Counties / Texas / Jackson County

Jackson County, TX

FIPS 48239 · population 15,152 · outside every metro area

$214k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$214k
▼ 3.0% year over year
Zillow ZHVI · direct
ACS median gross rent
$1,065
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,057
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+31.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06−3.0%FHFA HPI2025+6.2%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$204k
Surveyed gross rent$1,065
Rent burden 30%+38.4%
Median year built1978
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
14.2%vacant
7,029estimated housing units
Occupied tenure29.3% renter
owner 70.8%renter 29.3%
Structure mix76.4% single-family
Single-family 76.4%20+ units 1.4%Mobile home 14.0%Other 8.2%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs5,346▼ 5.1% from the prior annual release
Covered establishments398annual average reporting locations
Average weekly wage$1,120▲ 3.0% from the prior annual release
Largest private supersectorConstruction19.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−5.1%WEEKLY WAGE+3.0%Construction19.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County presents a split price signal that favors verification over a directional call: the Zillow county median home value was $213,544 in 2026-06, down 2.98% year over year, while FHFA’s 2025 repeat-transaction HPI rose 6.21%. These are different vintages and methods; the HPI tracks repeat-sale price change, not a home value, so they cannot be blended. Investors relying on current value stability should be cautious; those able to diligence rents, insurance and submarkets should investigate the discrepancy.

02Housing economics

Carrying-cost underwriting has a hard limit: no measured market rent is published, so gross yield cannot be computed. HUD’s two-bedroom FMR of $1,057 per month is a payment standard, not asking rent, and cannot substitute. The effective property-tax rate is 1.02%, with median annual tax of $2,085. Modeled climate loss is 0.29% of building value per year and hurricane is the dominant hazard; this points to an insurance, deductible and elevation review rather than a dollar-loss estimate.

03Demand & competition

Demand evidence is mixed rather than a buyer-demand finding. QCEW reports 5,346 annual average covered jobs at county workplaces in 2025, down 5.08%; it is neither resident employment nor unemployment. Construction, the largest disclosed private supersector, accounts for 19.83% of private covered employment, indicating concentration within disclosed private employment rather than the whole economy. Tax-return migration shows a net loss of 42, while inbound average AGI exceeded outbound by $5,814. The 3.97% investor share, five of 126 purchase mortgages, measures non-occupant mortgage participation, not all cash buyers or buyer competition.

04Risk & next checks

Several gaps prevent a complete acquisition screen. Realtor.com MLS listing price, active-listing, days-on-market and price-reduction figures are not published, so visible supply, marketing time and seller concessions cannot be assessed; listings would not establish closed-sale pricing anyway. Market rent, vacancy, lease terms, insurance premiums, deductibles and property-level hazard characteristics are also not published. The next checks are achieved rents, tax bill and assessed-value records, flood and wind insurance terms, and recent closed comparable sales. County-level evidence cannot establish performance for a particular property or neighborhood.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Edna city6KGanado city1.5KVanderbilt CDP440Lolita CDP217La Ward city178
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

5 Census places

Population
  1. 01
    Edna cityIncorporated place
    6,027
  2. 02
    Ganado cityIncorporated place
    1,534
  3. 03
    Vanderbilt CDPCensus-designated place
    440
  4. 04
    Lolita CDPCensus-designated place
    217
  5. 05
    La Ward cityIncorporated place
    178

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.291% of building value expected lost per year

Effective property tax1.02%

$2,085 median annual bill

02
DemandIRS SOI household flows
Net migration-42

308 in · 350 out

Arriving vs leaving income+$5,814

$56,711 arriving · $50,897 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.0%

5 of 126 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Published rent, vacancy and lease evidence are absent, so property cash flow cannot be tested.
  2. Hurricane exposure and modeled climate loss could make insurance and deductibles material to carrying costs.
  3. Conflicting Zillow and FHFA directions may not resolve at the property or neighborhood level.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. Measured market rent is not published, and HUD FMR cannot be used as market rent.

Does the record establish buyer demand from MLS activity?

No. Realtor.com listing price, inventory, days-on-market and price-reduction data are not published.

What employment measure is available?

QCEW provides annual average covered jobs located at county workplaces; it does not measure resident employment or unemployment.