Moscow, ID cityscape
Markets / Idaho / Moscow
RENTAL MARKET INTELLIGENCE

Moscow, ID

Moscow is a selective, not income-first, investigation.

Median price$481k
Median rent$1,166
Gross yield2.9%
Job growth▼ 1.0%
Micro Area · CBSA 3414040 public sourcesChecked nightly
SCORE / 10042RANK #393 / 571
Composite Market ScoreRank #393 of 571 scored US market areas
Direct rental answer

How much is rent in Moscow, ID?

Zillow's metro-wide Observed Rent Index is $1,166 per month for 2026-06-30. That is down 1.59% from a year earlier.

Zillow ZORI$1,1662026-06-30

All homes and bedroom counts

Census ACS gross rent$929ACS 2024 5-year

Occupied rental units paying rent

HUD 2BR FMR$1,011FY2026 FMR

Two-bedroom standard

These figures are not averaged together. Zillow and Realtor describe asking-rent markets, ACS measures rent paid by surveyed households, and HUD publishes administrative bedroom standards.

Exact county schedules

HUD rent benchmarks inside Moscow

Every row keeps its own county FIPS schedule. No county is selected as a metro proxy and no synthetic metro FMR is calculated.

FY2026 FMR · FY2026 · monthly gross-rent standards
CountyStudio1 BR2 BR3 BR4 BR
Latah County, IDFIPS 16057$807$863$1,011$1,406$1,696
The read

Why this market scores where it does

Moscow is a selective, not income-first, investigation. Buyers who can tolerate a 2.91% gross yield and weak near-term demand signals may examine it; investors relying on rent growth or immediate cash return should avoid it. Median asking rent is $1,166 against a $480,876 median home value.

The opportunity is tight listed supply: 1.6 months of inventory and a 13-day median market time indicate homes are clearing quickly. Yet 29.51% of listings had price drops, so scarcity does not remove pricing risk. Rent consumes 21.39% of median household income, a manageable tenant burden within this record, but the 7.35 price-to-income ratio makes acquisition expensive relative to local earnings.

Risk dominates the operating picture: jobs fell 0.96%, rents fell 1.59%, and tax filings show net migration of -145 households. Measured climate loss is low, but inland flood remains the dominant hazard. Investigate property-level flood exposure and achievable rent before underwriting; the metro record does not publish expenses, vacancy, or insurance costs.

Frequently Asked Investor Questions

What do current resale indicators show?
Inventory was 1.6 months, median market time was 13 days, and 29.51% of listings had price drops.
Is household migration supportive?
Tax filings show 1,381 households moved in and 1,526 moved out, for net migration of -145; inbound movers averaged $51,491 in AGI versus $54,919 for outbound movers.
What does the record say about flood and insurance risk?
Inland flood is the dominant hazard and the annual climate loss ratio is 0.1072% of building value; property-specific insurance costs are not published.

Investor Quick Takeaways

Gross Yield: 2.9%

Computed from the current Zillow rent and home-value medians.

Rent Momentum: ▼ 1.59%

Zillow ZORI rent growth trend over trailing 12 months.

Investor Activity: 5.9%

Originated investment purchase share (CFPB HMDA).

Climate Exposure: FEMA NRI

Annualized loss ratio evaluated for flood & hurricane risk.

Run Cash-Flow Test for Moscow
Market pulse

The current market in eight signals

Fast-moving Redfin conditions sit beside the slower fundamentals so a buyer can separate today's negotiating climate from the long-run investment case.

Months of supply1.6 mo.▼ from 2.4 mo. a year ago
Median days on market13 days▲ from 10 days a year ago
Listings with price drops29.5%▼ from 53.3% a year ago
Sale-to-list ratio99.3%2026-05-01
Home value growth▲ 0.5%Zillow ZHVI · trailing 12 months
Rent growth▼ 1.59%Zillow ZORI · trailing 12 months
Gross rental yield2.9%Rent × 12 ÷ price
Payroll job growth▼ 1.0%LAUS · 12m to 2026-05
Release-to-release evidence

What actually changed

This comparison exists because at least one underlying source period advanced. Rebuilding the same data never creates a new observation.

Published score held steady4242
0 pts

The published component scores did not move in this release.

Weights were unchanged at metro-2026-07-v2-omb2023, so the movement comes from refreshed evidence and percentile ranks.

The named source periods advanced, but the measured values on this page held steady.

Composite breakdown

What each component measures

Weights are published, not hidden, and the arithmetic is shown. Five components, each measured as a national percentile across all tracked metros.

Jobs25Rent trend3Affordability74Supply72Climate safety79
Published arithmeticComponent × weight = points
42
SignalScoreWeightPoints
Job growth2530%7.50
Rent trend325%0.75
Affordability7415%11.10
Supply pressure7215%10.80
Climate risk7915%11.85
Published score42
Moscow, ID scoreRank #393
42
Job growth25/100

LAUS employment fell 0.96% year over year -> employment is a downside signal for rental demand.

Rent trend3/100

Asking rent fell 1.59% and gross yield was 2.91% -> the current rental-income profile is weak.

Affordability74/100

Rent-to-income was 21.39%, but price-to-income was 7.35 -> tenant affordability looks better than buyer affordability.

Supply pressure72/100

Supply was 1.6 months and median market time was 13 days, while 29.51% of listings had price drops -> resale conditions are tight but pricing still requires discipline.

Climate risk79/100

The annual climate loss ratio was 0.1072%, with inland flood dominant -> aggregate loss is low, but water exposure needs property-level review.

The numbers

What this market costs and what it earns

Every derived ratio below recomputes from the same source record used by the article and score.

ZHVI Median Price
$481k
YoY ▲ 0.5%
ZORI Median Rent
$1,166
YoY ▼ 1.59%
Gross Rental Yield
2.9%
Rent × 12 ÷ price
$1,166 × 12 ÷ $480,876
Job Growth (YoY)
▼ 1.0%
LAUS payrolls
Job signal 25/100
Median Household Income
$65k
Census ACS 5-year
Rent Burden
21.4%
Annual rent ÷ household income
Price-to-Income
7.3x
Median value ÷ household income
HUD 2BR Fair Market Rent
$1,011
Market rent 115.3% of FMR
Historical affordability context

Compare aligned 2019 and 2024 asking-rent and nominal household-income endpoints across the direct-overlap metro set.

Independent rent evidence

One market, several legitimate rent benchmarks

These releases observe different homes and different moments. RentMarker keeps them separate: ZORI remains the scoring baseline, while the other sources test how sensitive the market story is to bedroom mix and measurement method.

Monthly benchmark4 of 4 reported values
Zero-based scale
Monthly rental benchmarksIndependent monthly rent measures shown on a zero-based scale. Missing source values are labelled unavailable and are not inferred.$0$313$625$938$1,250Zillow ZORI2026-06-30$1,166HUD 1BR FMRFY2026 FMR$863HUD 2BR FMRFY2026 FMR$1,011Census ACS gross rentACS 2024 5-year$929Monthly rental benchmarksIndependent monthly rent measures shown on a zero-based scale. Missing source values are labelled unavailable and are not inferred.$0$625$1,250Zillow ZORI2026-06-30$1,166HUD 1BR FMRFY2026 FMR$863HUD 2BR FMRFY2026 FMR$1,011ACS gross rentACS 2024 5-year$929
The chart compares published levels without averaging them. A longer bar does not mean a source is more accurate; it means that source measures a higher rent under its own definition.
Typical observed market rentZillow ZORI
$1,166Primary RentMarker baseline
2026-06-30

All homes and bedroom counts

A smoothed metro rent index for observed rentals; it is the primary rent used by RentMarker scores and career ratios.

View source release ↗
Fair Market RentHUD 1BR FMR
$863−$303 vs ZORI
FY2026 FMR

One-bedroom standard

An administrative gross-rent benchmark used by HUD programs; it is neither a listing median nor a prediction of one lease.

View source release ↗
Fair Market RentHUD 2BR FMR
$1,011−$155 vs ZORI
FY2026 FMR

Two-bedroom standard

An administrative gross-rent benchmark used by HUD programs; it is neither a listing median nor a prediction of one lease.

View source release ↗
Median gross rentCensus ACS gross rent
$929−$237 vs ZORI
ACS 2024 5-year

Occupied rental units paying rent

A five-year survey estimate of contract rent plus applicable tenant-paid utilities; it is not a current asking-rent index.

View source release ↗
Take the next step

Keep Moscow as context, then replace market-wide evidence with the candidate property's facts.

Supply pipeline

What is being built, and for whom

Permits are the 12-to-24 month early warning. The total matters less than the mix: apartments compete with a rental the day they open.

National supply context

Compare this authorization pipeline with asking-rent growth, jobs and for-sale liquidity across the evidence-complete metro set.

Building permits by structure type
units per year · latest year annualised
Download CSV ↓
1922024218202515420265+ unit buildingssingle family
154 units authorised in 2026, 22% of them in 5+ unit buildings. A meaningful share is apartments, which discount first when they lease up. ✓ recomputed from series
Source: Census Building Permits Survey
Who is arriving, and who is buying

Demand, and the competition for it

Tax filings say how many households moved and what they earn; mortgage disclosures say how many local purchases went to someone who will not live there. Moves between counties inside this metro are netted out of both flow figures.

Net Household Move
−145
1,381 in vs 1,526 out (IRS SOI)
▼ 10.5% of arriving households
Mover Income Gap
−$3,428
Arriving $51,491 vs leaving $54,919
Average AGI per tax return (IRS SOI)
Investor Purchase Share
5.9%
19 of 320 originated purchase loans
CFPB HMDA 2024
Dominant Hazard
inland flooding
0.107% building value annual loss ratio
FEMA NRI · risk type: water
Compare yield and FEMA exposure →
Households arrive mainly from: Whitman County · Nez Perce County · Ada County · Kootenai County · Spokane County
1,381 in − 1,526 out = -145 net
Direct market links

Where tax-return households moved from and to

These are the largest flows where both counties map to a RentMarker market area. They are a documented subset of the all-US IRS totals above.

Explore every route
Leading inbound markets
  1. Pullman, WA128 arriving
  2. Boise City, ID124 arriving
  3. Lewiston, ID121 arriving
Leading outbound markets
  1. Pullman, WA181 leaving
  2. Lewiston, ID142 leaving
  3. Boise City, ID138 leaving
The other side

What would make this a bad buy

Generated from the same figures with the instruction to argue against the score, and published unedited. A page that only agrees with itself is an advertisement.

Three ways the case breaks

  1. Falling asking rent and a 2.91% gross yield present a weak current-income profile.
  2. Employment contraction and net household out-migration are unfavorable demand signals.
  3. A 7.35 price-to-income ratio and a 29.51% price-drop share create acquisition-pricing risk despite tight inventory.
Statistical peers

Market areas that behave like Moscow

Nearest neighbours on price level, income, yield and job growth — not on geography. Every market page gets a different peer set, which is the point.

Market areaScorePriceRentYieldJob Growth
Moscow, ID (Target)42$481k$1,1662.9%▼ 1.0%
Rexburg, ID31$447k$1,1543.1%▼ 0.6%
Laramie, WY52$380k$1,2143.8%▼ 0.5%
Pocatello, ID32$356k$1,0783.6%▼ 1.1%
Blackfoot, ID54$394k$1,0183.1%▼ 0.3%
Provenance

Where every figure came from

“Checked nightly” means every source is re-pulled and re-verified each night. It does not mean every source moves nightly — the release column tells you how fresh each number can possibly be.

Dataset SourceMethodRelease PeriodPulled Date
Census ACS 5-year — household income and gross rentdirectACS 2024 5-year2026-08-05
Census ACS 5-year — historical household incomedirectACS 2019 and 2024 5-year2026-08-05
Census ACS 5-year — populationdirectACS 2024 5-year2026-07-26
Apartment List Rent Estimates — recent-lease rent indexdirectApartment List 2026-072026-08-08
Apartment List Time on Market — listing liquiditydirectApartment List 2026-072026-08-08
Apartment List Vacancy Index — rental vacancydirectApartment List 2026-072026-08-08
BEA County Personal Income — income and populationdirect2024 County Personal Income (released 2026-02-05); history 1969-20242026-08-03
BEA Regional Price Parities — metropolitan price levelsdirect2024 Regional Price Parities (released 2026-02-19); history 2008-20242026-08-03
BLS CES — payroll employmentdirectCES SM current2026-07-26
BLS LAUS — resident employmentdirectLAUS current2026-07-26
BLS OEWS — occupation employment and wagesdirectMay 2025 OEWS estimates (released 2026-05-15)2026-08-03
BLS QCEW — county employment and wagesdirectannual county employment and wages 2021-2025; latest 2025 vs 20242026-08-02
OMB/BLS delineation — metro geographydirectOMB July 2023 delineation2026-07-30
Census Building Permits Survey — permitted unitsdirectBPS through 20262026-07-26
Census ACS 5-year — city population, households and housingdirectACS 2024 5-year2026-07-29
Census ACS 5-year — county housing value, tenure and stockdirectACS 2024 5-year2026-07-30
Census ACS 5-year — cities and communitiesdirectACS 2024 5-year2026-07-30
Census ACS five-year — ZCTA housing and incomedirectACS 2024 5-year ZCTA2026-08-08
FEMA National Risk Index — hazard loss ratiosmodelledNRI counties (FEMA ArcGIS)2026-07-26
FHFA House Price Index — annual county appreciationdirectannual county HPI history 1975-2025; latest 20252026-08-02
HMDA / CFPB — purchases by occupancy typedirectHMDA 2024 purchase originations2026-07-26
HUD CHAS — renter burden by HAMFI income banddirectHUD CHAS 2018-2022 ACS 5-year (released 2025-12-23)2026-08-03
HUD Fair Market Rents — Section 8 standarddirectFY2026 FMR2026-07-26
HUD USPS crosswalk and Small Area FMRs — ZIP rent fallbackdirectZIP-CBSA 2025Q4 + SAFMR FY20262026-07-26
HUD-USPS ZIP-to-county residential-address crosswalkdirectHUD-USPS 2026Q12026-08-09
IRS SOI — county migration and mover incomedirectSOI migration 2022-20232026-07-26
Freddie Mac PMMS — mortgage ratesdirectweek of 2026-07-302026-08-06
Census ACS 5-year — effective property taxdirectACS 2024 5-year2026-08-06
Realtor.com Economic Research — county listing inventorydirectcounty inventory 2026-062026-07-28
Realtor.com Rental Report — top-50 asking rentsdirecttop-50 rental asking rents 2026-052026-08-05
Redfin Data Center — inventory, days on market, and price cutsdirectmetro tracker through 2026-05-012026-07-26
Redfin Data Center — ZIP resale activity and supplydirectZIP rolling 3 months through 2026-06-30; updated 2026-07-032026-08-12
USDA ERS — Rural-Urban Continuum CodesdirectUSDA ERS 2023 Rural-Urban Continuum Codes2026-08-02
Zillow ZHVI and ZORI — county values and rentsdirectcounty ZHVI/ZORI 2026-062026-07-26
Zillow ZHVI — metro home valuesdirectMetro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv2026-07-26
Zillow ZHVI — city home valuesdirectzillow_zhvi_city.csv2026-07-29
Zillow ZORI — metro market rentsdirectMetro_zori_uc_sfrcondomfr_sm_sa_month.csv2026-07-26
Zillow ZORI — city market rentsdirectzillow_zori_city.csv2026-07-29
Zillow ZORI - metro market rents, not seasonally adjusteddirectMetro_zori_uc_sfrcondomfr_sm_month.csv2026-08-15
Zillow ZORI — ZIP market rentsdirectZORI ZIP 2026-062026-08-08