Snyder County presents a valuation tension: Zillow’s June 2026 county median home value was $247,961, up 3.73% year over year, while FHFA’s annual 2025 repeat-transaction HPI declined 0.18%. These are differently dated and constructed series, so they cannot be combined into one appreciation rate. This warrants investigation by landlords who need dependable rent coverage; buyers leaning on simple price momentum should be cautious.
Measured median asking rent is $994 per month, and the supplied gross yield is 4.81% before costs. The $1,059 HUD two-bedroom FMR is a payment standard, not an asking-rent estimate, and cannot validate that yield. A 1.11% effective property-tax rate and $2,388 median annual tax make carrying-cost review material alongside rent; tax, insurance, debt service, repairs, and vacancy are not published. The price/rent/tax combination therefore supports only a gross, county-level screen, not a net-cash-flow conclusion.
Realtor.com’s MLS evidence has less visible active supply, longer marketing time, and seller price reductions; these are asking-market and concession indicators, not closed-sale pricing or proof of buyer demand by themselves. Net migration of 40 tax-return households is positive, but movers arriving had average AGI $4,503 below movers leaving, limiting what the migration count says about renter or buyer spending capacity. Investors accounted for 11.05% of purchases, or 19 of 172. The QCEW record describes annual covered jobs at county workplaces, not resident employment: Trade, transportation, and utilities is its largest disclosed private supersector, rather than a description of the entire economy.
Inland flood is the dominant hazard, and modeled expected annual climate loss is 0.14% of building value; it is not a parcel-level loss forecast or an insurance quote. Underwriters should next obtain flood-zone and elevation data, insurance terms, property condition, actual leases, vacancy, operating expenses, and closed-sale comparables. Those absences prevent a property-level net-yield, resilience-cost, purchase-price, or exit-liquidity conclusion. County evidence also cannot establish tenant quality or whether current MLS conditions apply to a selected submarket.