Counties / Montana / Park County

Park County, MT

FIPS 30067 · population 17,710 · outside every metro area

$617k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$617k
▲ 0.8% year over year
Zillow ZHVI · direct
Median asking rent
$1,433
▲ 6.3% year over year
Zillow ZORI · direct
Gross yield
2.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,605
market rent is 0.89x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+69.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+0.8%FHFA HPI2025+0.9%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$468k
Surveyed gross rent$976
Rent burden 30%+51.0%
Median year built1980
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
13.2%vacant
9,635estimated housing units
Occupied tenure30.6% renter
owner 69.5%renter 30.6%
Structure mix79.2% single-family
Single-family 79.2%20+ units 3.2%Mobile home 7.9%Other 9.7%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs7,402▲ 2.7% from the prior annual release
Covered establishments1,282annual average reporting locations
Average weekly wage$1,054▲ 5.1% from the prior annual release
Largest private supersectorLeisure and hospitality32.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+2.7%WEEKLY WAGE+5.1%Leisure and hospitality32.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Park County presents a cash-flow-versus-price tension: the Zillow county reading pairs a $616,759 median home value with $1,433 monthly median asking rent and a reported 2.79% gross yield before costs. Rent rose 6.32% year over year while Zillow value rose 0.77%, so income has moved faster than price in that observation. Yield-sensitive buyers should investigate property expenses and lease depth rather than read those county medians as a property outcome.

02Housing economics

Measured market rent must remain separate from HUD’s $1,605 two-bedroom Fair Market Rent, which is a payment standard rather than asking rent and cannot be substituted into yield. The effective property-tax rate is 0.57%, with a $2,641 median annual tax bill; neither makes a target asset’s tax or operating burden known. FHFA’s separate annual repeat-transaction HPI increased 0.93%. It supports Zillow’s positive direction but is not a dollar value and is from a different method and vintage, so the changes cannot be averaged. Missing insurance, maintenance, vacancy, utility and financing data prevents NOI, debt-service and net-cash-flow conclusions.

03Demand & competition

Realtor.com’s MLS listing-market evidence combines 120 active listings, down 10.11%, with price reductions on 20.56% of listings. Smaller visible supply alongside concessions is a negotiation screen, not a closed-sale price or proof of buyer demand. Tax-return migration was positive by 97 households, and inbound moving households had average AGI $40,615 above outbound households. Non-occupant purchase mortgages represented 14.37% of purchases. Annual QCEW shows growth in covered workplace employment, not resident employment or unemployment; leisure and hospitality is the largest disclosed private supersector, leaving sector exposure relevant to tenant diligence.

04Risk & next checks

Inland flood is the dominant hazard, and the modeled annual building-value loss ratio is 0.24%. That county model is not a parcel loss estimate or insurance quote. Flood-zone status, elevation, drainage, claims, coverage and deductibles are not published, preventing a property-level resilience and carrying-cost screen. Closed-sale comparables, property-level rents, vacancy and lease terms are also absent; without them, neither purchase-price support nor stabilized income can be underwritten.

Cities & communities

Where people live within Park County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Livingston city8.8KPray CDP1.1KGardiner CDP647Clyde Park town341Emigrant CDP322Corwin Springs CDP207Wilsall CDP203Wineglass CDP176
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

14 Census places

Population
  1. 01
    Livingston cityIncorporated place
    8,780
  2. 02
    Pray CDPCensus-designated place
    1,129
  3. 03
    Gardiner CDPCensus-designated place
    647
  4. 04
    Clyde Park townIncorporated place
    341
  5. 05
    Emigrant CDPCensus-designated place
    322
  6. 06
    Corwin Springs CDPCensus-designated place
    207
  7. 07
    Wilsall CDPCensus-designated place
    203
  8. 08
    Wineglass CDPCensus-designated place
    176
  9. 09
    South Glastonbury CDPCensus-designated place
    175
  10. 10
    Pine Creek CDPCensus-designated place
    132
  11. 11
    Silver Gate CDPCensus-designated place
    114
  12. 12
    Cooke City CDPCensus-designated place
    86
Show 2 more places
  1. 13
    Jardine CDPCensus-designated place
    43
  2. 14
    Springdale CDPCensus-designated place
    2

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.240% of building value expected lost per year

Effective property tax0.56%

$2,641 median annual bill

02
DemandIRS SOI household flows
Net migration+97

778 in · 681 out

Arriving vs leaving income+$40,615

$108,531 arriving · $67,916 leaving

03
CompetitionHMDA financed purchases
Purchases by investors14.4%

25 of 174 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings120▼ 10.1% year over year
Median days on market53▲ 7.1% year over year
Listings price-reduced20.6%seller-concession signal
Median listing pricen/a▼ 5.3% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. County median value and asking rent may not represent a target property’s attainable price, condition or lease rate.
  2. Flood insurance, mitigation needs and prior-loss exposure may materially change carrying costs.
  3. Listing, migration and covered-employment evidence may not translate into stable tenant demand, particularly with leisure and hospitality exposure.
Underwriting questions

Before pricing a property

What published market rent and gross yield are available?

Median asking rent is $1,433 per month, and published gross yield is 2.79% before costs.

Is HUD Fair Market Rent an estimate of asking rent?

No. The $1,605 two-bedroom HUD figure is a payment standard, while measured market asking rent is separate.

What is the identified climate risk?

The dominant hazard is inland flood, with a modeled annual building-value loss ratio of 0.24%.