Mingo County presents a modest stated price level but a difficult underwriting tension: Zillow’s county median home value was $84,181 in 2026-06, down 1.4% year over year, while the available labor and migration evidence is weak. This merits investigation by buyers who can validate property-level rents, condition and flood exposure; underwriters relying on quick resale, stable tenant depth or broad buyer competition should be cautious. The Zillow figure is a county home-value measure, not a sale comp; FHFA’s annual repeat-transaction HPI is not published, so an independent direction check is unavailable.
Housing economics cannot be converted into yield from this record. No market asking rent is published, so gross yield cannot be computed. HUD’s two-bedroom FMR of $898 per month is a payment standard, not market rent, and cannot be substituted for it. The effective property-tax rate is 0.47% and median annual property tax is $423, but county figures do not establish an individual parcel’s tax bill. Rental comparables, insurance, maintenance, financing and property-specific flood costs remain necessary for cash-flow underwriting.
QCEW recorded 4,453 annual average covered jobs at county workplaces in 2025, down 10.06% from the prior annual average. Average weekly covered-worker wages were $1,038, down 11.21%, while Natural resources and mining was the largest disclosed private supersector at 23.23% of private covered jobs. These are workplace measures, not resident employment or a whole-economy reading. Net tax-return migration was negative 62 households, and moving-in household income was $2,012 below moving-out income. Investor mortgages were 1 of 65 purchases, or 1.54%, limiting what this sample says about durable investor-led buyer competition.
The dominant hazard is inland flood, and the modeled climate-loss ratio is 0.48% of building value per year; this county-level model should prompt parcel-level flood-zone, claims-history and insurance verification rather than set a property cost. Realtor.com MLS listing price, active listings, days on market and price-reduction data are not published, preventing a read on visible supply, marketing time and seller concessions. Closed-sale comparables, rental comps, property condition and insurance quotes are also not published, preventing defensible valuation, liquidity and cash-flow conclusions.