Counties / Iowa / Worth County

Worth County, IA

FIPS 19195 · population 7,350 · part of Mason City, IA

$197k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$197k
▲ 5.1% year over year
Zillow ZHVI · direct
ACS median gross rent
$758
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$919
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+53.7%not annualized · through 2025
0%ZILLOW ZHVI2026-06+5.1%FHFA HPI2025+11.8%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$146k
Surveyed gross rent$758
Rent burden 30%+21.3%
Median year built1948
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.5%vacant
3,474estimated housing units
Occupied tenure16.8% renter
owner 83.2%renter 16.8%
Structure mix90.3% single-family
Single-family 90.3%20+ units 1.4%Mobile home 1.6%Other 6.8%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs2,284▼ 0.8% from the prior annual release
Covered establishments225annual average reporting locations
Average weekly wage$936▲ 4.8% from the prior annual release
Largest private supersectorManufacturing31.6% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.8%WEEKLY WAGE+4.8%Manufacturing31.6%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Worth County’s tension is that measured price appreciation sits beside an unproven income case and a shrinking covered-job base. Income-focused buyers should be cautious until rents and property-level costs are verified; buyers assessing local ownership exposure should investigate tenant and resale liquidity. Zillow’s June 2026 median home value was $196,940, up 5.07% year over year. FHFA’s annual 2025 repeat-transaction HPI rose 11.77% year over year and 53.65% over its five-year measure; it supports direction but is neither a home value nor the same observation period or method as Zillow.

02Housing economics

No county market asking rent is published, so gross yield cannot be computed. HUD’s $919 Fair Market Rent is a payment standard, not evidence of asking rent, and cannot replace market rent in underwriting. The stated 1.10% effective property-tax rate is a carrying-cost input, but the relationship among price, tax burden, and rental income remains untested without rent evidence. Parcel tax bills, assessments, utility costs, insurance quotes, and lease comparables are needed before estimating net operating income.

03Demand & competition

QCEW annual-average covered employment at county workplaces fell 0.78% from the prior annual average. Manufacturing is the largest disclosed private supersector, not a measure of the county’s entire economy. Tax-return migration was net negative by 2 households, while incoming movers’ average income trailed outgoing movers by $1,172; these are limited demand signals, not a forecast. Investors accounted for 2 of 54 recorded purchase mortgages, or 3.70%, indicating limited observed non-owner competition rather than a measure of all buyers. No Realtor.com MLS listing price, active-listing, days-on-market, or price-reduction data are published, so visible supply and seller-concession conditions cannot be assessed.

04Risk & next checks

Inland flood is the dominant hazard, and modeled climate loss equals 0.13% of building value expected annually. This makes flood zone, elevation, insurance availability, and deductibles transaction-level checks, not an estimate of actual annual damage. The record does not publish market rent, Realtor listing-market measures, insurance costs, property condition, or parcel hazard exposure. Those omissions prevent a yield calculation, a listing-liquidity conclusion, and a property-specific all-in carrying-cost conclusion.

Cities & communities

Where people live within Worth County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Northwood city2KManly city1.3KGrafton city271Kensett city270Fertile city255Hanlontown city249Joice city207Bolan CDP0
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

8 Census places

Population
  1. 01
    Northwood cityIncorporated place
    2,040
  2. 02
    Manly cityIncorporated place
    1,320
  3. 03
    Grafton cityIncorporated place
    271
  4. 04
    Kensett cityIncorporated place
    270
  5. 05
    Fertile cityIncorporated place
    255
  6. 06
    Hanlontown cityIncorporated place
    249
  7. 07
    Joice cityIncorporated place
    207
  8. 08
    Bolan CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.132% of building value expected lost per year

Effective property tax1.10%

$1,600 median annual bill

02
DemandIRS SOI household flows
Net migration-2

182 in · 184 out

Arriving vs leaving income−$1,172

$51,692 arriving · $52,864 leaving

03
CompetitionHMDA financed purchases
Purchases by investors3.7%

2 of 54 mortgages

investorother financed
No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; for a rent figure, the Mason City, IA page covers the wider market.
Same metro

The other counties in Mason City, IA

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Worth County7,350$197kn/an/ainland flooding
Cerro Gordo County42,632$206k$9185.3%inland flooding
Bear case

What can break the county thesis

  1. Actual market rents or rent comparables may not support the price and carrying-cost base.
  2. The observed covered-employment decline and negative mover-income gap leave tenant and buyer depth unverified.
  3. Inland-flood exposure, insurance terms, and parcel-level hazard conditions may materially change carrying costs.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. County market asking rent is not published, and HUD Fair Market Rent cannot substitute for market rent.

What does the QCEW employment measure represent?

It represents annual average covered jobs at workplaces in Worth County, not resident employment or an unemployment measure.

What Realtor.com listing-market evidence is published?

No median listing price, active-listing, days-on-market, or price-reduction figures are published in the record.