Counties / Oregon / Jackson County

Jackson County, OR

FIPS 41029 · population 222,645 · part of Medford, OR

$442k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$442k
▲ 1.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,841
▲ 3.3% year over year
Zillow ZORI · direct
Gross yield
5.0%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,530
market rent is 1.20x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+32.2%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.3%FHFA HPI2025+1.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$430k
Surveyed gross rent$1,358
Rent burden 30%+55.9%
Median year built1985
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
6.1%vacant
97,991estimated housing units
Occupied tenure34.1% renter
owner 66.0%renter 34.1%
Structure mix70.6% single-family
Single-family 70.6%20+ units 5.8%Mobile home 9.6%Other 14.0%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs91,851▲ 0.7% from the prior annual release
Covered establishments8,040annual average reporting locations
Average weekly wage$1,156▲ 3.9% from the prior annual release
Largest private supersectorEducation and health services25.9% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.7%WEEKLY WAGE+3.9%Education and health services25.9%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County’s tension is gross yield against seller competition and flood exposure. In Zillow’s 2026-06 county observation, median home value was $441,513, measured median asking rent was $1,841 per month, and supplied gross yield was 5.00% before costs. It merits review by buyers able to test property expenses, rent durability and flood controls; those depending on quick resale or narrow cash flow should be cautious. HUD Fair Market Rent is a payment standard, not an asking-rent estimate, and cannot replace measured market rent.

02Housing economics

Housing economics give corroboration, not a unified appreciation series. Zillow value rose 1.25% year over year and asking rent 3.27%, supporting the direction of pre-cost yield but not proving net income. FHFA’s separate 2025 annual repeat-transaction HPI rose 1.12%; it is an index, not a dollar home value, and its method and period differ, so it cannot be averaged with Zillow. The 0.74% effective property-tax rate is a carrying-cost screen against gross yield. Insurance, maintenance, financing and vacancy are not published, preventing an NOI or cash-flow conclusion.

03Demand & competition

Demand and buyer competition look less urgent in Realtor.com’s MLS listing market, not in completed sales. Its observation has 1,112 active listings, up 18.99% year over year, and a 45.28% pending-to-active ratio. Marketing time and price reductions require acquisition-term discipline; list prices are asking prices, and neither pending activity nor visible supply alone proves buyer demand. QCEW measures annual covered jobs at county workplaces, not resident employment or unemployment. Its education and health services reading is the largest disclosed private supersector, not the economy.

04Risk & next checks

Risk limits remain material. Modeled annual climate loss is 0.20% of building value, consistent with inland flood as dominant hazard, but it is county-level expected loss, not a site flood determination. Net migration is positive and mover-in average AGI exceeds mover-out AGI, yet neither establishes rental absorption. Investors made 223 of 2,368 purchases, a 9.42% share, indicating buyer competition without identifying rental quality or pricing. Check parcel flood and insurance history, lease-level comparables, operating costs, tax assessment and condition; absent evidence prevents a property-level return or hazard conclusion.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Medford city86.3KAshland city21.3KCentral Point city19.2KWhite City CDP10.8KEagle Point city9.8KTalent city6.3KPhoenix city4.4KShady Cove city3.1K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

17 Census places

Population
  1. 01
    Medford cityIncorporated place
    86,315
  2. 02
    Ashland cityIncorporated place
    21,259
  3. 03
    Central Point cityIncorporated place
    19,216
  4. 04
    White City CDPCensus-designated place
    10,750
  5. 05
    Eagle Point cityIncorporated place
    9,839
  6. 06
    Talent cityIncorporated place
    6,254
  7. 07
    Phoenix cityIncorporated place
    4,390
  8. 08
    Shady Cove cityIncorporated place
    3,076
  9. 09
    Jacksonville cityIncorporated place
    2,991
  10. 10
    Rogue River cityIncorporated place
    2,238
  11. 11
    Gold Hill cityIncorporated place
    1,288
  12. 12
    Ruch CDPCensus-designated place
    1,151
Show 5 more places
  1. 13
    Foots Creek CDPCensus-designated place
    1,110
  2. 14
    Trail CDPCensus-designated place
    769
  3. 15
    Prospect CDPCensus-designated place
    723
  4. 16
    Wimer CDPCensus-designated place
    421
  5. 17
    Butte Falls townIncorporated place
    364

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.204% of building value expected lost per year

Effective property tax0.74%

$3,174 median annual bill

02
DemandIRS SOI household flows
Net migration+44

5,033 in · 4,989 out

Arriving vs leaving income+$3,292

$64,696 arriving · $61,404 leaving

03
CompetitionHMDA financed purchases
Purchases by investors9.4%

223 of 2,368 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,112▲ 19.0% year over year
Median days on market60▲ 12.2% year over year
Listings price-reduced17.4%seller-concession signal
Median listing pricen/a▼ 1.8% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Site-specific flood exposure, insurance cost, or mitigation needs could overwhelm pre-cost yield.
  2. County median asking rent may not be achievable for the specific unit, neighborhood, or condition.
  3. Expanding visible listing supply could extend resale or lease-up timelines.
Underwriting questions

Before pricing a property

Can this record establish property-level net operating income?

No. Insurance, maintenance, financing, vacancy and property-specific operating costs are not published.

Does the Realtor.com evidence establish closed-sale pricing?

No. It reports MLS listing-market evidence: asking prices, visible inventory, marketing time, reductions and pending activity.

What employment measure does QCEW provide here?

Annual average covered employment at workplaces in the county, not resident employment or unemployment.