Counties / Oregon / Klamath County

Klamath County, OR

FIPS 41035 · population 70,247 · part of Klamath Falls, OR

$316k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$316k
▲ 1.9% year over year
Zillow ZHVI · direct
Median asking rent
$1,274
▲ 1.4% year over year
Zillow ZORI · direct
Gross yield
4.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,247
market rent is 1.02x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+51.1%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.9%FHFA HPI2025+1.4%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$280k
Surveyed gross rent$991
Rent burden 30%+54.9%
Median year built1974
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
12.6%vacant
33,162estimated housing units
Occupied tenure30.6% renter
owner 69.4%renter 30.6%
Structure mix73.8% single-family
Single-family 73.8%20+ units 3.1%Mobile home 13.5%Other 9.6%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs23,884▲ 0.1% from the prior annual release
Covered establishments2,272annual average reporting locations
Average weekly wage$1,056▲ 2.2% from the prior annual release
Largest private supersectorEducation and health services25.3% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.1%WEEKLY WAGE+2.2%Education and health services25.3%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Klamath County’s tension is current-income evidence against a slower, concession-prone listing environment. Investors screening for income can investigate, but buyers underwriting quick resale or frictionless lease-up should be cautious. Zillow’s median home value is $315,833 and median asking rent is $1,274 per month, yielding a 4.84% gross yield before costs. This is market-rent evidence, not a property-level return: vacancy, management, insurance, repairs, financing and unit mix are not published.

02Housing economics

Carrying costs matter. The effective property-tax rate is 0.63%, with a $1,752 median annual tax; neither substitutes for a parcel tax bill. HUD’s two-bedroom FMR is a payment standard, not an estimate of asking rent, so it cannot replace measured market rent in a yield calculation. FHFA’s repeat-transaction HPI shows a 1.42% annual change and a 51.09% cumulative five-year change. It is an index rather than a home value and cannot be averaged with Zillow’s different method and supplied vintage.

03Demand & competition

Realtor.com’s MLS listing-market evidence points to negotiation risk rather than a completed-sales conclusion: 464 active listings, 70 median days on market, and 14.13% of listings with price reductions. Active listings are visible supply, days on market are marketing time, and reductions indicate seller concessions; none proves buyer demand by itself. The median listing-price change is 0.18%, but a listing price remains an asking price rather than a closed-sale price. Underwriters should test subject comparables, contract terms, and rent-ready condition rather than use these data as exit pricing.

04Risk & next checks

Net tax-return migration is 19 households; incoming movers average $2,008 more income than outgoing movers. This is limited flow evidence, not a demand forecast. Investors made 30 of 721 purchases, indicating a limited investor presence in recorded transactions. QCEW identifies Education and health services as the largest disclosed private supersector; it measures annual covered workplace employment, not resident jobs or the entire economy. Inland flood is the dominant hazard; modeled annual building-value loss is 0.17%. Parcel flood zone, insurance terms, replacement cost, operating expenses, vacancy and sales comparables are not published, preventing NOI, flood carrying-cost and exit-price underwriting.

Cities & communities

Where people live within Klamath County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Klamath Falls city22.1KAltamont CDP19.9KKeno CDP1.7KFalcon Heights CDP837Merrill city819Malin city799Bonanza town632Running Y Ranch CDP607
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

20 Census places

Population
  1. 01
    Klamath Falls cityIncorporated place
    22,115
  2. 02
    Altamont CDPCensus-designated place
    19,927
  3. 03
    Keno CDPCensus-designated place
    1,651
  4. 04
    Falcon Heights CDPCensus-designated place
    837
  5. 05
    Merrill cityIncorporated place
    819
  6. 06
    Malin cityIncorporated place
    799
  7. 07
    Bonanza townIncorporated place
    632
  8. 08
    Running Y Ranch CDPCensus-designated place
    607
  9. 09
    Rocky Point CDPCensus-designated place
    478
  10. 10
    Chiloquin cityIncorporated place
    465
  11. 11
    Oregon Shores CDPCensus-designated place
    428
  12. 12
    Crescent CDPCensus-designated place
    363
Show 8 more places
  1. 13
    Gilchrist CDPCensus-designated place
    291
  2. 14
    Fort Klamath CDPCensus-designated place
    155
  3. 15
    Crescent Lake CDPCensus-designated place
    154
  4. 16
    Bly CDPCensus-designated place
    150
  5. 17
    Beatty CDPCensus-designated place
    97
  6. 18
    Beaver Marsh CDPCensus-designated place
    96
  7. 19
    Chemult CDPCensus-designated place
    21
  8. 20
    Sprague River CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.167% of building value expected lost per year

Effective property tax0.63%

$1,752 median annual bill

02
DemandIRS SOI household flows
Net migration+19

1,648 in · 1,629 out

Arriving vs leaving income+$2,008

$55,431 arriving · $53,423 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.2%

30 of 721 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings464▲ 7.5% year over year
Median days on market70▲ 21.9% year over year
Listings price-reduced14.1%seller-concession signal
Median listing pricen/a▲ 0.2% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Countywide asking rent may not match achievable rent or vacancy for the subject unit.
  2. Parcel-level flood exposure and insurance costs may exceed the county-level modeled loss measure.
  3. MLS listing conditions and recorded investor purchases may not translate into closed-sale liquidity.
Underwriting questions

Before pricing a property

Is the HUD two-bedroom FMR evidence of market asking rent?

No. It is a HUD payment standard and cannot substitute for the published median asking-rent measure.

What does the QCEW employment series measure?

It measures annual average covered jobs at workplaces in the county, not resident employment or unemployment.

What is the county’s dominant hazard?

Inland flood.