Counties / Oklahoma / Woodward County

Woodward County, OK

FIPS 40153 · population 20,158 · part of Woodward, OK

$139k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$139k
▲ 4.0% year over year
Zillow ZHVI · direct
Median asking rent
$1,508
n/a year over year
Zillow ZORI · direct
Gross yield
13.0%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,061
market rent is 1.42x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+18.4%not annualized · through 2025
0%ZILLOW ZHVI2026-06+4.0%FHFA HPI2025+4.7%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$169k
Surveyed gross rent$838
Rent burden 30%+34.5%
Median year built1978
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
15.6%vacant
9,391estimated housing units
Occupied tenure26.8% renter
owner 73.2%renter 26.8%
Structure mix75.7% single-family
Single-family 75.7%20+ units 1.3%Mobile home 12.5%Other 10.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs7,961▼ 0.8% from the prior annual release
Covered establishments809annual average reporting locations
Average weekly wage$1,093▲ 3.1% from the prior annual release
Largest private supersectorTrade, transportation, and utilities25.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.8%WEEKLY WAGE+3.1%Trade, transportation, and utilities25.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Woodward County’s tension is a published $1,508 median asking rent and 12.97% stated gross yield against softer household and workplace signals. Zillow’s 2026-06 observation places median home value at $139,482. This is a verification case for buyers able to test rent durability and operating costs property by property; buyers relying on population or job growth to validate income warrant caution. County indicators do not prove an individual asset.

02Housing economics

Price measures point up but differ by source. Zillow’s 2026-06 median value rose year over year, while FHFA’s 2025 repeat-transaction HPI rose 4.70% annually and 18.43% cumulatively over five years. The HPI is an index, not a home value, so the measures should not be averaged. Measured market rent supports the supplied gross yield before costs. HUD FMR is a payment standard, not asking rent. A 0.58% effective property-tax rate covers only part of carrying costs.

03Demand & competition

Demand evidence warrants restraint rather than a simple supply call. Tax-return migration showed net outflow, with average income lower for movers in than movers out. QCEW’s 2025 annual average covered workplace employment fell 0.77%; it is neither resident employment nor a forecast. Trade, transportation, and utilities was the largest disclosed private supersector, not the whole economy. Realtor.com’s 2026-06 MLS snapshot records active listings and pending status, which are visible asking-market evidence rather than closed sales or stand-alone proof of buyer demand. Investors accounted for 7.25% of 138 purchase mortgages, indicating participation but not control.

04Risk & next checks

Modeled climate loss is 0.17% of building value per year, consistent with inland flood as the dominant hazard; it is not a property-specific insurance bill or damage forecast. The record does not publish vacancy, unit-type rent history, operating expenses, insurance, flood-zone or claims exposure, condition, financing terms, or closed-sale comparables. This prevents net-income, debt-service, resale, and site-level hazard conclusions. Verify leases and expenses, flood insurance and elevation, and recent closed sales before treating a county screen as asset underwriting.

Cities & communities

Where people live within Woodward County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Woodward city11.9KMooreland town1.3KFort Supply town274Quinlan CDP262Sharon town112Mutual town24
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

6 Census places

Population
  1. 01
    Woodward cityIncorporated place
    11,882
  2. 02
    Mooreland townIncorporated place
    1,330
  3. 03
    Fort Supply townIncorporated place
    274
  4. 04
    Quinlan CDPCensus-designated place
    262
  5. 05
    Sharon townIncorporated place
    112
  6. 06
    Mutual townIncorporated place
    24

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.169% of building value expected lost per year

Effective property tax0.58%

$973 median annual bill

02
DemandIRS SOI household flows
Net migration-39

438 in · 477 out

Arriving vs leaving income−$10,325

$38,870 arriving · $49,195 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.2%

10 of 138 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings57▼ 18.0% year over year
Median days on market84▼ 6.7% year over year
Listings price-reduced10.2%seller-concession signal
Median listing pricen/a▲ 15.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. County asking rent may not be achievable for the target unit or location.
  2. Unpublished vacancy, expenses, insurance, and financing could remove the apparent pre-cost income cushion.
  3. Property-specific flood exposure or condition may differ materially from county-level modeled risk.
Underwriting questions

Before pricing a property

Is HUD FMR a market-rent estimate?

No. The record identifies HUD FMR as a payment standard and separately publishes median asking rent.

What does the QCEW employment series measure?

It measures annual average covered jobs at workplaces in the county, not resident employment or an unemployment series.

Do the figures establish net income or debt-service coverage?

No. Operating expenses, vacancy, insurance, financing terms, and property-specific conditions are not published.