Counties / Texas / Lipscomb County

Lipscomb County, TX

FIPS 48295 · population 2,918 · outside every metro area

$124k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$124k
▼ 2.5% year over year
Zillow ZHVI · direct
ACS median gross rent
$876
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$973
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

One annual series is unavailable
FHFA five-year cumulativen/anot annualized · through n/a
0%ZILLOW ZHVI2026-06−2.5%FHFA HPIperiod n/an/a
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$124k
Surveyed gross rent$876
Rent burden 30%+22.6%
Median year built1973
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
28.4%vacant
1,432estimated housing units
Occupied tenure17.6% renter
owner 82.4%renter 17.6%
Structure mix84.2% single-family
Single-family 84.2%20+ units 0.0%Mobile home 9.8%Other 5.9%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs1,182▼ 4.1% from the prior annual release
Covered establishments91annual average reporting locations
Average weekly wage$1,063▲ 5.0% from the prior annual release
Largest private supersectorNatural resources and mining22.7% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−4.1%WEEKLY WAGE+5.0%Natural resources and mining22.7%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

The county-level tension is a low reported home-value marker against weakening workplace employment, thin purchase evidence and unmeasured rental cash flow. Lipscomb merits investigation only where property-level rents, insurance and tenant depth can be verified; otherwise caution is warranted. The 2025 QCEW count is 1,182 annual-average covered jobs at county workplaces, down 4.14% from the prior annual average. Natural resources and mining is the largest disclosed private supersector. This concentration is within covered employment, not the whole economy; QCEW is neither resident employment nor unemployment.

02Housing economics

Zillow reports a $124,498 county median home value in its 2026-06 observation, down 2.52% year over year. It is a value measure, not a closed-sale price, and no FHFA annual repeat-transaction HPI is published to confirm or challenge its direction. The 1.41% effective property-tax rate and $1,748 median annual tax require parcel verification. HUD's $973 two-bedroom FMR is a payment standard, not measured asking rent; with no market rent published, gross yield cannot be computed. Realtor.com listing, supply, marketing-time and reduction measures are not published, preventing an MLS asking-market read.

03Demand & competition

Migration is mildly positive: 63 tax-return households moved in and 55 moved out, a net gain of 8. Yet inbound movers' average AGI was $3,867 lower, so this count does not establish purchasing capacity or tenant demand. Four purchase mortgages were recorded and none were investor purchases. The stated 0% investor share therefore rests on a very small observed base, not proof that competition is absent.

04Risk & next checks

Inland flood is the dominant hazard, with modeled climate loss of 0.20% of building value per year. That is an expected-loss model, not parcel-level damage history, a flood-zone finding or an insurance quote. The thesis could fail if achievable rents, vacancy and lease terms do not cover carrying costs; if flood insurance, property condition or tax bills differ; or if sparse transactions and missing listings conceal different liquidity. Check flood and insurance records, rent rolls and comparable leases, parcel tax bills, and MLS listings and closed sales. These gaps prevent defensible cash-flow, resale-liquidity and price-validation conclusions.

Cities & communities

Where people live within Lipscomb County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Booker town*1.3KHiggins city462Follett city305Darrouzett town270Lipscomb CDP81
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

5 Census places

Population
  1. 01
    Booker townIncorporated place · spans 2 counties
    1,311
  2. 02
    Higgins cityIncorporated place
    462
  3. 03
    Follett cityIncorporated place
    305
  4. 04
    Darrouzett townIncorporated place
    270
  5. 05
    Lipscomb CDPCensus-designated place
    81

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.201% of building value expected lost per year

Effective property tax1.41%

$1,748 median annual bill

02
DemandIRS SOI household flows
Net migration+8

63 in · 55 out

Arriving vs leaving income−$3,867

$50,460 arriving · $54,327 leaving

03
CompetitionHMDA financed purchases
Purchases by investors0.0%

0 of 4 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Achievable rents, vacancy and lease terms may not support carrying costs, and market rent is not published.
  2. Parcel-level flood exposure, insurance costs, condition and tax bills may differ from county-level inputs.
  3. Sparse purchase activity and unavailable MLS listing measures may obscure resale liquidity and buyer competition.
Underwriting questions

Before pricing a property

Can gross yield be computed from the supplied record?

No. Market rent is not published, and the $973 HUD two-bedroom FMR is a payment standard rather than asking rent.

What investor purchase activity is reported?

Zero investor purchases are reported among four total purchase mortgages, producing a stated 0% investor share.

What hazard is identified for the county?

Inland flood is the dominant hazard, with modeled climate loss of 0.20% of building value per year.