Counties / Michigan / Jackson County

Jackson County, MI

FIPS 26075 · population 160,060 · part of Jackson, MI

$230k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$230k
▲ 3.4% year over year
Zillow ZHVI · direct
Median asking rent
$1,121
▲ 6.3% year over year
Zillow ZORI · direct
Gross yield
5.9%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,165
market rent is 0.96x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+48.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06+3.4%FHFA HPI2025+4.7%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$194k
Surveyed gross rent$985
Rent burden 30%+45.3%
Median year built1967
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
9.7%vacant
69,292estimated housing units
Occupied tenure25.0% renter
owner 75.0%renter 25.0%
Structure mix78.1% single-family
Single-family 78.1%20+ units 4.0%Mobile home 5.3%Other 12.7%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs55,442▼ 0.9% from the prior annual release
Covered establishments3,181annual average reporting locations
Average weekly wage$1,247▲ 4.4% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.9%WEEKLY WAGE+4.4%Trade, transportation, and utilities23.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County’s decision tension is a 5.86% gross yield based on measured asking rent versus a softer visible listing setting and unresolved carrying-cost and flood checks. Income-focused buyers should investigate property-level rent durability and insurance, while buyers relying on resale momentum should be cautious. In Zillow’s county observation labeled 2026-06, the median home value was $229,702 and median asking rent was $1,121; price was up 3.43% year over year. FHFA’s 2025 repeat-transaction HPI rose 4.71%, corroborating direction but neither valuing a typical home nor sharing Zillow’s vintage or method.

02Housing economics

Market rent is separately measured; HUD’s two-bedroom Fair Market Rent of $1,165 is a payment standard, not an asking-rent estimate. The published gross yield therefore uses market rent before costs, but cannot establish net yield. An effective property-tax rate of 1.26% and median annual tax of $2,432 make taxes a direct carrying-cost check against the price/rent relationship. Insurance, repairs, management, vacancy, utilities, and financing terms are not published, preventing a net-cash-flow conclusion.

03Demand & competition

Realtor.com’s 2026-06 MLS evidence describes listings, not closings: active listings rose 18.34% year over year, median listing price fell 3.62%, and 21.19% of listings had price reductions. This visible supply and seller-concession combination warrants conservative exit review; it does not alone prove buyer demand. Tax-return migration was net negative 10, although moving-in households’ average AGI exceeded movers-out by $1,217; that small income edge does not establish renter demand. Investor mortgages were 4.19% of purchase mortgages, limiting the evidence of investor buyer competition. In 2025, QCEW annual covered employment at county workplaces fell 0.90%, not a measure of resident employment or unemployment.

04Risk & next checks

Inland flood is the dominant hazard, and modeled expected climate loss equals 0.10% of building value per year. It is a county-level model, not a parcel flood determination or insurance quote. Next checks are flood zone and loss history, replacement cost and premiums, neighborhood rent comps and vacancy, lease terms, property condition, and recent closed-sale comps. Their absence prevents conclusions on insurability, stabilized net income, or resale liquidity.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Jackson city31.1KMichigan Center CDP5KVandercook Lake CDP4.4KSpring Arbor CDP2.3KGrass Lake village1.2KBrooklyn village1.2KConcord village1.1KVineyard Lake CDP1K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

13 Census places

Population
  1. 01
    Jackson cityIncorporated place
    31,058
  2. 02
    Michigan Center CDPCensus-designated place
    4,999
  3. 03
    Vandercook Lake CDPCensus-designated place
    4,375
  4. 04
    Spring Arbor CDPCensus-designated place
    2,275
  5. 05
    Grass Lake villageIncorporated place
    1,186
  6. 06
    Brooklyn villageIncorporated place
    1,180
  7. 07
    Concord villageIncorporated place
    1,118
  8. 08
    Vineyard Lake CDPCensus-designated place
    1,031
  9. 09
    Springport villageIncorporated place
    871
  10. 10
    Napoleon CDPCensus-designated place
    745
  11. 11
    Cement City villageIncorporated place · spans 2 counties
    629
  12. 12
    Parma villageIncorporated place
    624
Show 1 more places
  1. 13
    Hanover villageIncorporated place
    375

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.097% of building value expected lost per year

Effective property tax1.26%

$2,432 median annual bill

02
DemandIRS SOI household flows
Net migration-10

2,942 in · 2,952 out

Arriving vs leaving income+$1,217

$57,473 arriving · $56,256 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.2%

76 of 1,813 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings365▲ 18.3% year over year
Median days on market40▲ 2.6% year over year
Listings price-reduced21.2%seller-concession signal
Median listing pricen/a▼ 3.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Flood exposure, insurance cost, or property condition may exceed county-level assumptions.
  2. Net operating yield may be materially below gross yield because operating expenses and financing terms are not published.
  3. County aggregates may conceal neighborhood-specific rent, vacancy, and resale weakness.
Underwriting questions

Before pricing a property

Can HUD Fair Market Rent be used as the county's asking rent?

No. The record identifies HUD Fair Market Rent as a payment standard, while market rent is separately published.

Does the Realtor.com evidence establish closed-sale pricing?

No. It is MLS listing-market evidence: listing prices are asking prices, and active supply and reductions do not establish sale prices.

What does the QCEW employment measure represent?

It represents annual average covered jobs at workplaces in Jackson County, not resident employment or unemployment.