Counties / Montana / Judith Basin County

Judith Basin County, MT

FIPS 30045 · population 2,071 · outside every metro area

$301k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$301k
▲ 4.2% year over year
Zillow ZHVI · direct
ACS median gross rent
$495
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,160
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

One annual series is unavailable
FHFA five-year cumulativen/anot annualized · through n/a
0%ZILLOW ZHVI2026-06+4.2%FHFA HPIperiod n/an/a
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$238k
Surveyed gross rent$495
Rent burden 30%+16.6%
Median year built1967
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
27.2%vacant
1,261estimated housing units
Occupied tenure27.3% renter
owner 72.7%renter 27.3%
Structure mix85.3% single-family
Single-family 85.3%20+ units 0.2%Mobile home 13.7%Other 0.8%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs521▼ 5.6% from the prior annual release
Covered establishments108annual average reporting locations
Average weekly wage$849▲ 4.9% from the prior annual release
Largest private supersectorNatural resources and mining28.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−5.6%WEEKLY WAGE+4.9%Natural resources and mining28.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Judith Basin County’s tension is a rising Zillow value against softer MLS asking-price evidence in a thin market. Zillow’s median home value was $300,959, up 4.18% year over year, while Realtor.com’s median MLS listing price fell 3.45%. Buyers able to verify lease demand and condition should investigate; those needing liquid resale evidence or stable employment support should be cautious. Zillow is a value estimate, whereas Realtor.com reports seller asks, not closings.

02Housing economics

Price cannot yet become an income case. Market rent is not published, so gross yield cannot be computed. HUD’s two-bedroom Fair Market Rent is $1,160 per month, but it is a payment standard—not an asking-rent estimate—and cannot substitute for rent. The effective property-tax rate is 0.45%, and median annual tax is $1,066; these inform carrying costs, not operating expenses. No FHFA annual repeat-transaction HPI observation is supplied, so Zillow lacks an independent transaction-based direction check.

03Demand & competition

Listing-market and labor evidence show limited depth, not confirmed buyer strength. Realtor.com showed 5 active MLS listings, 113 median days on market, and a 22.22% pending-to-active ratio. Listings are visible supply, days measure marketing time, and pendings alone do not prove demand or sale prices. In annual QCEW data, county workplace covered employment was 521, down 5.62%, while average covered-worker weekly wage was $849, up 4.94%; natural resources and mining was the largest disclosed private supersector, not the whole economy. Net migration was negative, although incoming movers had $9,518 higher average AGI than outgoing movers. No investor purchases were recorded among 6 total purchases, limiting evidence of competition, not proving its absence.

04Risk & next checks

Inland flood is the dominant hazard, and modeled annual climate loss equals 0.12% of building value; this expected-loss model is not property-specific damage history. The thesis can fail if unobserved rents and vacancy do not support costs, sparse listings obscure an executable exit price, or parcel flood exposure and insurance exceed assumptions. Check market-rent and lease comparables, closed sales, vacancy and operating costs, plus parcel flood-zone, elevation, claims, and insurance evidence. These omissions prevent defensible yield, resale, and all-in risk assessment.

Cities & communities

Where people live within Judith Basin County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Stanford town268Hobson city160Windham CDP84Geyser CDP66Raynesford CDP54Moccasin CDP17Utica CDP14Sapphire Ridge CDP11
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

9 Census places

Population
  1. 01
    Stanford townIncorporated place
    268
  2. 02
    Hobson cityIncorporated place
    160
  3. 03
    Windham CDPCensus-designated place
    84
  4. 04
    Geyser CDPCensus-designated place
    66
  5. 05
    Raynesford CDPCensus-designated place
    54
  6. 06
    Moccasin CDPCensus-designated place
    17
  7. 07
    Utica CDPCensus-designated place
    14
  8. 08
    Sapphire Ridge CDPCensus-designated place
    11
  9. 09
    Surprise Creek Colony CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.119% of building value expected lost per year

Effective property tax0.45%

$1,066 median annual bill

02
DemandIRS SOI household flows
Net migration-5

36 in · 41 out

Arriving vs leaving income+$9,518

$58,250 arriving · $48,732 leaving

03
CompetitionHMDA financed purchases
Purchases by investors0.0%

0 of 6 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings5▼ 30.8% year over year
Median days on market113▲ 20.2% year over year
Listings price-reduced0.0%seller-concession signal
Median listing pricen/a▼ 3.5% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Lease rents, vacancy, and operating costs may not support the purchase basis.
  2. Parcel flood exposure and insurance may exceed the county-level modeled loss.
  3. Few listings and no closed-sale evidence may make resale pricing or timing unreliable.
Underwriting questions

Before pricing a property

Is market rent published for Judith Basin County?

No. The record does not publish market rent, so gross yield cannot be computed.

Does the HUD two-bedroom Fair Market Rent establish asking rent?

No. It is a payment standard and not an estimate of market asking rent.

Is there evidence of investor purchase participation?

No investor purchases were recorded among the reported total purchases.