Counties / Texas / Wood County

Wood County, TX

FIPS 48499 · population 46,961 · outside every metro area

$277k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$277k
▼ 1.4% year over year
Zillow ZHVI · direct
ACS median gross rent
$862
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,022
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+50.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.4%FHFA HPI2025−0.4%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$217k
Surveyed gross rent$862
Rent burden 30%+51.6%
Median year built1990
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
16.6%vacant
22,388estimated housing units
Occupied tenure19.9% renter
owner 80.2%renter 19.9%
Structure mix75.1% single-family
Single-family 75.1%20+ units 1.9%Mobile home 15.7%Other 7.4%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs10,731▲ 1.1% from the prior annual release
Covered establishments950annual average reporting locations
Average weekly wage$943▲ 1.5% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.2% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.1%WEEKLY WAGE+1.5%Trade, transportation, and utilities23.2%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Wood County presents a split case: Zillow’s 2026-06 median home value is $276,713, down 1.42% year over year, while FHFA’s separate annual 2025 repeat-transaction index is down 0.43% but up 50.81% over its supplied five-year interval. This is recent softness alongside earlier index appreciation, not a single growth rate. Investigate if seeking a lower entry point; be cautious if relying on immediate appreciation or dependable rent coverage. Market rent is not published, so gross yield cannot be computed; HUD’s $1,022 two-bedroom FMR is a payment standard, not asking rent.

02Housing economics

Carrying costs remain incomplete. The effective property-tax rate is 0.88%; it cannot establish affordability or net yield without property-level insurance, repairs, vacancy, and financing. QCEW reports 10,731 annual average covered jobs in the county and an average covered-worker wage of $943. These are workplace jobs and covered-worker pay, not resident employment or a forecast. Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy.

03Demand & competition

Demand and competition are mixed. Tax-return movers produced net migration of 347 households, while average AGI for movers in exceeded movers out by $17,633; that is supportive income evidence, not proof of tenant demand or repeat migration. Realtor.com’s supplied MLS record shows 411 active listings, 67 median days on market, and price reductions on 26.4% of listings. These measure visible supply, marketing time, and seller concessions, not closed-sale prices or buyer demand. Investor purchases were 33 of 565 total purchases, or 5.84%, suggesting limited investor participation in this purchase record, not every transaction.

04Risk & next checks

Risk limits are material. Modeled annual building-value loss is 0.09%, and inland flood is the dominant hazard; this is not an insurance quote or property-specific flood determination. Next checks: parcel elevation and flood-zone status, coverage, deductibles, claims history, market rent, vacancy, expenses, financing, and closed-sale comparables. The record lacks property condition, property-specific tax and insurance data, tenant-level demand, resident labor measures, and metro context, preventing a net-yield, cash-flow, or county-to-metro conclusion. Treat price weakness as a screening lead until flood and rent evidence are verified.

Cities & communities

Where people live within Wood County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Mineola city5.1KWinnsboro city*3.5KHolly Lake Ranch CDP3KQuitman city2.4KHawkins city1.9KAlba town*664Yantis town353
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

7 Census places

Population
  1. 01
    Mineola cityIncorporated place
    5,068
  2. 02
    Winnsboro cityIncorporated place · spans 2 counties
    3,485
  3. 03
    Holly Lake Ranch CDPCensus-designated place
    2,956
  4. 04
    Quitman cityIncorporated place
    2,420
  5. 05
    Hawkins cityIncorporated place
    1,876
  6. 06
    Alba townIncorporated place · spans 2 counties
    664
  7. 07
    Yantis townIncorporated place
    353

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.092% of building value expected lost per year

Effective property tax0.88%

$1,900 median annual bill

02
DemandIRS SOI household flows
Net migration+347

1,718 in · 1,371 out

Arriving vs leaving income+$17,633

$71,456 arriving · $53,823 leaving

03
CompetitionHMDA financed purchases
Purchases by investors5.8%

33 of 565 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings411▲ 2.9% year over year
Median days on market67▼ 6.3% year over year
Listings price-reduced26.4%seller-concession signal
Median listing pricen/a▲ 2.0% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Market rent is unpublished, so revenue, gross yield, and net cash flow cannot be underwritten from this record.
  2. Inland-flood exposure may produce property-specific insurance, deductible, coverage, or claims costs that the county loss ratio does not resolve.
  3. The price signal is conflicting and listing data are asking-market measures; closed-sale comparables and property condition could invalidate the entry-price thesis.
Underwriting questions

Before pricing a property

Can I calculate gross yield from this county record?

No. Market rent is not published; HUD FMR is a payment standard, not asking rent.

What does the climate figure establish?

The record identifies inland flood as the dominant hazard and reports a modeled loss ratio; it is not property-specific insurance or a flood determination.

How should I interpret the QCEW employment and wage figures?

They represent annual average covered jobs located in the county and average weekly pay for covered workers, not resident employment, unemployment, or a forecast.