ZIP reports / AR / 72712
ZIP rental intelligence · 2026-06

ZIP 72712, Bentonville, AR

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 72712?

The latest Zillow ZORI for ZIP 72712 is $1,622 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,6222026-06 · up 5.0% year over year
ACS median gross rent$1,294ACS 2024 5-year survey · ±$68 margin of error
HUD two-bedroom standard$1,347Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 72712
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,213ZORI scaled by the local HUD bedroom ladder$1,007HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,343ZORI scaled by the local HUD bedroom ladder$1,115HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,622ZORI scaled by the local HUD bedroom ladder$1,347HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$2,255ZORI scaled by the local HUD bedroom ladder$1,873HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$2,665ZORI scaled by the local HUD bedroom ladder$2,213HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$110,514ACS 2024 5-year · ±$8,136 MOE
Renter share41.5%6,153 renter households
Rent burden 30%+31.0%1,908 observed households
Housing vacancy10.9%1,816 of 16,636 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 72712Zillow asking-rent index$1,622ACS median gross rent$1,294HUD two-bedroom standard$1,347

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 72712ACS median household income$110,514Income at 30% of ZIP ZORI$64,880

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 72712Studio$1,213One bedroom$1,343Two bedrooms$1,622Three bedrooms$2,255Four bedrooms$2,665

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 7271230% or more of income1,908 householdsBelow 30%4,245 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 72712ZIP 72712$1,622Bentonville city$1,640Benton County county$1,567Fayetteville-Springdale-Rogers, AR metro$1,599

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 72712; missing months remain gaps$1,689$1,483$1,278$1,0722021-062023-122026-06
Five-year change
42.4%exact same-month endpoints
Largest observed drawdown
2.6%peak to a later observed month
Annualized monthly variability
2.9%137 consecutive returns
Monthly coverage
100.0%138 of 138 months
Decision brief

What the evidence says for ZIP 72712

Rent growth remains positive, but its recent pace is not identical to the longer path. In June 2026, Zillow's ZIP-level ZORI for 72712 was $1,622 per month. ZORI is a typical observed asking-rent index blended across rental types, rather than a quote for a particular available unit. The exact same-month change was 4.96% over one year, compared with annualized changes of 4.51% over three years and 7.32% over five years. Thus, the latest direction confirms an upward history and is modestly faster than the three-year pace, but it breaks from the faster five-year rate. These are backward-looking measurements through the stated endpoint, not a forecast or investment recommendation.

The time series offers good historical coverage rather than a complete answer about today's listings. It contains 138 observations and has 100% coverage over the measured window. Annualized monthly-return variability was 2.94%, and the maximum drawdown, or largest peak-to-trough decline, was 2.59%. Those movements mean that even a fully covered index snapshot merits caution when standing in for the rent of one property. Among history-eligible ZIPs, transparent national discovery ranks are 394 for momentum, 1,514 for stability, and 471 for the balanced measure, where lower rank is higher. The rank pattern describes this observed history; it is not a quality grade, forecast, or investment signal.

Source definitions make the current-index and survey figures complementary rather than interchangeable. This ZIP label is both a Zillow ZIP market identifier and a matched Census ZCTA; a ZCTA is a statistical area and is not identical to a USPS delivery ZIP. The ACS 2024 five-year survey reports median gross rent of $1,294 for occupied renter homes, with a reported $68 margin of error, and gross rent includes selected utilities. The current Zillow asking-rent index is 25.3% higher, but it measures a different universe: typical observed asks, not occupied households' reported gross rent. The difference is not proof that any given renter pays that gap or that a particular listing will command it. Survey timing, household occupancy, utility treatment, and index construction should remain visible in any comparison.

Bedroom comparisons should therefore be treated as a model rather than as listing evidence. The provided local FY2026 HUD FMR/SAFMR ladder is an administrative, bedroom-specific standard, not asking rent. Scaling ZIP ZORI by that ladder produces modelled monthly ZIP estimates of $1,213 for a studio, $1,343 for one bedroom, $1,622 for two bedrooms, $2,255 for three bedrooms, and $2,665 for four bedrooms. These are modelled estimates, never measured bedroom rents. The HUD two-bedroom standard is $1,347, placing the overall index 20.4% above that administrative benchmark; neither figure establishes an actual two-bedroom asking rent.

Affordability indicators point in a different direction from the ZIP median, so their scope matters. The $64,880 annual income associated with the required-income screen is arithmetic from the index, not advice or an applicant qualification rule. Against the ACS ZCTA median household income of $110,514, the annualized asking-rent measure equals 17.6% of that median. Yet the same ACS survey counts 6,153 renter households, of which 1,908, or 31.0%, reported paying at least 30% of income toward gross rent. Because this burden measure concerns occupied households and gross rent, including selected utilities, it cannot establish affordability, tenant finances, or eligibility for a particular available unit.

Survey housing counts also set boundaries on what can be inferred from market-level rent. The ACS ZCTA records 16,636 housing units: 14,820 occupied and 1,816 vacant, for a 10.9% vacancy rate. Of the vacant homes, 729 were classified for rent, which is a category in survey data rather than confirmation of active availability, condition, price, or fit for a specific search. Recorded structure categories include 12,163 single-family units, while renters represent 41.5% of occupied homes. This stock description helps frame the ZIP but is not a live inventory count and does not prove vacancy at any individual property.

Broader benchmarks give scale only when their geography remains explicit. For wider context only, the Bentonville city asking-rent context is $1,639.53, the Benton County asking-rent context is $1,567, and the Fayetteville-Springdale-Rogers, AR metro asking-rent context is $1,599; each is a broader geographic scope than this ZIP. They should not be substituted for the ZIP index or the ZCTA survey. The useful limitation is practical: an index, a survey median, a HUD standard, and vacancy categories all answer different questions. Before attaching any conclusion to a property, compare the advertised asking rent and date, bedroom count, utility treatment, lease term, fees, condition, and stated availability. Does the individual listing actually match the comparison being made?

Decision signals

What deserves a closer property-level check

Growth is positive but not uniform across time horizons

Zillow's current index sits on an upward backward-looking path, with the latest annual pace exceeding the medium-term pace but trailing the longer-term pace. Complete observation coverage makes the path usable as a historical reference. However, return variability and the recorded drawdown mean a current index value should be read as a moving market indicator, not as a fixed quote for any listing.

Asking rent, gross rent, and HUD standards answer different questions

The main comparability issue is scope: Zillow represents observed asking rents, while ACS represents occupied renter households' gross rent including selected utilities. HUD is yet another universe, an administrative bedroom-specific benchmark. The index-to-ACS gap therefore identifies a measurement difference across time, household status, and included costs; it cannot establish that a specific rental commands more than another.

Bedroom amounts are modelled relative estimates

Bedroom figures are modelled from ZIP ZORI and the local HUD ladder. They provide a consistent relative scale from studios through larger homes but are not measured rents by bedroom. The two-bedroom modelled figure equals the ZIP index because it is the calibration point. Check a property's actual bedroom count, rent basis, utility treatment, fees, and lease terms before using the ladder for comparison.

Vacancy and burden are aggregate indicators, not listing facts

Survey housing data shows a substantial owner component, a renter share among occupied homes, and vacancies that include units marked for rent. That designation is not an availability feed. Separately, a material portion of ACS renter households meet the gross-rent burden threshold, but this aggregate result does not determine affordability or qualification for an individual applicant or property.

  • The Zillow index is blended across rental types and reports typical observed asking rents, so it may not match a currently marketed property with a particular bedroom count, condition, utilities, lease term, or fee schedule.
  • The ACS ZCTA survey describes occupied renter homes over its survey period and includes selected utilities in gross rent, so its median and burden results should not be read as current listing measures.
  • Vacancy classifications describe survey-status homes within the ZCTA, not a real-time inventory. A home marked vacant for rent may still be unavailable, differently priced, unsuitable, or subject to terms not represented here.
  • Historical ZORI growth, variability, drawdown, and discovery ranks are backward-looking index measurements. They do not predict future prices, establish property performance, or support investment conclusions about this ZIP.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 72712

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$498,003-23.4% year over year
Homes sold209rolling three-month observation
Median days on market53 daysfor-sale listing absorption
Months of supply5.1resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 72712Active listings600Inventory349Pending sales196Homes sold209

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

349 observed inventory · +37.6% year over year.

Price realization

97.8% average sale-to-list ratio · 11.8% sold above original list.

Early absorption

31.6% went off market within two weeks; compare this with 53 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Benton County listing conditions

2,315 active Realtor.com listings · 64 median days on market · 20.2% price-reduced share · 2026-06.

Fayetteville-Springdale-Rogers, AR resale supply

3.4 months of supply · 35 median days on market · 29.8% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

7.1% reported apartment vacancy · n/a. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 72712. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

Why should the Zillow and ACS rent figures not be treated as competing quotes?

They come from different populations and construction methods. Zillow's figure is a ZIP-level typical observed asking-rent index across rental types. ACS is a multi-year survey of occupied renter homes in the matched ZCTA and its gross-rent definition includes selected utilities. The ZCTA is statistical geography, not a USPS delivery ZIP. A gap is therefore informative context, not a contradiction.

Are the bedroom amounts direct market observations?

No. They are modelled monthly ZIP estimates created by scaling the overall Zillow index with the provided local HUD bedroom ladder. HUD FMR/SAFMR is an administrative, bedroom-specific standard rather than asking rent. The estimates give a transparent relative reference, but actual rents can differ by listing details, included utilities, lease terms, fees, condition, and availability.

What does the required-income screen establish?

It converts the index rent to an annual household-income amount using the stated rent-share arithmetic. It is not budgeting advice, a rule for landlords, or an applicant qualification test. The ACS burden statistic is separately derived from occupied renter households and gross rent, so neither figure proves the price, affordability, or eligibility associated with a specific unit.

How should history and vacancy information be used together?

Use history to understand the observed index's past direction, variability, drawdown, and measurement coverage only; it does not predict future rent. Use ACS vacancy categories to describe the ZCTA housing stock, not current listing supply. For a real property, verify the active asking rent, bedroom count, utility obligations, lease conditions, fees, condition, and availability directly.