Counties / North Dakota / Stark County

Stark County, ND

FIPS 38089 · population 33,302 · part of Dickinson, ND

$324k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$324k
▲ 4.9% year over year
Zillow ZHVI · direct
Median asking rent
$1,297
▼ 1.0% year over year
Zillow ZORI · direct
Gross yield
4.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,056
market rent is 1.23x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+27.2%not annualized · through 2025
0%ZILLOW ZHVI2026-06+4.9%FHFA HPI2025+6.8%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$272k
Surveyed gross rent$960
Rent burden 30%+40.2%
Median year built1986
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
12.7%vacant
15,514estimated housing units
Occupied tenure33.2% renter
owner 66.8%renter 33.2%
Structure mix65.7% single-family
Single-family 65.7%20+ units 14.0%Mobile home 7.5%Other 12.7%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs19,567▲ 0.2% from the prior annual release
Covered establishments1,575annual average reporting locations
Average weekly wage$1,421▲ 2.2% from the prior annual release
Largest private supersectorTrade, transportation, and utilities25.2% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.2%WEEKLY WAGE+2.2%Trade, transportation, and utilities25.2%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Stark County presents a decision tension between appreciation and softening rent economics. The Zillow county observation labeled 2026-06 reports a 4.92% year-over-year median home-value increase, but published median asking rent fell 0.96%, with a 4.80% gross yield before costs. The FHFA 2025 annual repeat-transaction HPI rose 6.84%; it confirms positive direction but is not a home value and does not share Zillow’s vintage or method. Buyers requiring stable rent support should investigate this gap rather than treat appreciation as underwriting income.

02Housing economics

Measured market rent, rather than a payment benchmark, supports the stated yield. HUD’s two-bedroom FMR is $1,056 per month, and market asking rent is 22.80% above it; FMR is a payment standard, not an estimate of asking rent and is not substituted into the yield. The effective property-tax rate is 0.89%, a carrying cost to test alongside insurance, repairs, vacancy, and other operating expenses. No expense, lease, or property-level tax evidence is published, so net yield and cash flow cannot be determined.

03Demand & competition

Realtor.com’s MLS listing-market observation labeled 2026-06 shows active listings declined, yet median days on market was 51 and 17.87% of listings had reductions. Lower visible supply therefore sits beside longer marketing and seller concessions; these are asking-price and listing measures, not closed-sale prices or proof of buyer demand. Tax-return migration netted four households, while inbound movers’ average AGI was below outbound movers’; this does not establish meaningful household-growth support. Investor purchase mortgages were 7.14% of 448 purchases, indicating participation but not control of pricing.

04Risk & next checks

Inland flood is the dominant hazard, and modeled expected annual climate loss equals 0.09% of building value; it is a county-level modeled ratio, not a parcel-specific loss or insurance quote. The supplied QCEW data are annual covered employment at workplaces in Stark County; Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy or resident employment. Before underwriting, obtain parcel flood and insurance terms, rent rolls and turnover, operating expenses, closed-sale comparables, and financing and buyer data. Their absence prevents a net-yield, resale-liquidity, affordability, and property-specific hazard conclusion.

Cities & communities

Where people live within Stark County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Dickinson city25.4KRichardton city768Belfield city685South Heart city503Gladstone city230Taylor city179
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

6 Census places

Population
  1. 01
    Dickinson cityIncorporated place
    25,357
  2. 02
    Richardton cityIncorporated place
    768
  3. 03
    Belfield cityIncorporated place
    685
  4. 04
    South Heart cityIncorporated place
    503
  5. 05
    Gladstone cityIncorporated place
    230
  6. 06
    Taylor cityIncorporated place
    179

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.091% of building value expected lost per year

Effective property tax0.89%

$2,411 median annual bill

02
DemandIRS SOI household flows
Net migration+4

901 in · 897 out

Arriving vs leaving income−$5,208

$61,799 arriving · $67,007 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.1%

32 of 448 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings100▼ 9.1% year over year
Median days on market51▲ 31.6% year over year
Listings price-reduced17.9%seller-concession signal
Median listing pricen/a▼ 3.9% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Dickinson, ND

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Stark County33,302$324k$1,2974.8%inland flooding
Dunn County4,040$379kn/an/ainland flooding
Billings County1,024n/an/an/ainland flooding
Bear case

What can break the county thesis

  1. County median value and rent relationships may not represent the subject property’s condition, rent, expenses, or tax bill.
  2. MLS listing signals may not translate into closed-sale pricing, buyer depth, or durable tenant demand.
  3. County-level climate modeling may differ materially from a parcel’s flood exposure, insurance terms, and damage history.
Underwriting questions

Before pricing a property

What gross yield is reported for Stark County?

The reported gross yield is 4.80% before costs, using published market rent.

How much purchase activity involved investors?

Investor purchase mortgages represented 7.14% of 448 purchases.

What flood-risk measure is documented?

Inland flood is the dominant hazard, with modeled expected annual climate loss of 0.09% of building value.