Scott County’s decision tension is a nearly flat current Zillow value reading against materially stronger FHFA index history, with no published market rent to translate either into income. It warrants investigation by buyers who can validate unit-level rents, taxes and flood exposure; those requiring a demonstrated yield or current listing-market evidence should be cautious. Zillow’s county median home value was $191,105 in 2026-06, up 0.41% year over year. FHFA’s repeat-transaction HPI, not a home value, rose 5.60% in its 2025 annual observation and 38.73% cumulatively over five years. These methods and labeled periods cannot be combined into one appreciation rate.
No median asking market rent is published, so gross yield cannot be calculated. HUD’s two-bedroom FMR of $877 per month is a payment standard, not asking rent, and cannot fill that gap. The effective property-tax rate is 1.65%, with median annual tax of $2,640; both need to be carried against verified rent and purchase terms rather than treated as a yield result. The record also lacks operating costs, insurance and unit condition, preventing a net-cash-flow assessment.
Demand evidence is mixed and thin. Migration records show a net loss of 46 tax-return households, while average AGI of inbound movers was $10,813 below that of outbound movers; this is household-mover evidence, not a tenant-demand measure. QCEW reports 2,140 annual average covered jobs at county workplaces; Natural resources and mining, the largest disclosed private supersector, accounts for 478 jobs, or 31.32% of total private covered employment. The 3.23% investor share of purchase mortgages signals limited measured non-owner competition, but it neither counts cash buyers nor proves transaction depth.
Inland flood is the dominant hazard, and modeled climate loss equals 0.11% of building value per year; it is a modeled expected-loss ratio, not a property-specific repair bill. No Realtor.com MLS listing price, active-listing, marketing-time or price-reduction figures are published, so visible supply and seller concessions cannot be assessed. Next checks are property-level flood zone, insurance and mitigation history; current asking rents and lease terms; and closed-sale comparables. Those omissions prevent a defensible yield, liquidity, and hazard-adjusted carrying-cost conclusion.