transaction HPI increased 1.72%. That index confirms direction only: it is not a dollar home value, and its observation cannot be merged with Zillow’s into one growth rate.

02Housing economics

Median asking rent was $1,699 per month, supporting the stated 5.47% gross yield before operating costs. HUD’s two-bedroom FMR of $1,373 is a payment standard, not an asking-rent estimate, and cannot substitute for market rent in yield work. The 1.49% effective property-tax rate is a material carrying-cost screen alongside price and rent; insurance, maintenance, vacancy and financing are not supplied, so net yield cannot be computed.

03Demand & competition

In Realtor.com’s MLS listing evidence from that same supplied period, median asking price fell 5.5% annually, with 439 active listings and a 33.37% pending-to-active ratio. These are visible supply and listing-market measures, not closed-sale prices or proof of demand by themselves. QCEW annual data show growth in covered workplace employment and covered-worker weekly wages; Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy. Tax-return migration was a small inflow, but incoming movers reported lower average AGI than those leaving. Non-occupant investor purchases were 33 of 464 purchases, or 7.11%, indicating participation but not a dominant purchase cohort.

04Risk & next checks

Inland flood is the dominant hazard, consistent with a modeled annual climate-loss ratio of 0.15% of building value; this county-level model does not establish a parcel’s exposure or insured loss. Obtain flood-zone, elevation, prior-loss and insurance evidence, plus a property-specific tax bill and operating statements. Comparable lease terms, vacancy, actual concessions, sale prices and financing terms are unpublished here. Their absence prevents property-level net-yield, flood-cost and exit-liquidity conclusions.

Cities & communities

Where people live within Greene County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Catskill village3.8KCoxsackie village2.7KAthens village1.9KCairo CDP1.7KSleepy Hollow Lake CDP1.4KJefferson Heights CDP1.2KPalenville CDP870Round Top CDP831
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

20 Census places

Population
  1. 01
    Catskill villageIncorporated place
    3,779
  2. 02
    Coxsackie villageIncorporated place
    2,737
  3. 03
    Athens villageIncorporated place
    1,943
  4. 04
    Cairo CDPCensus-designated place
    1,660
  5. 05
    Sleepy Hollow Lake CDPCensus-designated place
    1,354
  6. 06
    Jefferson Heights CDPCensus-designated place
    1,192
  7. 07
    Palenville CDPCensus-designated place
    870
  8. 08
    Round Top CDPCensus-designated place
    831
  9. 09
    Tannersville villageIncorporated place
    759
  10. 10
    Greenville CDP (Greene County)Census place
    620
  11. 11
    South Cairo CDPCensus-designated place
    619
  12. 12
    Haines Falls CDPCensus-designated place
    513
Show 8 more places
  1. 13
    East Durham CDPCensus-designated place
    495
  2. 14
    New Baltimore CDPCensus-designated place
    298
  3. 15
    Leeds CDPCensus-designated place
    242
  4. 16
    Cementon CDPCensus-designated place
    216
  5. 17
    Prattsville CDPCensus-designated place
    210
  6. 18
    Windham CDPCensus-designated place
    184
  7. 19
    West Kill CDPCensus-designated place
    158
  8. 20
    Hunter villageIncorporated place
    156

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.145% of building value expected lost per year

Effective property tax1.49%

$4,056 median annual bill

02
DemandIRS SOI household flows
Net migration+25

1,332 in · 1,307 out

Arriving vs leaving income−$7,813

$76,017 arriving · $83,830 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.1%

33 of 464 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings439▲ 1.5% year over year
Median days on market68▼ 5.9% year over year
Listings price-reduced9.6%seller-concession signal
Median listing pricen/a▼ 5.5% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Property-level flood insurance, prior losses, elevation and repair exposure could be materially worse than the county model indicates.
  2. MLS listing-market weakness could ultimately show up in lower closed-sale support or slower resale liquidity.
  3. Unpublished vacancy, maintenance, insurance, financing and property-specific tax costs could reduce the stated gross yield substantially.
Underwriting questions

Before pricing a property

Is a market-rent measure published?

Yes. The record provides median asking rent and a stated gross yield; HUD FMR is reported separately as a payment standard.

What does the Realtor.com evidence measure?

It measures the MLS listing market, including active listings, asking prices and pending-to-active conditions, rather than completed sales.

Which hazard requires primary diligence?

Inland flood. The record also provides a county-level modeled climate-loss ratio, but not parcel-level exposure or insurance results.