Okfuskee County is a verify-before-bidding market: Zillow’s 2026-06 median home value was $150,645, but rent economics cannot be tested from published county data and MLS marketing conditions are mixed. Investors able to document address-level rent, insurance and repair exposure should investigate; buyers that require proven yield or quick resale liquidity should be cautious.
Market rent is not published, so gross yield cannot be computed. HUD’s $937 FMR is a payment standard, not an estimate of asking rent, and cannot replace rent in a yield calculation. The effective property-tax rate is 0.48%; it is a carrying-cost input but does not establish the tax bill for a specific parcel or total ownership cost. No FHFA annual HPI observation is supplied, preventing a repeat-transaction comparison with Zillow’s county value measure.
Realtor.com’s 2026-06 MLS snapshot showed active listings falling 15.85%, while median marketing time reached 105 days, up 66.4%. A 37.68% pending-to-active ratio shows listing status, not closed sales or buyer demand. Together, less visible supply and longer exposure argue against treating asking-market conditions as a clean liquidity signal. Migration was net positive, but inbound movers’ average AGI trailed outbound movers’ by $3,078, which weakens a simple demand reading. Nonoccupants represented 9.86% of 71 purchase mortgages; this measures countywide mortgage participation, not competition for any one home.
Inland flood is the dominant hazard, and modeled climate loss is 0.21% of building value per year; this is a modeled expected loss ratio, not a parcel-specific insurance quote. In 2025 QCEW, covered workplace employment grew 2.88% and average weekly wage was $825; Education and health services was the largest disclosed private supersector. These are covered jobs at county workplaces, not resident employment, unemployment, or a forecast. Obtain lease and rent comps to test yield, closed-sale comps to test exits, and parcel flood, insurance, condition and tax records to establish full carrying costs.