Counties / North Carolina / Macon County

Macon County, NC

FIPS 37113 · population 37,941 · outside every metro area

$369k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$369k
▲ 1.8% year over year
Zillow ZHVI · direct
ACS median gross rent
$803
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$987
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+70.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.8%FHFA HPI2025+2.6%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$252k
Surveyed gross rent$803
Rent burden 30%+38.1%
Median year built1987
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
32.4%vacant
27,216estimated housing units
Occupied tenure22.4% renter
owner 77.6%renter 22.4%
Structure mix77.8% single-family
Single-family 77.8%20+ units 1.2%Mobile home 14.8%Other 6.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs12,543▲ 1.7% from the prior annual release
Covered establishments1,513annual average reporting locations
Average weekly wage$930▲ 4.1% from the prior annual release
Largest private supersectorTrade, transportation, and utilities24.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.7%WEEKLY WAGE+4.1%Trade, transportation, and utilities24.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Macon County presents a price-direction versus cash-flow-evidence tension: home-value indicators are positive, but no market-rent evidence tests whether acquisitions can carry the purchase basis. Income-focused buyers should be cautious, while property investigators should verify lease and insurance economics. Zillow’s 2026-06 median home value was $368,746, up 1.82% year over year. FHFA’s 2025 repeat-transaction HPI rose 2.61% annually. The measures point in the same direction, but their different vintages and methods cannot be merged into one appreciation rate or treated as a home value.

02Housing economics

County market asking rent is not published, so gross yield cannot be computed. HUD’s two-bedroom FMR of $987 per month is a payment standard, not a market-rent estimate, and cannot fill that gap. The effective property-tax rate is 0.43%, with median annual property tax of $1,074. These measures identify a carrying-cost line item, but they do not establish the bill on a target parcel; assessed value, exemptions, and insurance remain unreported.

03Demand & competition

Demand evidence is mixed in scope rather than conclusive. Net migration was 247 tax-return households, and average income for inbound movers exceeded outbound movers by $7,258; that is a mover-composition signal, not proof of tenant demand. Non-occupants accounted for 5.49% of purchase mortgages, a slice of competition that excludes unobserved cash activity. QCEW recorded 12,543 annual covered jobs located at county workplaces and a $930 average weekly covered-worker wage. Trade, transportation, and utilities represented 24.55% of private covered employment, the largest disclosed supersector rather than the entire economy. These records do not measure resident employment or future demand.

04Risk & next checks

Inland flood is the dominant hazard, while modeled annual climate loss equals 0.15% of building value; neither county-level figure substitutes for a parcel flood zone, elevation, claims history, or insurance quote. Realtor.com’s 2026-06 MLS listing-price, active-listing, days-on-market, and price-reduction figures are not published, preventing a reading of visible supply, marketing time, and seller concessions. Next checks are lease comparables, executed rents, parcel assessment and tax bill, flood and insurance terms, and MLS status. Without them, neither income coverage nor exit-market liquidity can be underwritten.

Cities & communities

Where people live within Macon County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Franklin town4.3KHighlands town*1.1K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

2 Census places

Population
  1. 01
    Franklin townIncorporated place
    4,268
  2. 02
    Highlands townIncorporated place · spans 2 counties
    1,074

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.153% of building value expected lost per year

Effective property tax0.43%

$1,074 median annual bill

02
DemandIRS SOI household flows
Net migration+247

1,132 in · 885 out

Arriving vs leaving income+$7,258

$76,823 arriving · $69,565 leaving

03
CompetitionHMDA financed purchases
Purchases by investors5.5%

24 of 437 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Lease comparables may not support income sufficient for the observed purchase basis and carrying costs.
  2. Parcel flood exposure or insurance costs may differ materially from the county-level hazard and modeled-loss measures.
  3. County migration, workplace employment, and investor data may not reflect the target submarket or tenant pool.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. County market rent is not published, and HUD FMR is a payment standard rather than a market-rent estimate.

What does the FHFA result measure?

It measures annual change in a repeat-transaction home-price index, not a dollar home value or a rate that can be combined with Zillow’s observation.

Can current MLS supply and seller-concession conditions be assessed?

No. Realtor.com listing-price, inventory, days-on-market, and price-reduction figures are not published in the record.