Counties / Indiana / Jackson County

Jackson County, IN

FIPS 18071 · population 46,660 · part of Seymour, IN

$233k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$233k
▲ 3.1% year over year
Zillow ZHVI · direct
Median asking rent
$1,175
n/a year over year
Zillow ZORI · direct
Gross yield
6.0%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,059
market rent is 1.11x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+50.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+3.1%FHFA HPI2025+5.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$178k
Surveyed gross rent$1,004
Rent burden 30%+39.2%
Median year built1978
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
6.3%vacant
19,351estimated housing units
Occupied tenure26.8% renter
owner 73.2%renter 26.8%
Structure mix72.0% single-family
Single-family 72.0%20+ units 3.2%Mobile home 11.9%Other 13.0%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs22,135▼ 2.2% from the prior annual release
Covered establishments1,053annual average reporting locations
Average weekly wage$1,153▲ 4.2% from the prior annual release
Largest private supersectorManufacturing33.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−2.2%WEEKLY WAGE+4.2%Manufacturing33.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County presents a usable published rent-to-price screen but requires property-level expense testing, favoring operators able to verify costs and cautioning buyers relying on appreciation or broad economic momentum. Zillow’s 2026-06 county measure shows a $233,180 median home value, $1,175 median asking rent, and stated 6.05% gross yield before costs. Its value measure rose 3.14% year over year; FHFA’s 2025 annual repeat-transaction HPI rose 5.14%. The directions align, but not their period or method: FHFA is an index, not a home value.

02Housing economics

The published rent is measured market asking rent; HUD’s FMR is a payment standard, not asking-rent evidence, and market rent is 11% above it. Gross yield is not net income: the effective tax rate is 0.49% and median annual tax is $881; insurance, repairs, vacancy, management and financing costs are not published. Property-specific taxes and operating costs must be tested before using gross yield as a return measure.

03Demand & competition

Realtor.com’s 2026-06 MLS evidence is mixed, not a closed-sale demand read: active listings increased, marketing time shortened, and 16.74% carried a price reduction. This visible supply-and-concession combination warrants offer and absorption checks. QCEW’s 2025 annual workplace employment fell 2.20%; Manufacturing, the largest disclosed private supersector, represents 33.48% of private covered jobs, adding concentration exposure. Migration was negative by 79 tax-return households, while outbound movers averaged $1,822 more income; investor mortgages were 4.57% of 460 purchases, a limited but observable cohort.

04Risk & next checks

Inland flood is the dominant hazard; modeled annual climate loss is 0.13% of building value, not a quoted insurance cost or property-level loss estimate. Despite full evidence coverage, flood zone and elevation, insurance quotes, condition, vacancy, unit-level rent comps, sale-price comps and debt terms are not published. These gaps prevent net-yield, cash-flow, replacement-cost and resale-liquidity conclusions. Check insurability, lease rents and concessions, tax assessment, and MLS sale and pending detail to determine whether headline gross yield survives.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Seymour city22.4KBrownstown town3KCrothersville town1.7KMedora town817Rockford CDP761Vallonia CDP411Freetown CDP277Reddington CDP199
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

9 Census places

Population
  1. 01
    Seymour cityIncorporated place
    22,371
  2. 02
    Brownstown townIncorporated place
    3,040
  3. 03
    Crothersville townIncorporated place
    1,720
  4. 04
    Medora townIncorporated place
    817
  5. 05
    Rockford CDPCensus-designated place
    761
  6. 06
    Vallonia CDPCensus-designated place
    411
  7. 07
    Freetown CDPCensus-designated place
    277
  8. 08
    Reddington CDPCensus-designated place
    199
  9. 09
    Cortland CDPCensus-designated place
    28

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.125% of building value expected lost per year

Effective property tax0.49%

$881 median annual bill

02
DemandIRS SOI household flows
Net migration-79

931 in · 1,010 out

Arriving vs leaving income−$1,822

$47,465 arriving · $49,287 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.6%

21 of 460 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings100▲ 17.6% year over year
Median days on market46▼ 21.6% year over year
Listings price-reduced16.7%seller-concession signal
Median listing pricen/a▲ 0.5% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Operating, insurance, vacancy and repair costs could erase the gross yield.
  2. Property-specific flood exposure or insurability could be materially worse than the county model.
  3. Employment concentration and negative migration could limit tenant and resale depth.
Underwriting questions

Before pricing a property

Can the reported gross yield be treated as a net return?

No. It is annual market rent before costs, while several operating and financing cost categories are not published.

Is HUD FMR a market-rent estimate in this record?

No. It is identified as a payment standard; the published rent measure is median market asking rent.

What does QCEW employment measure here?

It measures annual average covered jobs at workplaces in the county, not resident employment or unemployment.