Counties / Kentucky / Logan County

Logan County, KY

FIPS 21141 · population 27,986 · outside every metro area

$201k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$201k
▼ 2.7% year over year
Zillow ZHVI · direct
Median asking rent
$890
n/a year over year
Zillow ZORI · direct
Gross yield
5.3%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$866
market rent is 1.03x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+59.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06−2.7%FHFA HPI2025+4.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$165k
Surveyed gross rent$751
Rent burden 30%+37.6%
Median year built1978
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
11.8%vacant
12,473estimated housing units
Occupied tenure25.7% renter
owner 74.3%renter 25.7%
Structure mix79.2% single-family
Single-family 79.2%20+ units 0.9%Mobile home 11.1%Other 8.8%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs8,763▼ 2.4% from the prior annual release
Covered establishments808annual average reporting locations
Average weekly wage$1,180▲ 4.4% from the prior annual release
Largest private supersectorManufacturing40.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−2.4%WEEKLY WAGE+4.4%Manufacturing40.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Logan County is a cash-flow-validation case rather than a momentum case: Zillow's 2026-06 median home value was $200,569, down 2.72% year over year, while its median asking rent was $890 per month and published gross yield was 5.32% before costs. This may merit investigation by buyers able to verify property-level income and expenses; buyers dependent on price gains should be cautious. FHFA's 2025 repeat-transaction HPI registered an annual increase, a different direction from Zillow's observation, but it is an index rather than a home value; the methods and labeled periods cannot be averaged.

02Housing economics

The market-rent figure, not HUD's two-bedroom Fair Market Rent, supports the stated gross yield. The HUD figure is a payment standard, not an estimate of county asking rent; although market rent is above it, it cannot be used as a rent proxy. Carrying costs remain material: the effective property-tax rate is 0.61%, a county benchmark rather than a bill for a specific parcel. Modeled annual climate loss equals 0.16% of building value, and inland flood is the dominant hazard. Flood zone, insurance quotes and mitigation history are required because county modeled loss is not a property-level loss estimate.

03Demand & competition

Realtor.com's 2026-06 MLS evidence is mixed: active listings increased and marketing time shortened, while some sellers cut prices; the pending-to-active ratio was 45.23%. These are visible listing-market measures, not closed-sale prices or proof of buyer demand. Tax-return migration was net positive by 138 households, with incoming movers reporting higher average income than those leaving. Non-occupants accounted for 10% of 320 purchase mortgages. Together, these show visible turnover and investor participation, but do not establish rental absorption, rent growth or resale demand.

04Risk & next checks

In QCEW's 2025 annual average, covered employment at county workplaces fell 2.36%, while Manufacturing, the largest disclosed private supersector, comprised 40.07% of private covered jobs. This is neither resident employment nor unemployment. The record lacks vacancy, lease-renewal, operating-cost, transaction-price, property-level flood, insurance and financing evidence. Those gaps prevent a net-yield, debt-service, tenant-depth or resale-liquidity conclusion; next checks should cover unit rent comps, tax assessment, flood determination, insurance and closed-sale comps.

Cities & communities

Where people live within Logan County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Russellville city7.3KAuburn city1.8KLewisburg city1KAdairville city713Dunmor CDP*209
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

5 Census places

Population
  1. 01
    Russellville cityIncorporated place
    7,316
  2. 02
    Auburn cityIncorporated place
    1,794
  3. 03
    Lewisburg cityIncorporated place
    1,043
  4. 04
    Adairville cityIncorporated place
    713
  5. 05
    Dunmor CDPCensus-designated place · spans 2 counties
    209

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.164% of building value expected lost per year

Effective property tax0.61%

$1,010 median annual bill

02
DemandIRS SOI household flows
Net migration+138

721 in · 583 out

Arriving vs leaving income+$7,185

$50,911 arriving · $43,726 leaving

03
CompetitionHMDA financed purchases
Purchases by investors10.0%

32 of 320 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings100▲ 5.9% year over year
Median days on market44▼ 19.0% year over year
Listings price-reduced14.6%seller-concession signal
Median listing pricen/a▲ 0.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Property-level flood exposure, insurance premiums, or mitigation needs could exceed the county modeled-loss benchmark.
  2. Gross yield excludes unreported vacancy, maintenance, insurance, financing and other operating costs.
  3. Covered-job contraction and manufacturing concentration could narrow tenant and buyer depth.
Underwriting questions

Before pricing a property

Is the published gross yield based on HUD Fair Market Rent?

No. It is supported by published market asking rent; HUD Fair Market Rent is a payment standard, not a market-rent estimate.

What do the Realtor.com figures establish?

They describe the MLS listing market, including visible supply, marketing time, price reductions and pending listings; they are not closed-sale evidence.

What does the QCEW employment measure represent?

It is annual average covered employment at workplaces in Logan County, not resident employment or the unemployment rate.