Counties / Iowa / Jackson County

Jackson County, IA

FIPS 19097 · population 19,390 · outside every metro area

$244k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$244k
▲ 6.5% year over year
Zillow ZHVI · direct
ACS median gross rent
$807
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$919
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+52.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06+6.5%FHFA HPI2025+11.7%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$175k
Surveyed gross rent$807
Rent burden 30%+44.6%
Median year built1970
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
11.2%vacant
9,282estimated housing units
Occupied tenure19.3% renter
owner 80.7%renter 19.3%
Structure mix84.4% single-family
Single-family 84.4%20+ units 1.0%Mobile home 6.8%Other 7.8%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs5,748▼ 2.1% from the prior annual release
Covered establishments663annual average reporting locations
Average weekly wage$910▲ 4.6% from the prior annual release
Largest private supersectorTrade, transportation, and utilities33.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−2.1%WEEKLY WAGE+4.6%Trade, transportation, and utilities33.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County’s decision tension is a rising price signal set against softer county workplace employment and incomplete rental evidence. Buyers pursuing appreciation should investigate property-level rents and flood exposure; income underwriters should be cautious because the record cannot tie price movement to cash flow. Zillow’s June 2026 county median home value is $244,101, up 6.49% year over year. Separately, FHFA’s 2025 repeat-transaction HPI rose 11.68% year over year; it corroborates direction but is an index, not a home value, and its period and method cannot be merged with Zillow’s measure.

02Housing economics

No median asking market rent is published, so gross yield cannot be computed. HUD’s two-bedroom FMR is $919 per month, but it is a payment standard rather than an estimate of asking rent and cannot fill that gap. Carrying-cost review should start with the 1.23% effective property-tax rate and $2,159 median annual tax; these county measures do not establish the tax bill on a specific acquisition. Missing rent, insurance, financing, repairs, and property-level assessments prevent a cash-flow or affordability conclusion.

03Demand & competition

Demand evidence is mixed rather than a sale-market verdict. Tax-return migration was net positive by 18 households, while average income of inbound movers exceeded outbound movers by $808; small net movement cannot establish durable housing demand. Investor mortgages represented 7 of 121 purchases, or 5.79%, indicating limited measured non-owner participation rather than the full buyer mix. Realtor.com’s MLS market had 30 active listings and a 23% price-reduced share in June 2026. Those are visible asking-market supply and seller-concession measures, not closed sales or proof of buyer demand.

04Risk & next checks

QCEW annual covered workplace employment fell 2.06% while its covered-worker average weekly wage rose 4.6%; neither is resident employment, unemployment, or a forecast. Trade, transportation, and utilities was the largest disclosed private supersector, accounting for 33.53% of private covered jobs, which heightens employer-mix diligence. Inland flood is the dominant hazard, and modeled annual climate loss equals 0.21% of building value. That loss measure is modeled rather than a property insurance quote; flood-zone, claims, elevation, insurance, lease, and sale-comparable checks remain necessary.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Maquoketa city*6.1KBellevue city2.3KPreston city1KSabula city547Andrew city423Miles city398La Motte city267Baldwin city153
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

13 Census places

Population
  1. 01
    Maquoketa cityIncorporated place · spans 2 counties
    6,075
  2. 02
    Bellevue cityIncorporated place
    2,259
  3. 03
    Preston cityIncorporated place
    1,044
  4. 04
    Sabula cityIncorporated place
    547
  5. 05
    Andrew cityIncorporated place
    423
  6. 06
    Miles cityIncorporated place
    398
  7. 07
    La Motte cityIncorporated place
    267
  8. 08
    Baldwin cityIncorporated place
    153
  9. 09
    St. Donatus cityIncorporated place
    135
  10. 10
    Springbrook cityIncorporated place
    125
  11. 11
    Monmouth cityIncorporated place
    121
  12. 12
    Spragueville cityIncorporated place
    90
Show 1 more places
  1. 13
    Zwingle cityIncorporated place · spans 2 counties
    76

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.207% of building value expected lost per year

Effective property tax1.23%

$2,159 median annual bill

02
DemandIRS SOI household flows
Net migration+18

444 in · 426 out

Arriving vs leaving income+$808

$52,824 arriving · $52,016 leaving

03
CompetitionHMDA financed purchases
Purchases by investors5.8%

7 of 121 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings30▲ 7.1% year over year
Median days on market54▼ 5.7% year over year
Listings price-reduced23.0%seller-concession signal
Median listing pricen/a▲ 18.2% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Actual asking rents, vacancy, and operating costs may not support carrying costs.
  2. Flood exposure, insurance availability, or property condition may exceed the county modeled loss measure.
  3. Covered-job decline and sector concentration may limit local tenant and buyer depth.
Underwriting questions

Before pricing a property

Is a market rent published for Jackson County?

No. The record does not publish median asking market rent, so gross yield cannot be computed; HUD FMR is not a substitute.

What is the dominant hazard?

Inland flood.

What does the QCEW employment evidence measure?

Annual covered employment at workplaces in the county, not resident employment, unemployment, or a forecast.