Direct recent-lease rent history
Monthly overall-rent index; missing observations are not filled from another geography.
Recent-lease rent$1,1912026-07 · +0.5% year over year
Rental vacancyn/an/a
Time on marketn/an/a
FIPS 28047 · population 210,891 · part of Gulfport, MS
The latest county-level Zillow ZORI is $1,472 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $786 | Harrison County, MS | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $923 | Harrison County, MS | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,140 | Harrison County, MS | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $1,471 | Harrison County, MS | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $1,612 | Harrison County, MS | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 28047. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Harrison County presents a published-income versus exit-and-hurricane-cost tension. Income-focused investigators should test property expenses and insurance; buyers dependent on appreciation or quick resale should be cautious. Zillow’s 2026-06 county observation puts median home value at $228,658 and median asking rent at $1,472 monthly, with a stated 7.73% gross yield before costs. The yield uses measured market rent, not a subsidy benchmark, but is not net operating income.
Rent evidence does not settle carrying costs. HUD FMR of $1,140 is a payment standard, not an asking-rent estimate; market rent is 29.1% above it, a comparison that cannot revise gross yield. The effective property-tax rate is 0.65%, and the hurricane hazard aligns with a modeled annual climate-loss ratio of 0.34% of building value. Both sit outside the gross yield; assessments, insurance premiums and deductibles, flood exposure, and repair needs are not published.
Realtor.com MLS evidence shows 1,064 active listings and 21.63% with a price reduction. They indicate visible asking-market supply and seller concessions, not closed-sale prices or buyer demand. Investors were 10.2% of 2,766 purchase mortgages; non-owner competition exists but needs property-type and neighborhood review. Net migration was 90 tax-return households, while movers-in had average AGI $2,923 above movers-out. That small net flow and income gap are not a lease-up forecast. QCEW names leisure and hospitality the largest disclosed private supersector, not the whole economy; its annual covered employment is workplace-based, not resident employment or unemployment.
FHFA’s 2025 repeat-transaction HPI rose 1.39% over its supplied annual interval. It is an appreciation index, not a home value, and has a different vintage and method from Zillow; the measures must not be averaged and only offer directionally related price evidence. The record lacks parcel-level hazard and insurance terms, operating expenses, vacancy and collections, condition, financing, and closed-sale comparables. These gaps prevent net-yield, resilience-cost, and resale-liquidity conclusions; next checks are address-level flood and wind exposure, insurance and tax bills, rent rolls, and matched closed-sale comps.
This view uses 7 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Within the selected direct-evidence set, the reported Zillow ZORI—a typical observed asking-rent index—spans $1,252 to $1,667, a $415 range, and its selected-match median is $1,356. That dispersion is meaningful against the county ZORI of $1,472, which increased 4.6% year over year. ZIP 39503 marks the high end, while ZIP 39501 marks the low end. The renter decision is therefore not simply whether an advertised unit sits below the county index; it is whether an address-specific asking rent, fit for the required bedroom count, and lease cost can be carried by the household within a ZIP-level context of burden and vacancy.
Zillow, ACS, and HUD should remain separate because they answer distinct questions. In the selected matches, the direct Zillow asking index is 13.4% to 51.0% above the $1,104 HUD Fair Market Rent for a two-bedroom, whereas the county two-bedroom FMR is $1,140. Corresponding ACS five-year ZCTA median gross rents run from $834 to $1,225, compared with $1,115 countywide. A lower ACS estimate does not mean that a current advertised unit is cheaper: ACS summarizes surveyed gross rent, while HUD FMR is an administrative program standard. These series should not be averaged, treated as like-for-like unit quotes, or used to infer property characteristics.
Burden and vacancy create a separate screening trade-off rather than a ranking. Across these ACS ZCTAs, the share of renter households spending at least thirty percent of income on rent ranges from 40.8% to 57.6%, against 50.4% countywide; vacancy ranges from 7.5% to 17.7%. ZIP 39531 pairs the highest vacancy with the lowest reported burden, while ZIP 39532 has the lowest vacancy and a 48.7% burden share. ZIP 39530 has the highest burden share; its $41,117 median household income is below the supplied $54,120 income benchmark for devoting thirty percent to its direct Zillow asking index. Those comparisons flag questions about household fit and live listings, not a causal link between vacancy, income, burden, or rent.
Geography and coverage restrict what these comparisons represent. The selected matches cover 29,382 renter households, but they are not an exhaustive county inventory; they are ZIP/ZCTA matches assigned to Harrison County by the largest HUD residential-address share. Census ZCTAs are statistical areas, not USPS delivery ZIPs. In particular, ZIP 39532 is assigned here with a 73.2% residential-address share, so its figures do not represent a wholly in-county ZIP. For any address, verify the current advertised rent, available bedroom count, lease term, included utilities, mandatory fees, deposit, concessions, income qualification, and actual availability. Then use the applicable bedroom-specific HUD standard as a program benchmark, rather than as an asking-rent quote.
All 7 eligible direct-evidence ZIP profiles are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 39503 | $1,667 | $1,140 | $1,104 | 49.1% | 7.7% | $67k | 100.0% |
| 39501 | $1,252 | $984 | $1,104 | 54.5% | 16.5% | $50k | 100.0% |
| 39532 | $1,423 | $1,194 | $1,104 | 48.7% | 7.5% | $57k | 73.2% |
| 39531 | $1,356 | $1,097 | $1,104 | 40.8% | 17.7% | $54k | 100.0% |
| 39507 | $1,318 | $1,225 | $1,104 | 48.0% | 16.8% | $53k | 100.0% |
| 39560 | $1,410 | $1,201 | $1,104 | 45.8% | 10.6% | $56k | 100.0% |
| 39530 | $1,353 | $834 | $1,104 | 57.6% | 17.3% | $54k | 100.0% |
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.338% of building value expected lost per year
$1,370 median annual bill
6,288 in · 6,198 out
$52,511 arriving · $49,588 leaving
282 of 2,766 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Harrison County | 210,891 | $229k | $1,472 | 7.7% | hurricane |
| Jackson County | 145,249 | $216k | $1,427 | 7.9% | hurricane |
| Hancock County | 46,167 | $239k | $1,553 | 7.8% | hurricane |
| Stone County | 18,894 | $210k | n/a | n/a | hurricane |
Yes. Market rent is published and the record reports gross yield; HUD FMR remains only a payment standard.
No. It provides MLS asking-price, active-listing, marketing-time, and price-reduction evidence rather than closed sales or proof of demand.
Annual covered jobs at workplaces in the county and covered-worker wages; it is neither resident employment nor unemployment.