Counties / Michigan / Macomb County

Macomb County, MI

FIPS 26099 · population 879,853 · part of Detroit, MI

$275k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Macomb County, MI?

The latest county-level Zillow ZORI is $1,412 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,4122026-06 · up 3.0% year over year
County ACS gross rent$1,211ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,411FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Macomb County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$1,009Macomb County, MIHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$1,122Macomb County, MIHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,411Macomb County, MIHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$1,724Macomb County, MIHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$1,868Macomb County, MIHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$275k
▲ 2.5% year over year
Zillow ZHVI · direct
Median asking rent
$1,412
▲ 3.0% year over year
Zillow ZORI · direct
Gross yield
6.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,411
market rent is 1.00x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+46.9%not annualized · through 2025
0%ZILLOW ZHVI2026-06+2.5%FHFA HPI2025+4.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$244k
Surveyed gross rent$1,211
Rent burden 30%+50.8%
Median year built1975
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
4.0%vacant
373,413estimated housing units
Occupied tenure25.0% renter
owner 75.0%renter 25.0%
Structure mix78.0% single-family
Single-family 78.0%20+ units 4.7%Mobile home 3.6%Other 13.6%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs331,430▼ 1.4% from the prior annual release
Covered establishments20,370annual average reporting locations
Average weekly wage$1,386▲ 1.5% from the prior annual release
Largest private supersectorTrade, transportation, and utilities21.4% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.4%WEEKLY WAGE+1.5%Trade, transportation, and utilities21.4%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Macomb CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$35k$70k196919972024$4k$61k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Macomb CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI19,45078.6% burdened30–50% HAMFI16,13584.8% burdened50–80% HAMFI20,23044.4% burdened80–100% HAMFI9,9759.4% burdenedAbove 100% HAMFI23,5453.0% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Macomb County, MI

These Apartment List observations match the exact county Census code 26099. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,309$1,208$1,1062021-082026-07
Recent-lease rent$1,3012026-07 · +2.3% year over year
Rental vacancy4.5%2026-07 · +0.8 percentage points year over year
Time on marketn/an/a
County brief

What the local evidence says

01Decision frame

Macomb County presents a yield-versus-liquidity tension: measured market asking rent of $1,412 against Zillow’s $274,889 median home value produces the supplied 6.16% gross yield before operating costs, but visible listing conditions call for restraint. Cash-flow screens merit investigation; buyers relying on rapid resale or narrow expense margins should be cautious. In Zillow’s county observation, value rose 2.54% and asking rent 2.97% year over year. FHFA’s separate annual repeat-transaction HPI rose 4.06%; it supports positive price direction, but is neither a home value nor a rate to combine with Zillow.

02Housing economics

The published market asking rent sits near the HUD two-bedroom FMR, but FMR is a payment standard rather than an asking-rent estimate. The stated gross yield is based on measured market rent before vacancy, management, maintenance, insurance, financing and taxes. An effective property-tax rate of 1.4% and median annual tax of $3,404 make parcel tax review central; county medians cannot establish a specific asset’s carrying cost or net yield.

03Demand & competition

Realtor.com’s MLS market shows 1,892 active listings, up 15.86%, while its median listing price fell 1.65%. These are asking-price and visible-supply measures, not closed-sale prices or proof of buyer demand. Tax-return migration was -382, and entrant AGI of $55,365 trailed leaver AGI of $63,809, a composition caution rather than a renter-demand finding. Investors accounted for 656 of 10,012 purchase mortgages, or 6.55%, indicating participation but not control of buyer competition. QCEW annual covered jobs at county workplaces declined 1.45%; Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy or resident labor market.

04Risk & next checks

Modeled climate loss equals 0.11% of building value annually, consistent with inland flood as the dominant hazard; it is modeled loss, not a site-specific flood determination. Missing property-level flood zone, insurance quotes, condition, assessments and tax bill prevent a defensible net-income result. Missing closed-sale comparables, lease concessions, vacancy and renter turnover also prevent confirmation that MLS supply or migration translates into achievable rent. Those items are needed before county evidence can support asset-level underwriting.

County ZIP rental landscape

How asking rent and renter pressure vary inside Macomb County, MI

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$1,200$1,793Zillow asking-rent index
Monthly spread$593highest minus lowest selected ZIP
Observed burden range40.8%61.3%ACS renter households paying 30%+
Renter households covered55,247across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.48047$1,79348310$1,69448312$1,49348317$1,47948313$1,44548021$1,40848091$1,34948038$1,32448066$1,31348089$1,30048045$1,25448035$1,200
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.63.8%57.5%51.1%44.7%38.3%480384806648089483174803548091480214831348312483104804548047Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.48047+137.9%48312+109.0%48310+105.2%48313+101.8%48045+98.0%48317+97.3%48089+93.5%48066+91.8%48091+91.8%48021+89.1%48035+88.2%48038+80.2%
WHAT THE LOCAL DISTRIBUTION SAYS

Across the selected direct-evidence matches, June 2026 Zillow ZORI, a typical observed asking-rent index, ranges from $1,200 to $1,793: a $593 spread around a $1,378.50 median. The county ZORI is $1,412, placing it within this distribution rather than making the selected set a countywide price schedule. ZIP 48035 marks the low end and ZIP 48047 the high end. The practical search question is therefore not simply whether county rent is affordable, but how much budget flexibility is needed for current listed-market conditions and whether a candidate unit's terms align with the renter's income, bedroom need, and move timing. ZORI is a market index, not a quote or guarantee for an individual unit.

Comparison requires keeping the datasets separate. ACS 2024 five-year estimates put county median gross rent at $1,211, while the selected ZCTAs span $1,097 to $1,398. Those survey estimates describe a different time frame and measure from Zillow's asking-rent index, so the difference is context rather than a price gap to reconcile. HUD's FY2026 two-bedroom FMR is $1,411 countywide and ranges from $1,280 to $1,650 in the selected ZIP assignments. It is an administrative standard, not an asking rent. The supplied Zillow-to-HUD comparison ranges from 80.2% to 137.9%, signaling that the relation of the index to a two-bedroom standard differs considerably across the shown geographies. A household using a HUD-related screen should match the unit's bedroom count before applying that comparison.

ACS burden and vacancy estimates add a distinct trade-off screen. Countywide, 50.82% of renter households are estimated to spend 30% or more of income on rent; across the selected ZCTAs, the share runs from 40.84% to 61.34%. Estimated vacancy ranges from 2.65% to 10.04%. These ranges should not be read as an availability forecast, nor does a larger vacancy estimate establish lower burden; they are separate survey signals for comparing local conditions. The supplied income screens tied to direct rents range from $48,000 to $71,720 annually. Use them as a preliminary income test, then assess the actual unit cost and charges; household income, unit size, and lease terms can alter the decision.

Coverage and geography limit the interpretation. The display contains 12 selected direct-ZORI ZIP/ZCTA matches covering 55,247 renter households from 22 eligible matches, so it is not an exhaustive inventory of county rental options. Each is displayed under the county with the largest HUD residential-address share; the assigned shares are at least 99.97%, but ZIP boundaries can cross county lines and Census ZCTAs are not USPS delivery ZIPs. Before acting, verify an address's relevant geography, advertised rent, bedroom count, lease term, availability, deposits and recurring fees, included services, and whether a bedroom-specific HUD standard is relevant. Treat the index, survey estimates, and FMR as screening evidence rather than a property-specific finding.

Selected ZIP evidence

Keep each source universe visible

22 ZIP profiles passed the county gate; the 12 with the most renter households are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
48038$1,324$1,280$1,65042.8%2.7%$53k100.0%
48066$1,313$1,233$1,43052.9%4.3%$53k100.0%
48089$1,300$1,237$1,39061.3%8.1%$52k100.0%
48317$1,479$1,314$1,52050.7%5.4%$59k100.0%
48035$1,200$1,135$1,36042.3%4.1%$48k100.0%
48091$1,349$1,290$1,47053.0%10.0%$54k100.0%
48021$1,408$1,325$1,58051.9%5.6%$56k100.0%
48313$1,445$1,171$1,42051.1%4.3%$58k100.0%
48312$1,493$1,213$1,37061.1%3.5%$60k100.0%
48310$1,694$1,398$1,61043.9%3.3%$68k100.0%
48045$1,254$1,097$1,28040.8%6.9%$50k100.0%
48047$1,793$1,123$1,30056.8%3.8%$72k100.0%
READ BEFORE USING

Census ACS county and ZCTA figures are 2024 five-year survey estimates, while Zillow is a June 2026 asking-rent index and HUD FMR is an FY2026 administrative two-bedroom standard. They have different definitions, periods, and purposes and should not be merged.

ZIPs are assigned by the largest HUD residential-address share, but ZIPs may cross county lines and ZCTAs are not USPS delivery ZIPs. The selected direct-evidence matches are nonexhaustive and do not represent every rental option in Macomb County.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Macomb County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Warren city137.9KSterling Heights city133.6KSt. Clair Shores city58.1KRoseville city47.1KEastpointe city34KMount Clemens city15.5KFraser city14.6KNew Baltimore city12.1K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

16 Census places

Population
  1. 01
    Warren cityIncorporated place
    137,928
  2. 02
    Sterling Heights cityIncorporated place
    133,573
  3. 03
    St. Clair Shores cityIncorporated place
    58,140
  4. 04
    Roseville cityIncorporated place
    47,123
  5. 05
    Eastpointe cityIncorporated place
    33,982
  6. 06
    Mount Clemens cityIncorporated place
    15,511
  7. 07
    Fraser cityIncorporated place
    14,583
  8. 08
    New Baltimore cityIncorporated place
    12,072
  9. 09
    Center Line cityIncorporated place
    8,463
  10. 10
    New Haven villageIncorporated place
    6,475
  11. 11
    Richmond cityIncorporated place · spans 2 counties
    5,855
  12. 12
    Utica cityIncorporated place
    5,180
Show 4 more places
  1. 13
    Romeo villageIncorporated place
    3,578
  2. 14
    Village of Grosse Pointe Shores cityIncorporated place · spans 2 counties
    2,795
  3. 15
    Armada villageIncorporated place
    1,994
  4. 16
    Memphis cityIncorporated place · spans 2 counties
    1,064

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.114% of building value expected lost per year

Effective property tax1.40%

$3,404 median annual bill

02
DemandIRS SOI household flows
Net migration-382

18,037 in · 18,419 out

Arriving vs leaving income−$8,444

$55,365 arriving · $63,809 leaving

03
CompetitionHMDA financed purchases
Purchases by investors6.6%

656 of 10,012 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,892▲ 15.9% year over year
Median days on market35▲ 11.1% year over year
Listings price-reduced17.8%seller-concession signal
Median listing pricen/a▼ 1.7% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Detroit, MI

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Macomb County879,853$275k$1,4126.2%inland flooding
Wayne County1,772,259$181k$1,4239.4%inland flooding
Oakland County1,279,825$376k$1,7335.5%inland flooding
Livingston County195,833$407k$2,0326.0%inland flooding
St. Clair County160,221$264k$1,0544.8%inland flooding
Lapeer County88,837$300k$1,3555.4%inland flooding
Bear case

What can break the county thesis

  1. Net yield could be materially lower because parcel taxes, insurance, vacancy, repairs and financing are not supplied.
  2. Listing expansion, covered-job contraction and negative net migration could leave current rent and resale assumptions unsupported.
  3. Inland-flood exposure may vary materially by site, while flood-zone and insurance evidence is absent.
Underwriting questions

Before pricing a property

Is a county market-rent measure published?

Yes. The record supplies a median monthly asking rent and a gross yield based on market rent.

Does HUD Fair Market Rent establish the county asking rent?

No. The record identifies HUD FMR as a two-bedroom payment standard, not an estimate of market asking rent.

What does the labor evidence measure?

QCEW measures annual average covered jobs at workplaces in the county; it is not resident employment, unemployment, or a labor-market forecast.