City limitsPlace boundary
Curated city comparison

BentonvilleStillwater

South-Central employment and education markets with similar population reach and materially different acquisition cost, yield, renter pressure, housing form and demand evidence.

Bentonville, AR cityscape
Stillwater, OK cityscape
Decision memo

The trade-off before property underwriting

The interpretation uses direct city records only. County and metro averages are not substituted into this comparison.

Bentonville and Stillwater merit property-level underwriting for different mandates, not a citywide verdict. Stillwater has the stronger headline cash-flow screen: its Zillow gross yield is 6.259276440168333% against 3.959462622029291% in Bentonville, while its Zillow rent index is $1,418.42333105491 per month against $1,639.5312770921012. The lower-yield city could still win on a particular asset if operating costs, condition, or financing differ; gross yield excludes vacancy, management, repairs, taxes, insurance, utilities, financing and capital work.

For entry, Stillwater’s Zillow city home-value index is $271,933.66733937006 versus Bentonville’s $496,895.0891376711, making its initial price screen lower. Its price-to-income measure, however, is 6.222738383051946 compared with 4.405410748436689 in Bentonville. Demand evidence leans Bentonville: population change across overlapping ACS vintages was 17.753249641174929% versus -1.367312620115313%, and unemployment reads 3.1425364758698095% versus 6.443951868271057%. This population comparison is not annualized.

Rental demand needs a two-sided test. Stillwater’s renter share of 62.89813778365727% and rent burden of 60.28671388343715% exceed Bentonville’s 49.55066625348621% and 27.63805104408353%, yet its vacancy is 12.074441909363397% rather than 9.343018822490669%. These ACS measures describe surveyed households and units, while Zillow indexes describe city market levels; do not average them or treat an ACS median as a competing appraisal. First property check: validate current asking rent, physical vacancy, lease rollover, repair scope, taxes, insurance and utilities for the exact address.

Direct city matrix

The same definition on both sides

“n/a” remains missing. Zillow indexes and ACS survey measures stay visibly separate.

Decision evidenceBentonville, ARStillwater, OK
Typical home valueZillow ZHVI · city$496,895$271,934
Observed market rentZillow ZORI · city$1,640$1,418
Gross yieldZORI × 12 ÷ ZHVI · before costs4.0%6.3%
Price to household incomeZillow value ÷ ACS income4.41x6.22x
Annual rent to incomeZillow rent × 12 ÷ ACS income17.4%38.9%
Rent burdenACS renter households paying 30%+27.6%60.3%
Renter shareACS occupied housing49.6%62.9%
Vacancy rateACS all housing units9.3%12.1%
Population changebetween ACS vintages · not annualized▲ 17.8%▼ 1.4%
UnemploymentACS civilian labor force3.1%6.4%
Entry and income screen

Price, rent and yield do not tell the same story

Bars begin at zero within each measure. Gross yield remains a before-cost screen.

BentonvilleStillwaterTypical home valueZillow ZHVI · city$497k$272kObserved market rentZillow ZORI · monthly city index$2k$1kGross yieldZORI × 12 ÷ ZHVI · before costs4.0%6.3%
Zillow city ZHVI and ZORI · 2026-06 / 2026-06
Price and rent history

Two city paths, each rebased to 100

Each panel keeps price and rent in its own city; no level is borrowed across geographies.

Five-year path

Price and rent, rebased to 100

ZHVI +51.6%ZORI +39.2%
15212395202120222023202420252026
Each series starts at 100 so their direction can be compared without pretending that a home value and a monthly rent share the same unit.
Five-year path

Price and rent, rebased to 100

ZHVI +27.1%ZORI +42.3%
14211995202120222023202420252026
Each series starts at 100 so their direction can be compared without pretending that a home value and a monthly rent share the same unit.
Fit by objective

There is no universal city winner

Five city questions remain separate so a yield lead cannot erase affordability or demand risk.

01
Cash-flow screenStillwater

Stillwater is the better cash-flow fit than Bentonville on the available city-level screen: Stillwater’s Zillow gross yield is 6.259276440168333%, compared with Bentonville’s 3.959462622029291%. Stillwater also pairs a $1,418.42333105491 Zillow rent index with a $271,933.66733937006 Zillow home-value index, versus $1,639.5312770921012 and $496,895.0891376711 in Bentonville. This is a preliminary comparison only: gross yield excludes vacancy, management, repairs, taxes, insurance, utilities, financing and capital work. Underwrite address-specific income and expenses next.

02
Entry affordabilityStillwater

Stillwater fits entry affordability better for investors targeting lower nominal acquisition exposure: its Zillow city home-value index is $271,933.66733937006, below Bentonville’s $496,895.0891376711. The qualification lens points the other way: Stillwater’s price-to-income measure is 6.222738383051946 and Bentonville’s is 4.405410748436689. Thus, Bentonville may better suit households supported by local income, while Stillwater warrants a property-level debt-service and down-payment check rather than an assumption that a lower index equals easier ownership.

03
Renter pressureDepends on the property

Renter pressure depends on whether the target is demand depth or rental stress. Stillwater has a 62.89813778365727% renter share and 60.28671388343715% rent-burden rate, above Bentonville’s 49.55066625348621% and 27.63805104408353%, respectively. Yet Stillwater’s 12.074441909363397% vacancy rate exceeds Bentonville’s 9.343018822490669%. Stillwater may offer a more renter-heavy pool, but its vacancy signal calls for current competing listings, concessions, tenant incomes and lease-up evidence; Bentonville needs the same address-level check.

04
Housing stockBentonville

Bentonville better fits a strategy seeking newer, single-family-oriented stock. Bentonville’s median year built is 2007 and its single-family share is 66.80980856443393%, compared with 1984 and 56.33695700800787% in Stillwater. Stillwater has a 13.582069520869683% large-multifamily share versus 8.159088172733475% in Bentonville, which may suit an apartment-focused mandate. Confirm construction quality, deferred maintenance, unit configuration and zoning at the property; city shares do not determine an individual asset’s condition.

05
Local demand riskBentonville

Bentonville is the stronger local-demand fit in these city records. Its population change is 17.753249641174929% across overlapping ACS vintages, compared with -1.367312620115313% for Stillwater; this comparison is not annualized. Bentonville also records 3.1425364758698095% unemployment and 5.207296849087894% poverty, versus 6.443951868271057% and 27.36419508326715% in Stillwater. Verify the demand source for the submarket—employer concentration, campus exposure, household formation and near-term supply are not published in these records.

Household pressure

Acquisition and renter affordability

BentonvilleStillwaterPrice to incomeZillow value ÷ ACS household income4.4x6.2xRent to incomeAnnual Zillow rent ÷ ACS household income17.4%38.9%Rent-burdened householdsACS renters paying 30% or more27.6%60.3%
Zillow city indexes divided by direct ACS city household measures.
Housing system

Tenure, vacancy and structure

BentonvilleStillwaterRenter shareACS occupied housing49.6%62.9%Vacancy rateACS all housing units9.3%12.1%Single-family stockACS one-unit structures66.8%56.3%Large multifamily stockACS structures with 20+ units8.2%13.6%
ACS citywide housing characteristics; not rentable inventory or lease-up speed.
Underwriting boundary

What this city comparison cannot decide

City evidence narrows a search; it does not appraise, inspect or finance a property.

  1. 01

    Zillow city home-value and rent indexes are market measures, while ACS median gross rent and median home value are surveyed household measures. They answer different questions, so they cannot be blended into a property appraisal, rent comp, or underwriting average.

  2. 02

    Vacancy, renter share, rent burden and housing form are citywide ACS measures; they do not reveal a target parcel’s physical vacancy, concessions, renovation needs, lease expiry, tenant quality or block-level competition. Obtain property rent roll, expenses, inspection and nearby listing evidence.

  3. 03

    The population comparison uses overlapping ACS vintages and is not annualized. The records do not publish employer concentration, school enrollment, pipeline supply, tax obligations, insurance quotes, financing terms or capital-work scope, each of which can reverse an address-level investment result.