Counties / Arkansas / Ouachita County

Ouachita County, AR

FIPS 05103 · population 22,085 · outside every metro area

$103k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$103k
▲ 3.2% year over year
Zillow ZHVI · direct
ACS median gross rent
$764
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$880
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+47.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06+3.2%FHFA HPI2025+10.6%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$102k
Surveyed gross rent$764
Rent burden 30%+50.8%
Median year built1974
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
27.3%vacant
11,869estimated housing units
Occupied tenure29.1% renter
owner 70.9%renter 29.1%
Structure mix75.7% single-family
Single-family 75.7%20+ units 0.1%Mobile home 13.8%Other 10.3%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs6,804▼ 3.6% from the prior annual release
Covered establishments569annual average reporting locations
Average weekly wage$962▲ 3.6% from the prior annual release
Largest private supersectorTrade, transportation, and utilities26.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−3.6%WEEKLY WAGE+3.6%Trade, transportation, and utilities26.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Ouachita County’s decision tension is positive price direction against unmeasured rental income, flood-linked carrying risk, and limited liquidity evidence. The Zillow county measure is labeled 2026-06 at $102,699, following a 3.20% year-over-year increase. The FHFA annual measure is labeled 2025, and its repeat-transaction HPI rose 10.64%. These measures are directionally aligned but not interchangeable or suitable for averaging because Zillow reports a home-value measure while FHFA is a repeat-transaction index. Investors seeking a basis case should test rent and flood exposure; those requiring demonstrated resale depth should be cautious.

02Housing economics

Measured market rent is not published, so gross yield cannot be computed. HUD’s two-bedroom FMR of $880 per month is a payment standard, not an asking-rent estimate, and cannot substitute for market rent in yield analysis. Carrying costs also require parcel review: the effective property-tax rate is 0.51%, with median annual tax of $525, but neither figure identifies the tax bill for a specific home. Modeled climate loss equals 0.20% of building value annually, consistent with inland flood as the dominant hazard; it is not a property-specific insurance quote or damage estimate.

03Demand & competition

County workplace evidence points to a smaller covered-job base. QCEW annual covered employment at workplaces in the county was 6,804, down 3.59% from the prior annual average. Trade, transportation, and utilities was the largest disclosed private supersector, but that designation does not describe the entire county economy or resident employment. Tax-return migration was net negative by 84 households, while average income of movers out exceeded that of movers in by $7,996. Investor mortgages represented 18.06% of 155 purchase mortgages, showing investor participation but not rental demand, pricing power, or all-cash activity.

04Risk & next checks

Realtor.com figures for median MLS listing price, active listings, days on market, and price-reduced share are not published here. That prevents an assessment of visible supply, marketing time, seller concessions, and listing-market exit conditions. Required next checks are current lease comparables, property-specific tax assessments, flood-zone and elevation records, prior losses, insurance terms, and closed-sale comparables. County evidence cannot establish a property’s rent durability, flood premium, condition, or resale outcome.

Cities & communities

Where people live within Ouachita County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Camden city10.3KStephens city1.1KEast Camden town1KBearden city826Chidester city305Louann town119Reader CDP*43
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

7 Census places

Population
  1. 01
    Camden cityIncorporated place
    10,307
  2. 02
    Stephens cityIncorporated place
    1,099
  3. 03
    East Camden townIncorporated place
    1,026
  4. 04
    Bearden cityIncorporated place
    826
  5. 05
    Chidester cityIncorporated place
    305
  6. 06
    Louann townIncorporated place
    119
  7. 07
    Reader CDPCensus-designated place · spans 2 counties
    43

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.200% of building value expected lost per year

Effective property tax0.51%

$525 median annual bill

02
DemandIRS SOI household flows
Net migration-84

462 in · 546 out

Arriving vs leaving income−$7,996

$43,918 arriving · $51,914 leaving

03
CompetitionHMDA financed purchases
Purchases by investors18.1%

28 of 155 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Actual market rent or vacancy could be insufficient to support property-level carrying costs.
  2. Inland-flood exposure, insurance availability, or prior loss history could exceed the county-level modeled loss measure.
  3. Absent MLS supply and closed-sale evidence could conceal weak resale liquidity or seller concessions.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. Measured market rent is not published, and HUD Fair Market Rent is a payment standard rather than market rent.

Which employment series describes workplaces in the county rather than residents?

QCEW annual covered employment; it measures covered jobs located at county workplaces.

What dominant hazard is supplied for Ouachita County?

Inland flood.