Counties / Texas / Zapata County

Zapata County, TX

FIPS 48505 · population 13,841 · outside every metro area

$128k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$128k
▼ 4.1% year over year
Zillow ZHVI · direct
ACS median gross rent
$617
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$973
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

One annual series is unavailable
FHFA five-year cumulativen/anot annualized · through n/a
0%ZILLOW ZHVI2026-06−4.1%FHFA HPIperiod n/an/a
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$97k
Surveyed gross rent$617
Rent burden 30%+40.5%
Median year built1992
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
27.0%vacant
6,255estimated housing units
Occupied tenure28.0% renter
owner 72.0%renter 28.0%
Structure mix60.5% single-family
Single-family 60.5%20+ units 2.2%Mobile home 29.9%Other 7.4%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs2,954▲ 4.8% from the prior annual release
Covered establishments173annual average reporting locations
Average weekly wage$793▼ 0.4% from the prior annual release
Largest private supersectorEducation and health services44.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+4.8%WEEKLY WAGE−0.4%Education and health services44.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Zapata County presents a low-price but unproven income case: buyers focused on durable rent coverage should be cautious, while investigators with parcel-level flood and leasing evidence can test the margin. Zillow’s county median home value was $127,920 in 2026-06, down 4.13% year over year. That value movement may improve an entry-price screen, but it does not establish property income or resale liquidity.

02Housing economics

Market rent is not published, so gross yield cannot be computed. The $973 HUD Fair Market Rent is a payment standard, not an estimate of asking rent and cannot be substituted into a yield calculation. No FHFA annual HPI observation is supplied to provide a repeat-transaction check on Zillow’s direction. Carrying costs remain material: the effective property-tax rate is 0.95%, and the published median annual property tax is $920, neither of which substitutes for a subject-property tax bill or operating budget.

03Demand & competition

QCEW reports 2,954 annual-average covered jobs at county workplaces for 2025, a 4.79% increase, with an average covered-worker wage of $793 per week. Education and health services accounted for 44.81% of private covered jobs, indicating concentration within the disclosed private employment base rather than describing the entire economy. Migration is mixed: net migration was negative 45 tax-return households, while incoming movers averaged $4,084 more income than outgoing movers. This is not proof of tenant demand. Investor purchase mortgages represented 3.39% of 59 purchases, limited evidence of nonoccupant buyer competition.

04Risk & next checks

Inland flood is the dominant hazard, and modeled climate loss equals 0.07% of building value expected annually. This is a county-level modeled exposure rather than a property loss estimate; flood zone, elevation, insurance availability and mitigation require parcel review. No Realtor.com MLS listing price, active-listing, days-on-market or price-reduction figures are supplied for the inventory period, preventing an assessment of visible supply and seller concessions. Missing vacancy, lease comparables, insurance costs and operating expenses prevent a conclusion on stabilized cash flow or exit-market liquidity.

Cities & communities

Where people live within Zapata County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Zapata CDP4.9KMedina CDP4.2KSiesta Shores CDP1.6KFalcon Lake Estates CDP1.1KFalcon Mesa CDP426San Ygnacio CDP416Lopeño CDP89Las Palmas CDP47
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

12 Census places

Population
  1. 01
    Zapata CDPCensus-designated place
    4,897
  2. 02
    Medina CDPCensus-designated place
    4,226
  3. 03
    Siesta Shores CDPCensus-designated place
    1,640
  4. 04
    Falcon Lake Estates CDPCensus-designated place
    1,075
  5. 05
    Falcon Mesa CDPCensus-designated place
    426
  6. 06
    San Ygnacio CDPCensus-designated place
    416
  7. 07
    Lopeño CDPCensus-designated place
    89
  8. 08
    Las Palmas CDPCensus-designated place
    47
  9. 09
    Los Lobos CDPCensus-designated place
    0
  10. 10
    Morales-Sanchez CDPCensus-designated place
    0
  11. 11
    New Falcon CDPCensus-designated place
    0
  12. 12
    Ramireno CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.069% of building value expected lost per year

Effective property tax0.95%

$920 median annual bill

02
DemandIRS SOI household flows
Net migration-45

118 in · 163 out

Arriving vs leaving income+$4,084

$46,059 arriving · $41,975 leaving

03
CompetitionHMDA financed purchases
Purchases by investors3.4%

2 of 59 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; no wider market is mapped for it either.
Bear case

What can break the county thesis

  1. Subject-property rent and operating costs may not support the price-led screen.
  2. County Zillow value movement may not represent closed-sale pricing or the subject property.
  3. County-level flood modeling may differ substantially from parcel-specific exposure and insurance terms.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. Market rent is not published, and HUD Fair Market Rent is not asking rent.

Does the record document current MLS supply and marketing conditions?

No. Realtor.com listing price, active inventory, days on market and price-reduction data are not supplied.

Is Zillow’s value direction corroborated by FHFA repeat-transaction data?

No. No FHFA annual HPI observation is supplied.