Counties / Montana / Sweet Grass County

Sweet Grass County, MT

FIPS 30097 · population 3,720 · outside every metro area

$495k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$495k
▲ 10.1% year over year
Zillow ZHVI · direct
ACS median gross rent
$1,149
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,176
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+58.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06+10.1%FHFA HPI2025+16.2%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$330k
Surveyed gross rent$1,149
Rent burden 30%+41.6%
Median year built1979
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
18.3%vacant
1,900estimated housing units
Occupied tenure20.3% renter
owner 79.7%renter 20.3%
Structure mix84.4% single-family
Single-family 84.4%20+ units 0.0%Mobile home 8.9%Other 6.6%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs1,478▼ 9.3% from the prior annual release
Covered establishments263annual average reporting locations
Average weekly wage$1,239▼ 6.6% from the prior annual release
Largest private supersectorNatural resources and mining31.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−9.3%WEEKLY WAGE−6.6%Natural resources and mining31.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Sweet Grass County presents price momentum against a weakening employment base. It warrants investigation by buyers able to verify property-level rents; buyers relying on assumed cash flow should be cautious. Zillow’s $494,600 county median home value in 2026-06 rose 10.06% year over year. FHFA’s 2025 repeat-transaction HPI rose 16.23% year over year. The direction agrees, but the measures have different methods and labeled periods and cannot be combined into one appreciation rate.

02Housing economics

Market rent is not published, so gross yield cannot be calculated. HUD’s two-bedroom FMR of $1,176 per month is a payment standard, not an asking-rent estimate. The effective property-tax rate is 0.49%, with median annual tax of $1,615; both are carrying-cost inputs that need parcel verification. Realtor.com MLS listing price, active-listing, days-on-market and price-reduction figures are not published, preventing a current county-level read on asking-price competition, visible supply, marketing time or concessions.

03Demand & competition

Migration is positive but narrow: net migration was 15 tax-return households, and average AGI for movers in was $104,623 versus $58,495 for movers out. This is mover evidence, not proof of tenant demand. QCEW annual covered workplace employment fell 9.27%; Natural resources and mining was the largest disclosed private supersector. QCEW is neither resident employment nor an unemployment series or forecast. Investor mortgages accounted for 1 of 23 purchases, or 4.35%, leaving little basis to generalize investor competition.

04Risk & next checks

Inland flood is the dominant hazard, while modeled annual building-value loss equals 0.25%. That model is not a parcel flood determination or insurance quote. County records also cannot establish demand, operating cost or exit liquidity for a particular home. Next checks are market-rent comps and leases, parcel tax and insurance/flood details, closed-sale comps, and MLS inventory and marketing measures; without them, cash-flow, hazard-cost and resale-liquidity conclusions remain untested.

Cities & communities

Where people live within Sweet Grass County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Big Timber city1.6KGreycliff CDP158
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

2 Census places

Population
  1. 01
    Big Timber cityIncorporated place
    1,611
  2. 02
    Greycliff CDPCensus-designated place
    158

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.250% of building value expected lost per year

Effective property tax0.49%

$1,615 median annual bill

02
DemandIRS SOI household flows
Net migration+15

106 in · 91 out

Arriving vs leaving income+$46,128

$104,623 arriving · $58,495 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.3%

1 of 23 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Unpublished market rents may not support a yield assessment at the observed price and tax burden.
  2. The QCEW workplace-employment decline may coincide with thinner tenant and buyer depth than migration alone suggests.
  3. Parcel flood exposure and insurance requirements may differ materially from the county-level modeled climate-loss ratio.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. County market rent is not published, and the $1,176 two-bedroom HUD FMR is a payment standard rather than market rent.

What does the labor evidence show?

QCEW annual covered workplace employment declined 9.27%, and Natural resources and mining was the largest disclosed private supersector. This is workplace employment, not resident employment or unemployment.

How much investor purchase activity is measured?

Investor mortgages represented 1 of 23 purchases, or 4.35%.