Scott County offers modest price appreciation but weak enough migration to require tenant-demand verification, not a simple momentum call. Investors able to validate rents and insurance should investigate; those relying on appreciation or quick resale evidence should be cautious. Zillow’s county median home value was $163,070, up 1.56% year over year. Separately, FHFA’s annual repeat-transaction HPI increased 2.19%. The index supports positive direction but is not a home value and cannot be combined with Zillow into one growth rate.
No median market asking rent is published, so housing economics remain unpriceable and gross yield cannot be computed. HUD’s $930 two-bedroom FMR is a payment standard, not asking rent, and cannot fill that gap. Disclosed carrying-cost inputs are a 0.62% effective property-tax rate and $957 median annual tax. Underwriting must test actual rents against taxes, financing, repairs and insurance rather than treat FMR as revenue.
QCEW annual averages show 16,215 covered jobs at county workplaces, up 0.22%, and a $994 average weekly wage, up 3.76%. Education and health services represented 26.52% of total private covered jobs, the largest disclosed private supersector rather than the whole economy. Tax-return households: 955 moved in and 1,014 moved out, a calculated net loss of 59; inbound movers’ average AGI was $1,068 higher than outbound movers’. Investors made 55 of 397 purchases, a 13.85% share—participation, not proof of rental demand.
Earthquake is the dominant hazard, while modeled climate loss equals 0.26% of building value per year; it is an expected loss measure, not a property-specific estimate. Seismic location, construction, insurance premiums, deductibles and coverage are not published, preventing an all-in hazard-cost conclusion. Realtor.com listing-market figures—asking price, active listings, days on market, reductions and pending ratio—are also not published; visible supply, seller concessions, marketing time and current buyer demand therefore cannot be judged. Required next checks are property-level rent comps, lease-up evidence, insurance quotes and listing data.