Counties / Nebraska / Dawson County

Dawson County, NE

FIPS 31047 · population 24,202 · part of Lexington, NE

$209k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$209k
▲ 1.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,308
n/a year over year
Zillow ZORI · direct
Gross yield
7.5%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$995
market rent is 1.31x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+44.7%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.3%FHFA HPI2025−0.0%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$166k
Surveyed gross rent$925
Rent burden 30%+32.0%
Median year built1969
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.2%vacant
9,958estimated housing units
Occupied tenure33.7% renter
owner 66.3%renter 33.7%
Structure mix77.3% single-family
Single-family 77.3%20+ units 4.9%Mobile home 8.4%Other 9.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs11,736▼ 1.1% from the prior annual release
Covered establishments758annual average reporting locations
Average weekly wage$997▲ 2.4% from the prior annual release
Largest private supersectorManufacturing41.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.1%WEEKLY WAGE+2.4%Manufacturing41.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Dawson County’s underwriting tension is a reported rent-to-price return against mixed price validation and soft local-demand evidence. Buyers able to verify property expenses should investigate; those relying on appreciation or a quick resale should be cautious. Zillow’s county median home value was $208,658 in 2026-06. Its direction was positive, while the FHFA repeat-transaction HPI—an index rather than a home value—declined in 2025. Those observations use different methods and vintages, so they do not form one growth rate.

02Housing economics

At the Zillow observation, median asking market rent was $1,308 per month and reported gross yield was 7.52% before costs. This supports a preliminary income screen, not net return. HUD’s two-bedroom FMR of $995 per month is a payment standard, not an asking-rent estimate; it should not replace measured market rent or be used to recalculate yield. The county effective property-tax rate was 1.31%, with median annual tax of $2,172. Both are useful carrying-cost context, but neither establishes a given property’s tax bill.

03Demand & competition

Tax-return migration shows a net loss of 70 moving households, even though incoming movers’ average AGI exceeded outgoing movers’ by $6,209. That pairing leaves both demand volume and newcomer purchasing capacity relevant, rather than treating higher mover income as an offset to outflow. In 2025, QCEW annual covered employment at county workplaces declined; it is not resident employment or unemployment. Manufacturing, the largest disclosed private supersector, represented 41.46% of private covered jobs, indicating an employment concentration to test. Investor participation was 35 of 256 purchase mortgages, or 13.67%, which identifies non-occupant activity but not bidding intensity or all-cash competition.

04Risk & next checks

Inland flood is the dominant hazard, and modeled expected annual climate loss equals 0.16% of building value; that is a model output, not a property-specific insurance quote or event forecast. Realtor.com listing price, active-listing, days-on-market and price-reduction figures are not published in this record. Consequently, MLS asking-price, visible-supply, marketing-time and seller-concession conditions cannot be assessed, and none would by itself prove buyer demand. Missing property-level flood zone, insurance, vacancy, operating expenses, condition and financing terms prevent a net-yield or resilient-exit conclusion.

Cities & communities

Where people live within Dawson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Lexington city10.9KCozad city3.9KGothenburg city3.5KOverton village689Sumner village353Farnam village257Eddyville village125Willow Island CDP0
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

8 Census places

Population
  1. 01
    Lexington cityIncorporated place
    10,862
  2. 02
    Cozad cityIncorporated place
    3,937
  3. 03
    Gothenburg cityIncorporated place
    3,452
  4. 04
    Overton villageIncorporated place
    689
  5. 05
    Sumner villageIncorporated place
    353
  6. 06
    Farnam villageIncorporated place
    257
  7. 07
    Eddyville villageIncorporated place
    125
  8. 08
    Willow Island CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.155% of building value expected lost per year

Effective property tax1.31%

$2,172 median annual bill

02
DemandIRS SOI household flows
Net migration-70

609 in · 679 out

Arriving vs leaving income+$6,209

$54,094 arriving · $47,885 leaving

03
CompetitionHMDA financed purchases
Purchases by investors13.7%

35 of 256 mortgages

investorother financed
Same metro

The other counties in Lexington, NE

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Dawson County24,202$209k$1,3087.5%inland flooding
Gosper County2,040$334kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Property-level flood exposure, insurance and operating costs may materially change the gross-return picture.
  2. Aggregate asking rent may not be achievable for a specific unit; vacancy and rent-comparable evidence are absent.
  3. Out-migration, covered-job contraction and unknown listing conditions may weaken tenant or resale depth.
Underwriting questions

Before pricing a property

Is the published rent a HUD payment standard?

No. The record identifies it as median asking market rent; HUD FMR is a two-bedroom payment standard.

What does the FHFA measure represent here?

It is a repeat-transaction home-price index, not a dollar home value.

Can the record establish MLS buyer demand?

No. Realtor.com listing, supply, marketing-time and price-reduction figures are not published.