Counties / North Carolina / Onslow County

Onslow County, NC

FIPS 37133 · population 207,906 · part of Jacksonville, NC

$294k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Onslow County, NC?

The latest county-level Zillow ZORI is $1,561 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,5612026-06 · up 3.6% year over year
County ACS gross rent$1,265ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,173FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Onslow County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$929Onslow County, NCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$935Onslow County, NCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,173Onslow County, NCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$1,631Onslow County, NCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$1,968Onslow County, NCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$294k
▲ 3.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,561
▲ 3.6% year over year
Zillow ZORI · direct
Gross yield
6.4%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,173
market rent is 1.33x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+69.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06+3.3%FHFA HPI2025+2.9%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$236k
Surveyed gross rent$1,265
Rent burden 30%+50.7%
Median year built1998
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
13.8%vacant
87,354estimated housing units
Occupied tenure36.3% renter
owner 63.7%renter 36.3%
Structure mix75.0% single-family
Single-family 75.0%20+ units 4.4%Mobile home 11.5%Other 9.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs53,860▼ 0.5% from the prior annual release
Covered establishments4,498annual average reporting locations
Average weekly wage$941▲ 4.3% from the prior annual release
Largest private supersectorTrade, transportation, and utilities25.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.5%WEEKLY WAGE+4.3%Trade, transportation, and utilities25.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Onslow CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$30k$60k196919972024$4k$57k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Onslow CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI3,95580.2% burdened30–50% HAMFI4,29087.2% burdened50–80% HAMFI6,76065.4% burdened80–100% HAMFI4,42527.0% burdenedAbove 100% HAMFI9,7354.9% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
County brief

What the local evidence says

01Decision frame

Onslow County presents a yield-versus-friction tension: the supplied Zillow county observation reports a $293,986 median home value, $1,561 median asking rent, and a 6.37% gross yield before costs. This merits investigation by buyers able to verify operating costs and exit liquidity; buyers requiring low climate exposure or a quick resale should be cautious. The Zillow value/rent observation and FHFA’s annual index have differently labeled vintages.

02Housing economics

Measured market rent is the asking-rent figure, whereas HUD’s $1,173 two-bedroom Fair Market Rent is a payment standard, not an asking-rent estimate; it cannot replace market rent in the yield calculation. FHFA reports a 69.33% five-year increase in its repeat-transaction HPI, not a dollar home value or a rate to combine with Zillow’s different-vintage change. The 0.64% effective property-tax rate is a carrying cost outside gross yield. Insurance, vacancy, repairs, management and financing costs are not published, preventing net-yield or debt-coverage conclusions.

03Demand & competition

Realtor.com MLS listing-market evidence signals more seller negotiation, not demonstrated buyer demand: median listing price fell 3.80%, active listings rose, and 17.26% of listings had a reduction. These are asking-price, visible-supply and concession measures, not closed-sale prices. Tax-return migration was net positive by 996 households, with average AGI of inbound movers $1,243 above outbound movers. Investor mortgages were 280 of 4,050 purchases, or 6.91%; non-occupants were therefore a minority, although county data cannot show neighborhood competition.

04Risk & next checks

QCEW’s annual county workplace covered employment declined 0.48%; it is neither resident employment nor an unemployment measure or forecast. Trade, transportation, and utilities is the largest disclosed private supersector, not the whole county economy. Hurricane is the dominant hazard, and modeled expected annual building loss equals 0.62% of building value, rather than a realized loss. Next checks are parcel hazard and insurance terms, lease-level rent comps, operating expenses, financing, vacancy and closed-sale comparables; their absence prevents net-income, debt-coverage and exit underwriting.

Cities & communities

Where people live within Onslow County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Jacksonville city71.3KPiney Green CDP14.1KHalf Moon CDP7.4KHolly Ridge town4.9KSurf City town*4.4KSwansboro town4KSneads Ferry CDP2.7KRichlands town2.3K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

10 Census places

Population
  1. 01
    Jacksonville cityIncorporated place
    71,279
  2. 02
    Piney Green CDPCensus-designated place
    14,078
  3. 03
    Half Moon CDPCensus-designated place
    7,378
  4. 04
    Holly Ridge townIncorporated place
    4,904
  5. 05
    Surf City townIncorporated place · spans 2 counties
    4,396
  6. 06
    Swansboro townIncorporated place
    3,997
  7. 07
    Sneads Ferry CDPCensus-designated place
    2,728
  8. 08
    Richlands townIncorporated place
    2,335
  9. 09
    Pumpkin Center CDPCensus-designated place
    1,636
  10. 10
    North Topsail Beach townIncorporated place
    784

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.618% of building value expected lost per year

Effective property tax0.64%

$1,502 median annual bill

02
DemandIRS SOI household flows
Net migration+996

10,957 in · 9,961 out

Arriving vs leaving income+$1,243

$53,506 arriving · $52,263 leaving

03
CompetitionHMDA financed purchases
Purchases by investors6.9%

280 of 4,050 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,134▲ 7.0% year over year
Median days on market55▲ 2.8% year over year
Listings price-reduced17.3%seller-concession signal
Median listing pricen/a▼ 3.8% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Property-specific hurricane exposure, insurance premiums and deductibles may materially exceed county-level risk evidence.
  2. Unpublished vacancy, repairs, management, financing and insurance costs could reduce or eliminate the reported gross-yield advantage.
  3. Listing-market concessions and declining covered workplace employment may complicate rent durability or resale underwriting.
Underwriting questions

Before pricing a property

What does the reported gross yield include?

Annual market rent before costs; it is not a net yield.

Is HUD two-bedroom Fair Market Rent evidence of local asking rent?

No. It is a payment standard and cannot substitute for the measured median asking rent.

What does the QCEW employment measure represent?

Annual average covered jobs located at workplaces in the county, not resident employment, unemployment or a forecast.