Counties / South Dakota / Meade County

Meade County, SD

FIPS 46093 · population 30,546 · part of Rapid City, SD

$401k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$401k
▲ 4.5% year over year
Zillow ZHVI · direct
Median asking rent
$1,406
n/a year over year
Zillow ZORI · direct
Gross yield
4.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,273
market rent is 1.10x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+69.4%not annualized · through 2025
0%ZILLOW ZHVI2026-06+4.5%FHFA HPI2025+9.6%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$311k
Surveyed gross rent$1,264
Rent burden 30%+38.1%
Median year built1990
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
7.0%vacant
12,871estimated housing units
Occupied tenure27.1% renter
owner 72.9%renter 27.1%
Structure mix78.1% single-family
Single-family 78.1%20+ units 2.8%Mobile home 12.3%Other 6.7%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs9,178▲ 6.7% from the prior annual release
Covered establishments1,090annual average reporting locations
Average weekly wage$1,141▲ 3.6% from the prior annual release
Largest private supersectorTrade, transportation, and utilities24.7% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+6.7%WEEKLY WAGE+3.6%Trade, transportation, and utilities24.7%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Meade County presents a valuation-to-income tension: Zillow’s 2026-06 median home value is $400,665 against a measured median asking rent of $1,406 per month, producing the supplied 4.21% gross yield before costs. That modest income return makes this a diligence case for operators who can document expenses and leasing depth, rather than a simple price-appreciation case; buyers dependent on thin carrying-cost margins should be cautious.

02Housing economics

HUD’s two-bedroom FMR of $1,273 is a payment standard, not asking rent, and must not substitute for the published market-rent measure. The effective property-tax rate is 1.01%, with a median annual tax bill of $3,129, so taxes are material against the stated pre-cost yield. Zillow’s 2026-06 county value reading was higher year over year, while FHFA’s 2025 annual repeat-transaction HPI rose 9.61%. Both point upward but arise from distinct methods and observation periods; FHFA is not a home value and the rates should not be blended.

03Demand & competition

Realtor.com’s MLS snapshot is mixed rather than proof of closing demand: 108 active listings were down 10.79%, yet median marketing time was 50 days and 21.4% of listings had price reductions. In-movers outnumbered out-movers and reported higher average AGI, a constructive but limited tax-return migration signal. Investors made 7.32% of the 314 purchases, indicating competition exists but is not the dominant observed buyer channel. QCEW’s annual average shows covered workplace employment growth, not resident employment or a forecast; Trade, transportation, and utilities is its largest disclosed private supersector, not the whole economy.

04Risk & next checks

Modeled climate loss equals 0.21% of building value per year, and inland flood is the stated dominant hazard; this is modeled loss, not a site-specific insurance quote. Missing closed-sale prices, vacancy, operating expenses, debt terms, flood-zone and insurance quotes, property condition, and lease-level rent prevent a net-cash-flow or purchase-price conclusion. Verify those items, the tax assessment basis, and submarket lease competition before treating county measures as property underwriting.

Cities & communities

Where people live within Meade County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Box Elder city*12.9KSturgis city7.1KSummerset city3KBlackhawk CDP2.9KPiedmont city981Wonderland Homes CDP745Blucksberg Mountain CDP692Faith city297
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

8 Census places

Population
  1. 01
    Box Elder cityIncorporated place · spans 2 counties
    12,902
  2. 02
    Sturgis cityIncorporated place
    7,086
  3. 03
    Summerset cityIncorporated place
    3,022
  4. 04
    Blackhawk CDPCensus-designated place
    2,934
  5. 05
    Piedmont cityIncorporated place
    981
  6. 06
    Wonderland Homes CDPCensus-designated place
    745
  7. 07
    Blucksberg Mountain CDPCensus-designated place
    692
  8. 08
    Faith cityIncorporated place
    297

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.212% of building value expected lost per year

Effective property tax1.01%

$3,129 median annual bill

02
DemandIRS SOI household flows
Net migration+57

1,595 in · 1,538 out

Arriving vs leaving income+$4,109

$57,368 arriving · $53,259 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.3%

23 of 314 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings108▼ 10.8% year over year
Median days on market50▲ 15.5% year over year
Listings price-reduced21.4%seller-concession signal
Median listing pricen/a▲ 14.3% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Rapid City, SD

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Meade County30,546$401k$1,4064.2%inland flooding
Pennington County113,512$369k$1,4604.8%inland flooding
Custer County8,892$518kn/an/awildfire
Bear case

What can break the county thesis

  1. Flood-zone status and insurance terms may make county modeled loss an inadequate property cost measure.
  2. MLS listing conditions may not match realizable closed prices or lease-up conditions.
  3. County migration and covered workplace employment may not translate to demand in the subject submarket.
Underwriting questions

Before pricing a property

Can gross yield be evaluated from published market rent?

Yes. The record publishes market rent and a pre-cost gross yield; HUD FMR was not used to derive it.

Does HUD Fair Market Rent establish the county’s asking rent?

No. The supplied HUD figure is a two-bedroom payment standard, while the record separately publishes measured market asking rent.

Are investors the dominant observed purchase channel?

No. The supplied investor share is a minority of total observed purchases.