Longmont’s current Zillow ZHVI is $557,628, down 2.21% annually, while ZORI is $1,961 monthly, up 1.20%. Annualized ZORI divided by ZHVI gives a 4.22% gross yield before maintenance, management, vacancy, insurance, taxes, capital work and financing. The typical value equals 6.15x city median household income, and annual ZORI equals 25.95% of that income. The value-to-income and rent-to-income ratios frame affordability, but they do not establish property cash flow; the gross yield must absorb every omitted cost.
ACS counts 43,528 city housing units; 37.54% of occupied units are renter-occupied, and citywide vacancy is 3.15%. Median year built is 1991, broad age context rather than a condition diagnosis. ACS owner-reported median home value is $572,800, while median gross rent is $1,816, including contract rent plus selected utilities for surveyed occupied housing. These ACS measures differ in concept and period from Zillow’s typical city value and observed market rent; do not average or substitute them.
Within the city, 60.68% of renter households meet the ACS rent-burden threshold. Single-family structures are 68.13% of units and large multifamily structures 10.86%; 46.98% of vacant units are classified for rent. These survey shares do not count purchasable or leasable investment units, and citywide vacancy cannot predict a home’s leasing speed. Population is 99,406, up 5.25% between overlapping ACS vintages; this is not annualized and may reflect boundary changes. Median household income is $90,671, with poverty at 8.60% and unemployment at 4.84%. Those poverty and unemployment measures are descriptive constraints, not causal explanations of housing outcomes.
In Boulder County, the county share of listings with price reductions was 21.17%, seller-adjustment context rather than a city measure. In Weld County, the county share was 26.16%, a separate record that must not be averaged with Boulder County. The Boulder metro had 3.5 months of supply, broader market-balance context rather than city or property availability. The national Freddie Mac mortgage rate was 6.58%, a financing benchmark rather than a Longmont quote.
The figures are broad benchmarks, not an acquisition model. They omit a subject property’s rent roll, concessions, condition, legal use, insurance, utilities, management and capital needs. Because Longmont crosses Boulder and Weld counties, confirm parcel county jurisdiction and apply only that county’s tax, hazard and transaction records. Test achievable rent against comparable leases, inspect major systems, obtain insurance and financing quotes, verify taxes and association charges, and model turnover, downtime, repairs, reserves and closing costs. Reconcile inputs to the same property and period before judging cash flow.