City limitsPlace boundary

Curated city comparison

EnidStillwater

Oklahoma city alternatives with similar population scale but material differences across all six direct-city underwriting lenses.

Enid, OK city briefStillwater, OK city brief

Decision memo

The trade-off before property underwriting

The interpretation uses direct city records only. County and metro averages are not substituted into this comparison.

Enid, OK better fits cash_flow and entry_affordability. Its Zillow gross yield is 10.9% versus 6.3% in Stillwater, OK, while its Zillow home-value index is $138,538 versus $271,934. Enid’s price-to-income measure is also lower at 2.23 versus 6.22. These screens favor Enid, but property underwriting must test achievable rent, vacancy, condition, taxes, insurance and financing.

Stillwater better fits renter_pressure: renters represent 62.9% of households, compared with 38.7% in Enid, and rent burden is 60.3% versus 43.9%. That signals a deeper renter orientation, but affordability stress can constrain rent increases and collections. Its 12.1% housing vacancy rate is below Enid’s 14.6%, so the next check is submarket-level leasing velocity, concessions and tenant turnover.

Housing_stock depends on strategy. Enid better suits single-family acquisition, with an 81.0% single-family share and a median year built of 1969; Stillwater’s stock is newer, with a median year built of 1984, and more oriented toward large multifamily. For local_demand, Enid has the safer broad screen: population change was positive across overlapping ACS vintages while Stillwater’s was negative, and Enid also reports lower poverty and unemployment. Stillwater’s stronger rent growth may support targeted deals, but requires property-level validation.

Direct city matrix

The same definition on both sides

“n/a” remains missing. Zillow indexes and ACS survey measures stay visibly separate.

Decision evidence	Enid, OK	Stillwater, OK
Typical home valueZillow ZHVI · city	$138,538	$271,934
Observed market rentZillow ZORI · city	$1,259	$1,418
Gross yieldZORI × 12 ÷ ZHVI · before costs	10.9%	6.3%
Price to household incomeZillow value ÷ ACS income	2.23x	6.22x
Annual rent to incomeZillow rent × 12 ÷ ACS income	24.3%	38.9%
Rent burdenACS renter households paying 30%+	43.9%	60.3%
Renter shareACS occupied housing	38.7%	62.9%
Vacancy rateACS all housing units	14.6%	12.1%
Population changebetween ACS vintages · not annualized	▲ 0.5%	▼ 1.4%
UnemploymentACS civilian labor force	5.3%	6.4%

Entry and income screen

Price, rent and yield do not tell the same story

Bars begin at zero within each measure. Gross yield remains a before-cost screen.

Zillow city ZHVI and ZORI · 2026-06 / 2026-06

Price and rent history

Two city paths, each rebased to 100

Each panel keeps price and rent in its own city; no level is borrowed across geographies.

Five-year path

Price and rent, rebased to 100

ZHVI +22.8%ZORI +15.5%

Each series starts at 100 so their direction can be compared without pretending that a home value and a monthly rent share the same unit.

Five-year path

Price and rent, rebased to 100

ZHVI +27.1%ZORI +42.3%

Each series starts at 100 so their direction can be compared without pretending that a home value and a monthly rent share the same unit.

Fit by objective

There is no universal city winner

Five city questions remain separate so a yield lead cannot erase affordability or demand risk.

Cash-flow screenEnid

Enid, OK fits cash_flow better on the published Zillow screen: gross yield is 10.9%, compared with 6.3% for Stillwater, OK. That advantage is meaningful before expenses, but it is not a net return forecast. Underwriting should verify unit-specific market rent, current occupancy, lease rollover, property taxes, insurance, repairs, management, utilities, financing and capital needs before relying on Enid’s headline spread.

Entry affordabilityEnid

Enid, OK fits entry_affordability better because its Zillow home-value index is $138,538, versus $271,934 in Stillwater, OK. The price-to-income measures reinforce that distinction at 2.23 and 6.22, respectively. These are city-level screening indicators rather than quotations for a specific asset. The next check is whether target properties preserve Enid’s lower basis after accounting for neighborhood quality, deferred maintenance, closing costs and required renovation.

Renter pressureStillwater

Stillwater, OK fits renter_pressure better: its renter share is 62.9%, versus 38.7% in Enid, OK, while its housing vacancy rate is lower at 12.1% versus 14.6%. Stillwater also has greater rent burden, indicating both rental dependence and affordability strain. That combination warrants checking lease-up time, concessions, delinquency, tenant concentration and turnover by submarket rather than assuming the citywide renter base automatically produces stronger property cash flow.

Housing stockDepends on the property

Housing_stock fit depends on the intended format. Enid, OK is more single-family-oriented, with an 81.0% share, while Stillwater, OK has a 13.6% large-multifamily share. Stillwater’s median year built is 1984, compared with 1969 in Enid, suggesting different renovation and systems-risk profiles without proving condition. Inspect roofs, plumbing, electrical systems, foundations, unit layouts and replacement reserves at each candidate property.

Local demand riskEnid

Enid, OK better fits the broad local_demand screen. Its population change across overlapping ACS vintages was 0.5%, while Stillwater, OK recorded -1.4%; these changes are not annualized. Enid also has lower unemployment at 5.3% versus 6.4%. Stillwater’s Zillow rent growth was stronger, so a targeted property may still work there. Verify employer and tenant concentration, enrollment-sensitive exposure, recent absorption and neighborhood-level rent performance.

Household pressure

Acquisition and renter affordability

Zillow city indexes divided by direct ACS city household measures.

Housing system

Tenure, vacancy and structure

ACS citywide housing characteristics; not rentable inventory or lease-up speed.

Underwriting boundary

What this city comparison cannot decide

City evidence narrows a search; it does not appraise, inspect or finance a property.

01
Gross yield is a city-level Zillow screen and excludes vacancy, management, repairs, taxes, insurance, utilities, financing and capital work. A property’s actual lease roll, condition and expense history could reverse the apparent cash-flow advantage.
02
Zillow indexes and ACS survey measures answer different questions. ACS median gross rent and occupied-owner value are not competing appraisals and should not be averaged with Zillow figures; property underwriting still requires current comparable leases and sales.
03
Population change uses overlapping ACS vintages and is not annualized. Citywide vacancy, renter share, poverty and unemployment can also conceal large neighborhood or tenant-segment differences, so submarket demand and concentration require direct verification.

Figure-level provenance

The direct sources behind both records

Release period and retrieval date remain separate. Open either city brief for its complete geography ledger.

Census ACS 5-year — city population, households and housingACS 2024 5-yearPulled 2026-07-29 Census ACS 5-year — cities and communitiesACS 2024 5-yearPulled 2026-07-30 Zillow ZHVI — city home valueszillow_zhvi_city.csvPulled 2026-07-29 Zillow ZORI — city market rentszillow_zori_city.csvPulled 2026-07-29

Enid, OKOpen the complete city brief50,653 residents in the current ACS record Stillwater, OKOpen the complete city brief49,269 residents in the current ACS record Property testStress-test the same assumptionsReplace city averages with an actual deal