Jefferson Davis County is a low-nominal-value but uncertain pricing case, not a demonstrated income case. In June 2026, Zillow’s median home value was $99,263, up 1.22% year over year, while Realtor.com’s MLS median listing price was down 2.74%. The same MLS record showed 21 active listings and 100 median days on market. Active listings are visible supply, and days on market measures marketing time; neither establishes closed sales or buyer demand alone. Investors reliant on predictable resale pricing should investigate local comps, while income buyers should remain cautious.
No county market asking rent is published, so gross yield cannot be computed. The supplied HUD two-bedroom FMR of $842 per month is a payment standard, not an asking-rent estimate, and cannot fill that gap. The effective property-tax rate is 0.89%; it informs carrying-cost diligence but does not establish the tax bill on a particular acquisition. Without market rent, operating expenses, insurance and debt terms, neither rent coverage nor price-to-income economics can be underwritten.
Demand evidence is mixed and narrow. QCEW’s annual county record reports 2,194 covered jobs located at workplaces, a 33.86% annual-average increase; it does not measure resident employment or forecast demand. Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy. The tax-return migration count was net negative by 7 households, and arriving movers’ average AGI was $497 below departing movers’ average, a lower incoming-mover income mix in this record. Non-occupant purchase mortgages accounted for 2 of 65 purchases, or 3.08%, indicating limited measured investor participation rather than a reading on cash buyers.
Inland flood is the dominant hazard, and modeled climate loss equals 0.17% of building value annually; it is not a property-specific dollar loss. FHFA’s annual repeat-transaction HPI is not published, preventing an independent check of Zillow’s direction. Obtain closed-sale comps, market rents and collections, flood-zone and insurance quotes, condition, and capital needs; their absence prevents defensible exit, yield, and loss-cost conclusions.