Counties / Oklahoma / Washington County

Washington County, OK

FIPS 40147 · population 53,326 · part of Bartlesville, OK

$186k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$186k
▲ 5.5% year over year
Zillow ZHVI · direct
Median asking rent
$1,246
▼ 3.1% year over year
Zillow ZORI · direct
Gross yield
8.0%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$947
market rent is 1.32x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+53.0%not annualized · through 2025
0%ZILLOW ZHVI2026-06+5.5%FHFA HPI2025+3.8%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$173k
Surveyed gross rent$907
Rent burden 30%+51.0%
Median year built1971
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
11.7%vacant
23,741estimated housing units
Occupied tenure28.1% renter
owner 71.9%renter 28.1%
Structure mix81.4% single-family
Single-family 81.4%20+ units 3.0%Mobile home 6.0%Other 9.6%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs19,032▲ 0.4% from the prior annual release
Covered establishments1,419annual average reporting locations
Average weekly wage$1,238▲ 3.9% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.7% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.4%WEEKLY WAGE+3.9%Trade, transportation, and utilities23.7%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Washington County presents a cash-flow-versus-exit-liquidity tension. The Zillow county observation dated 2026-06 pairs a $186,247 median home value with $1,246 monthly median asking rent and a stated 8.03% gross yield before costs. That screen warrants lease-level investigation for income-oriented buyers, while buyers reliant on quick resale or rent growth should be cautious because county data do not establish subject-property condition, vacancy, financing, or insurance costs.

02Housing economics

At Zillow’s 2026-06 observation, home values rose 5.48% year over year while asking rents fell 3.06%, making the headline gross yield less decisive than current lease durability. The effective property-tax rate is 0.90%, and median annual tax is $1,558; both are carrying-cost inputs, not a full expense estimate. HUD’s two-bedroom FMR is $947, but it is a payment standard rather than market rent and cannot replace asking rent in yield work. FHFA’s repeat-transaction HPI rose 3.77% in 2025, confirming a positive price direction through a separate method and vintage; it should not be averaged with Zillow’s change.

03Demand & competition

Realtor.com’s MLS listing evidence shows active listings up 16.29%, median marketing time of 59 days, and 20.06% of listings reduced in price; the 65.8% pending-to-active ratio adds context but does not prove buyer demand or completed-sale pricing. Positive net migration is paired with higher average income among inbound than outbound tax-return movers. Investor-financed purchases were a minority of total purchase mortgages, so participation is visible without proving that investors set prices. QCEW shows a slight increase in annual covered workplace employment; Trade, transportation, and utilities is the largest disclosed private supersector, not a description of the whole county economy or resident labor market.

04Risk & next checks

Inland flood is the dominant hazard, and modeled climate loss equals 0.23% of building value expected annually. That county-level measure requires address-level flood-zone, insurance-quote, and claims-history review because exposure can vary materially within the county. Property-level rent comparables, vacancy, turnover, operating expenses, insurance costs, and closed-sale comparables are not published here; without them, net yield, achievable rent, and resale-price conclusions cannot be underwritten.

Cities & communities

Where people live within Washington County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Bartlesville city*37.9KDewey city3.4KCopan town772Ramona town629Ochelata town599Vera town323
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

6 Census places

Population
  1. 01
    Bartlesville cityIncorporated place · spans 2 counties
    37,878
  2. 02
    Dewey cityIncorporated place
    3,412
  3. 03
    Copan townIncorporated place
    772
  4. 04
    Ramona townIncorporated place
    629
  5. 05
    Ochelata townIncorporated place
    599
  6. 06
    Vera townIncorporated place
    323

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.234% of building value expected lost per year

Effective property tax0.90%

$1,558 median annual bill

02
DemandIRS SOI household flows
Net migration+17

1,342 in · 1,325 out

Arriving vs leaving income+$4,253

$65,531 arriving · $61,278 leaving

03
CompetitionHMDA financed purchases
Purchases by investors12.6%

75 of 594 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings154▲ 16.3% year over year
Median days on market59▲ 48.1% year over year
Listings price-reduced20.1%seller-concession signal
Median listing pricen/a▲ 6.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Subject-property rent, vacancy, and operating costs may diverge from county medians and invalidate the indicated gross yield.
  2. MLS asking-price and inventory conditions may not translate into completed-sale pricing or resale liquidity.
  3. Flood exposure and insurance costs may be materially higher for a specific location than the county-level climate measure suggests.
Underwriting questions

Before pricing a property

Is a market-rent measure published for the county?

Yes. The record publishes monthly median asking rent; it is distinct from HUD Fair Market Rent.

Does the FHFA figure provide a county home value?

No. It is a repeat-transaction appreciation index, not a dollar home-value estimate.

What does the supplied labor measure represent?

It represents annual covered employment at workplaces located in the county, not resident employment or unemployment.