Counties / South Carolina / Greenwood County

Greenwood County, SC

FIPS 45047 · population 69,489 · part of Greenwood, SC

$176k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$176k
▼ 0.5% year over year
Zillow ZHVI · direct
Median asking rent
$1,214
▲ 6.8% year over year
Zillow ZORI · direct
Gross yield
8.3%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$934
market rent is 1.30x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+52.1%not annualized · through 2025
0%ZILLOW ZHVI2026-06−0.5%FHFA HPI2025+1.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$181k
Surveyed gross rent$898
Rent burden 30%+50.0%
Median year built1977
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
12.0%vacant
31,702estimated housing units
Occupied tenure33.0% renter
owner 67.0%renter 33.0%
Structure mix70.5% single-family
Single-family 70.5%20+ units 2.1%Mobile home 10.1%Other 17.4%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs28,146▲ 1.7% from the prior annual release
Covered establishments1,616annual average reporting locations
Average weekly wage$1,058▲ 3.2% from the prior annual release
Largest private supersectorManufacturing27.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.7%WEEKLY WAGE+3.2%Manufacturing27.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Greenwood County presents an income-versus-exit tension: an investor able to validate site-level flood and operating costs should investigate, while an investor reliant on near-term value momentum should be cautious. In Zillow’s 2026-06 county observation, median home value fell 0.53% year over year while median asking rent rose 6.83%; the supplied gross yield was 8.26% before costs. FHFA’s 2025 annual repeat-transaction HPI increased 1.07%. This is a different vintage and method from Zillow, so it neither creates a common growth rate nor resolves the conflicting short-run price signals.

02Housing economics

The measured Zillow market rent is $1,214 per month against a $176,426 median home value; it is the basis for the published gross yield, not HUD’s two-bedroom FMR. HUD FMR is $934 per month, a payment standard rather than an asking-rent estimate. The stated effective property-tax rate is 0.53%, a carrying-cost input that should be checked by parcel and assessment. Missing insurance, financing, maintenance, vacancy, and flood-mitigation costs prevent a net-cash-flow conclusion.

03Demand & competition

Realtor.com’s 2026-06 MLS listing market reported a 61-day median marketing time and 24.64% of listings with price reductions. Those are asking-market timing and seller-concession signals, not closed-sale prices or standalone proof of buyer demand; active listings are visible supply, while the pending ratio describes pipeline rather than closings. Reported tax-return migration was positive by 174 households, and average inbound mover AGI exceeded outbound by $8,399. In 2025 QCEW, annual covered employment at county workplaces increased; Manufacturing was the largest disclosed private supersector, not the whole county economy. Investor purchases were 35 of 653 total purchases, a 5.36% share.

04Risk & next checks

Inland flood is the named dominant hazard. The modeled annual climate-loss ratio is 0.10% of building value, a county-level expected-loss measure rather than a site-specific estimate; flood zone, elevation, drainage, insurance quotes, and claims history remain necessary. Missing property condition, sale comparables, lease terms, turnover and vacancy history, and parcel-level tax and insurance details prevent underwriting a purchase price, operating expenses, or resale case.

Cities & communities

Where people live within Greenwood County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Greenwood city22.5KNinety Six town2.5KWare Shoals town*2.1KCokesbury CDP267Hodges town193Troy town177Promised Land CDP143Bradley CDP90
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

9 Census places

Population
  1. 01
    Greenwood cityIncorporated place
    22,536
  2. 02
    Ninety Six townIncorporated place
    2,521
  3. 03
    Ware Shoals townIncorporated place · spans 2 counties
    2,074
  4. 04
    Cokesbury CDPCensus-designated place
    267
  5. 05
    Hodges townIncorporated place
    193
  6. 06
    Troy townIncorporated place
    177
  7. 07
    Promised Land CDPCensus-designated place
    143
  8. 08
    Bradley CDPCensus-designated place
    90
  9. 09
    Coronaca CDPCensus-designated place
    37

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.099% of building value expected lost per year

Effective property tax0.53%

$964 median annual bill

02
DemandIRS SOI household flows
Net migration+174

1,520 in · 1,346 out

Arriving vs leaving income+$8,399

$59,905 arriving · $51,506 leaving

03
CompetitionHMDA financed purchases
Purchases by investors5.4%

35 of 653 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings272▲ 0.4% year over year
Median days on market61▲ 5.7% year over year
Listings price-reduced24.6%seller-concession signal
Median listing pricen/a▲ 4.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Greenwood, SC

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Greenwood County69,489$176k$1,2148.3%inland flooding
Abbeville County24,420$212kn/an/ainland flooding
Bear case

What can break the county thesis

  1. County-level inland-flood loss modeling may not reflect a specific parcel’s exposure, insurability, or mitigation cost.
  2. Gross yield excludes financing, insurance, maintenance, vacancy, and other operating costs that determine net cash flow.
  3. Zillow’s declining value reading and FHFA’s positive repeat-transaction index leave exit-value assessment unresolved.
Underwriting questions

Before pricing a property

Is gross yield supported by a published market-rent measure?

Yes. The record publishes median asking rent of $1,214 per month and a gross yield of 8.26% before costs; HUD FMR is a separate payment standard.

What is the dominant climate hazard identified in the record?

Inland flood.

How much reported purchase activity was attributed to investors?

Investor purchases were 35 of 653 total purchases, or 5.36%.