Counties / Tennessee / Sevier County

Sevier County, TN

FIPS 47155 · population 99,652 · part of Sevierville, TN

$410k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$410k
▼ 1.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,698
▲ 11.9% year over year
Zillow ZORI · direct
Gross yield
5.0%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,159
market rent is 1.47x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+73.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.3%FHFA HPI2025+4.8%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$299k
Surveyed gross rent$1,072
Rent burden 30%+40.5%
Median year built1995
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
31.6%vacant
58,967estimated housing units
Occupied tenure29.3% renter
owner 70.7%renter 29.3%
Structure mix69.7% single-family
Single-family 69.7%20+ units 5.8%Mobile home 11.4%Other 13.0%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs53,139▼ 1.1% from the prior annual release
Covered establishments3,431annual average reporting locations
Average weekly wage$868▲ 3.2% from the prior annual release
Largest private supersectorLeisure and hospitality49.4% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.1%WEEKLY WAGE+3.2%Leisure and hospitality49.4%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Sevier County presents a carry-versus-exit tension for operators willing to verify unit economics and for buyers wary of relying on a headline yield. At Zillow’s county observation of 2026-06, the median home value was $409,649 and median asking rent was $1,698 per month, producing the supplied 4.97% gross yield before costs. Value had declined year over year while asking rent increased, so the record does not establish whether the rent improvement is durable or whether acquisition basis is clearing.

02Housing economics

That yield uses measured market asking rent, not HUD’s two-bedroom Fair Market Rent. The latter is a payment standard and cannot replace market rent or be used to derive yield. Against the reported value, the effective property-tax rate of 0.28% is a carrying-cost input, not a parcel tax bill; tax assessment, exemptions, insurance and operating expenses are not published. Rent-price separation therefore warrants property-level expense and lease review before treating the gross figure as cash flow.

03Demand & competition

Realtor.com’s 2026-06 MLS snapshot shows 2,138 active listings, 80 median days on market, and 29.38% of listings with a price reduction. These are visible asking-market supply, marketing-time and concession indicators—not closed prices or standalone proof of buyer demand—and point to a need for transaction-level comp checks. Nonoccupant purchase mortgages accounted for 37.11% of 1,622 purchases, creating meaningful investor participation but not a measure of all buyers. Tax-return migration was negative by 8 households; entrants’ average adjusted gross income exceeded leavers’ by $4,818. That near-flat flow with a positive mover-income gap is not enough to validate broad demand.

04Risk & next checks

FHFA’s annual 2025 repeat-transaction HPI rose 4.75%; it is an appreciation index, not a home value, and must not be averaged with the later Zillow observation. QCEW’s annual covered workplace employment declined, while leisure and hospitality was the largest disclosed private supersector; this is workplace evidence, not resident employment or a forecast. Inland flood is the dominant hazard, alongside a modeled annual climate-loss ratio of 0.14% of building value. Missing closed-sale comps, unit-level vacancy and rent, flood-zone and claims data, and insurance evidence prevent a net-income, resale-liquidity or parcel-risk conclusion.

Cities & communities

Where people live within Sevier County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Sevierville city18.4KSeymour CDP*16.2KPigeon Forge city6.4KGatlinburg city3.7KPittman Center town583Fairgarden CDP262
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

6 Census places

Population
  1. 01
    Sevierville cityIncorporated place
    18,397
  2. 02
    Seymour CDPCensus-designated place · spans 2 counties
    16,216
  3. 03
    Pigeon Forge cityIncorporated place
    6,375
  4. 04
    Gatlinburg cityIncorporated place
    3,663
  5. 05
    Pittman Center townIncorporated place
    583
  6. 06
    Fairgarden CDPCensus-designated place
    262

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.139% of building value expected lost per year

Effective property tax0.28%

$824 median annual bill

02
DemandIRS SOI household flows
Net migration-8

3,147 in · 3,155 out

Arriving vs leaving income+$4,818

$56,823 arriving · $52,005 leaving

03
CompetitionHMDA financed purchases
Purchases by investors37.1%

602 of 1,622 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings2,138▲ 3.7% year over year
Median days on market80▲ 1.9% year over year
Listings price-reduced29.4%seller-concession signal
Median listing pricen/a▼ 8.1% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Property-level rent, vacancy or operating costs may make the county gross yield unattainable.
  2. Flood insurance, mitigation needs or parcel-specific exposure may materially alter carrying costs.
  3. Countywide listing and investor measures may not describe the relevant neighborhood or property type.
Underwriting questions

Before pricing a property

Can HUD Fair Market Rent be used as the county’s market asking rent?

No. The record identifies HUD Fair Market Rent as a payment standard, while the published rent measure is median asking rent.

Do the Realtor.com figures establish closed-sale values or buyer demand?

No. They describe MLS listing-market supply, asking-price concessions and marketing time, not completed sale prices.

Does QCEW employment represent resident employment?

No. QCEW reports annual covered jobs located at workplaces in the county, not resident employment or unemployment.