At $3,097 a month, the current asking-rent signal creates the central measured tension for this ZIP: it stands well above the matched ACS median gross rent of $1,670 while the ACS median household income is $65,127. Zillow ZORI is a typical observed asking-rent index blended across rental types, not a lease quote for a specified apartment. Annualizing the ZORI produces a $123,880 income screen at 30% of income, and the asking-rent-to-income arithmetic equals 57.1% of the reported median household income. That 30% screen is arithmetic only; it is neither advice nor an applicant qualification rule. The contrast identifies a broad affordability pressure in the aggregate data, not the affordability of any particular household or unit.
The rent path is upward over each requested horizon, but its pace is uneven. Exact same-month one-year ZORI growth was 4.8%, above the three-year annualized change of 3.8% and below the five-year annualized change of 6.7%. Recent direction therefore confirms the longer upward path rather than reversing it, while also running slower than the full five-year pace. Observed monthly returns translate to 2.75% annualized variability, so a current rent snapshot has reasonably continuous support but should not be read as a fixed market clearing price. Separately, the historical maximum drawdown reached 10.4%, documenting a prior decline within the observed series. History coverage was 99.3%, making the backward-looking record substantially complete; none of these measurements is a forecast or an investment recommendation.
Transparent national discovery ranks add another view of that history without converting it into a prediction. Among history-eligible ZIPs, 11213 ranked 524 on momentum, 1,151 on stability, and 388 on the balanced measure, where a lower rank is higher. The comparatively stronger balanced and momentum positions fit the positive multi-year changes, while the weaker stability position is consistent with giving some weight to the recorded drawdown and return variability. These are discovery ranks built from the supplied ZIP history rather than evidence about property quality, tenant demand for a particular address, or future rent direction.
The bedroom ladder should be read as a model, not as a set of measured bedroom rents. Scaling ZIP ZORI through the local FY2026 HUD ladder produces modelled monthly estimates of $2,247 for a studio, $2,606 for one bedroom, $3,097 for two bedrooms, $3,794 for three bedrooms, and $4,371 for four bedrooms. The underlying HUD standards are $1,898, $2,202, $2,616, $3,205, and $3,693 in the same bedroom sequence. HUD FMR or SAFMR is an administrative, bedroom-specific standard and is not asking rent. The modelled two-bedroom estimate is 18.4% above its corresponding HUD standard, a useful calibration difference but not evidence that a specific two-bedroom apartment is advertised or leased at either figure.
The matched Census ZCTA evidence describes a renter-heavy housing base, with 29,389 housing units, a 6.9% vacancy rate, and an 83.2% renter share. The five-digit label 11213 is both a Zillow ZIP market identifier and a Census ZCTA match; a ZCTA is a statistical area and is not identical to a USPS delivery ZIP. In the ACS 2024 five-year survey, there were 13,872 large multifamily units and 2,303 single-family units. ACS median gross rent is a five-year survey measure for occupied renter homes and includes selected utilities, explaining why it should not be treated as a contemporaneous asking-rent comparator. The burden data show 52.8% of renter households paying at least 30% of income toward rent, while 668 vacant units were classified as for rent. Those aggregate counts do not establish availability, condition, price, or burden for any particular unit.
Broader context only, New York city context has a Zillow rent index of $4,133, Kings County context has $3,808, and the New York-Newark-Jersey City, NY-NJ-PA metro context has $3,573. Each contextual asking-rent index exceeds the ZIP’s current ZORI, so 11213 sits below these wider geographies on that particular index. The metro-context rent-to-income measure is 43.3%, below the ZIP’s arithmetic asking-rent-to-income figure. City, county, and metro values remain context with different geographic compositions and cannot replace direct ZIP evidence, the matched ZCTA survey, or a specific apartment’s advertised terms.
Redfin supplies direct rolling-three-month ZIP resale evidence, which describes the for-sale market rather than rental transactions. Its median sold price was $1,299,706, down 15.1% year over year, across 17 homes sold; median marketing time was 91 days. Redfin also reported 67 active listings, inventory of 33 homes, and 5.8 months of supply. Average sale-to-list was 99.3%, while 23.6% of sales closed above list and 12.3% went off market within two weeks. The annualized ZIP ZORI divided by Redfin’s median sold price is a 2.86% cross-source screening ratio only, not a measure of property operating economics. Rising asking-rent history alongside a lower median sold price, extended marketing time, and several months of supply challenges any simple claim that the rental and resale signals are moving in parallel, even as the rent-to-income screen remains elevated.
The evidence should remain separated by source universe: Zillow measures a blended asking-rent index, ACS surveys occupied renter homes, HUD sets administrative bedroom standards, and Redfin records ZIP resale activity. A property-level review would need the actual advertised rent, bedroom count, lease term, utility treatment, concessions, availability date, and condition before comparing a listing with ZORI, ACS, or the modelled ladder. For a sale, the relevant checks would include the specific property type, listing and closing dates, condition, and transaction terms rather than the ZIP median alone. The unresolved factual question is whether a specific home’s current terms resemble these aggregate signals closely enough for the comparison to be meaningful.