Maryville’s current Zillow ZHVI is $398,571 and its ZORI is $1,955 a month, implying a 5.9% gross yield before every operating cost. ZHVI rose 2.0% year over year while ZORI rose 0.9%, so recent rent movement did not keep pace with value movement. The value equals 4.86x ACS median household income, and annual ZORI equals 28.6% of that income. Those are citywide affordability and screening measures, not a mortgage qualification or a property cash-flow result.
Maryville has 12,901 housing units; renters occupy 32.5% of occupied units, and 5.4% of all units are vacant. These are citywide stock measures, not evidence that a particular rental will lease quickly. ACS reports an owner-reported median home value of $358,100 and median gross rent of $1,157, including contract rent plus selected utilities. Those surveyed occupied-housing measures differ in method and period from Zillow’s typical value and observed market rent; they should not be averaged.
Direct city depth also shows affordability pressure: 46.3% of renter households are rent burdened. Of city housing units, 77.0% are single-family and 8.2% are in large multifamily structures. Among vacant units, 24.6% were categorized for rent; this is vacancy-reason survey context, not inventory ready to acquire or lease. ACS population is 32,392, up 11.8% between overlapping ACS five-year vintages; the change is not annualized and may reflect boundary changes. Median household income is $81,963, the unemployment rate is 3.0% and the poverty rate is 6.7%. These descriptive city facts cannot establish tenant quality, achievable property rent or leasing speed, and they do not prove causation.
At the county scope, Blount County listings had a median 53 days on market and 19.4% with price reductions, indicating negotiation context rather than Maryville-specific liquidity. At the metro scope, Knoxville employment grew 0.9% year over year, while housing inventory was 3.6 months; neither metro figure measures city demand or property availability. At the national scope, the Freddie Mac mortgage rate was 6.66%, a financing benchmark rather than a Maryville borrowing quote.
County, metro and national evidence is aggregate, while city evidence cannot resolve property economics. Confirm asking price, current lease or attainable rent, condition, renovation needs, taxes, insurance, flood and climate exposure, utilities, management, maintenance, reserves, financing terms and legal use. Validate comparable sales and leases, title, inspection, and vacancy and turnover stress tests. This record cannot establish net operating income, cap rate, tenant quality or suitability for a buyer.