Counties / New Hampshire / Coos County

Coos County, NH

FIPS 33007 · population 31,271 · outside every metro area

$259k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$259k
▼ 0.4% year over year
Zillow ZHVI · direct
Median asking rent
$1,280
n/a year over year
Zillow ZORI · direct
Gross yield
5.9%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,287
market rent is 0.99x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+87.0%not annualized · through 2025
0%ZILLOW ZHVI2026-06−0.4%FHFA HPI2025+4.2%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$189k
Surveyed gross rent$876
Rent burden 30%+44.3%
Median year built1969
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
32.1%vacant
20,637estimated housing units
Occupied tenure25.8% renter
owner 74.3%renter 25.8%
Structure mix70.9% single-family
Single-family 70.9%20+ units 2.0%Mobile home 10.1%Other 17.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs11,714▼ 1.4% from the prior annual release
Covered establishments1,042annual average reporting locations
Average weekly wage$1,061▲ 3.3% from the prior annual release
Largest private supersectorLeisure and hospitality26.3% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.4%WEEKLY WAGE+3.3%Leisure and hospitality26.3%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Coos County presents a valuation-versus-cash-flow tension for investors who can verify property-level flood exposure and operating costs; buyers relying on resale momentum should be cautious. At Zillow’s 2026-06 county observation, median home value was $259,406, down 0.45% year over year. FHFA’s 2025 repeat-transaction HPI, however, increased 4.21% annually. The index is not a home value, and its separate vintage and method neither validate nor can be averaged with Zillow’s direction.

02Housing economics

Zillow’s measured median asking rent was $1,280 per month, and the supplied gross yield was 5.92% before costs. HUD’s two-bedroom FMR of $1,287 is a payment standard, not an asking-rent estimate. The effective property-tax rate of 1.90% is a known carrying cost against that gross yield. Insurance, vacancy, maintenance, utilities and financing terms are not published, preventing a net-yield or debt-coverage conclusion.

03Demand & competition

The QCEW county labor record is labeled 2025 and shows annual covered employment at county workplaces contracted from the prior annual average; it is not resident employment or an unemployment measure. Leisure and hospitality is the largest disclosed private supersector, not the whole economy. Tax-return migration records show 827 households moved in versus 781 out, while average AGI was $77,489 for arrivals and $59,723 for departures. That combination indicates a modest positive mover balance and higher reported arrival income, but neither proves lease demand. Investor mortgages numbered 31 among 323 purchases, a presence that does not establish bidding intensity.

04Risk & next checks

Modeled expected annual climate loss is 0.25% of building value, with inland flood the dominant hazard; this is a modeled county-level exposure, not a parcel loss estimate. No Realtor.com MLS listing price, active-listing, days-on-market or price-reduction figures are published, so visible supply, seller concessions and marketing time cannot test current buyer competition. Next checks need property-specific flood maps and insurance quotes, current leases and turnover, and operating expenses.

Cities & communities

Where people live within Coos County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Berlin city9.4KLancaster CDP2.2KGorham CDP2.1KWhitefield CDP1.5KColebrook CDP1.3KGroveton CDP834West Stewartstown CDP312
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

7 Census places

Population
  1. 01
    Berlin cityIncorporated place
    9,383
  2. 02
    Lancaster CDPCensus-designated place
    2,230
  3. 03
    Gorham CDPCensus-designated place
    2,092
  4. 04
    Whitefield CDPCensus-designated place
    1,512
  5. 05
    Colebrook CDPCensus-designated place
    1,268
  6. 06
    Groveton CDPCensus-designated place
    834
  7. 07
    West Stewartstown CDPCensus-designated place
    312

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.246% of building value expected lost per year

Effective property tax1.90%

$3,579 median annual bill

02
DemandIRS SOI household flows
Net migration+46

827 in · 781 out

Arriving vs leaving income+$17,766

$77,489 arriving · $59,723 leaving

03
CompetitionHMDA financed purchases
Purchases by investors9.6%

31 of 323 mortgages

investorother financed
Bear case

What can break the county thesis

  1. Flood exposure or insurance costs could outweigh the stated gross-yield economics.
  2. Contracting covered workplace employment could weaken tenant and buyer depth.
  3. Missing MLS supply and operating-cost evidence could reverse the initial pricing or cash-flow read.
Underwriting questions

Before pricing a property

What market rent and gross yield are published?

Median asking rent is $1,280 per month and supplied gross yield is 5.92% before costs.

Do Zillow and FHFA show the same price direction?

No. Zillow’s 2026-06 median home value was down 0.45% year over year, while the 2025 FHFA repeat-transaction HPI rose 4.21%.

How much investor participation is recorded?

Investor mortgages numbered 31 among 323 purchases.