ZIP reports / NC / 27106
ZIP rental intelligence · 2026-06

ZIP 27106, Winston-Salem, NC

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 27106?

The latest Zillow ZORI for ZIP 27106 is $1,295 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,2952026-06 · up 4.5% year over year
ACS median gross rent$1,145ACS 2024 5-year survey · ±$34 margin of error
HUD two-bedroom standard$1,360Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 27106
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,047ZORI scaled by the local HUD bedroom ladder$1,100HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,133ZORI scaled by the local HUD bedroom ladder$1,190HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,295ZORI scaled by the local HUD bedroom ladder$1,360HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$1,685ZORI scaled by the local HUD bedroom ladder$1,770HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$2,000ZORI scaled by the local HUD bedroom ladder$2,100HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$68,568ACS 2024 5-year · ±$3,836 MOE
Renter share44.0%8,933 renter households
Rent burden 30%+51.3%4,579 observed households
Housing vacancy11.3%2,586 of 22,874 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 27106Zillow asking-rent index$1,295ACS median gross rent$1,145HUD two-bedroom standard$1,360

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 27106ACS median household income$68,568Income at 30% of ZIP ZORI$51,800

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 27106Studio$1,047One bedroom$1,133Two bedrooms$1,295Three bedrooms$1,685Four bedrooms$2,000

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 2710630% or more of income4,579 householdsBelow 30%4,354 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 27106ZIP 27106$1,295Winston-Salem city$1,537Forsyth County county$1,579Winston-Salem, NC metro$1,564

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 27106; missing months remain gaps$1,358$1,212$1,067$9212021-062023-122026-06
Five-year change
33.7%exact same-month endpoints
Largest observed drawdown
5.6%peak to a later observed month
Annualized monthly variability
5.7%133 consecutive returns
Monthly coverage
100.0%134 of 134 months
Decision brief

What the evidence says for ZIP 27106

At June 2026, Zillow’s ZIP market identifier 27106 records a ZORI of $1,295 per month, 4.5% higher than the same month a year earlier. This is the current rent signal, but it is a typical observed asking-rent index blended across rental types, not a measured lease price or a bedroom-specific quote. The same five-digit label is also a Census ZCTA match. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP, so the label connects geographies for comparison without making their source populations identical.

The backward-looking rent path remains upward, but it is not uniformly paced. The current one-year gain exceeds exact same-month annualized change of 3.6% over three years, while remaining below the 6.0% annualized change over five years. Recent direction therefore confirms the longer upward path, though not its fastest historical pace. Coverage is complete at 100%, with 134 observations and 133 consecutive monthly returns. This ZIP is classified as high variability: annualized volatility of monthly ZORI changes reaches 5.7%, reducing the confidence that should be placed in a single current rent snapshot. Separately, the series experienced a maximum peak-to-trough drawdown of 5.6%, documenting prior index retracement. Transparent national discovery ranks are 604 for momentum, 2,874 for stability, and 1,672 for the balanced measure; lower ranks are higher. These are backward-looking measurements, not forecasts or investment recommendations.

Bedroom figures require a different interpretation from the all-rental-type ZORI. The HUD FY2026 FMR/SAFMR ladder is an administrative bedroom-specific standard, not asking rent. Scaling ZIP ZORI by that local HUD ladder produces modelled monthly estimates of $1,047 for a studio, $1,133 for one bedroom, $1,295 for two bedrooms, $1,685 for three bedrooms, and $2,000 for four bedrooms. These are modelled estimates, not measured bedroom rents. The two-bedroom model is anchored against a local HUD two-bedroom standard of $1,360, which helps establish the relative ladder but does not verify the rent, utility treatment, condition, or availability of any unit with that bedroom count.

The matched ACS 2024 five-year survey answers a different affordability question. Its median gross rent is $1,145, and it covers occupied renter homes while including selected utilities; the current asking-rent index is 13.1% higher because the two measures have different populations and cost treatment. At the 30% screen, annualizing the ZIP index produces required income of $51,800. That screen is arithmetic, not advice or an applicant qualification rule. The ZCTA-wide median household income is $68,568, placing the asking-rent-to-income screen at 22.7%. At the same time, ACS estimates that 4,579 renter households, or 51.3%, met the rent-burden threshold. That burden estimate describes the surveyed renter population and cannot establish the burden, eligibility, or utility costs for a particular home.

Housing stock and vacancy add scale, while remaining aggregate evidence. The matched ZCTA contains 22,874 housing units, of which 20,288 are occupied. Its estimated vacancy rate is 11.3%, including 1,224 units classified as vacant for rent. The stock includes 13,825 single-family units and 2,173 units in large multifamily structures, indicating that the housing base is not confined to one building form. Yet a vacant-for-rent classification is not proof that a specific unit is currently advertised, lease-ready, priced at the ZIP index, or suitable for a particular household. Aggregate vacancy should therefore be read as market context rather than unit-level availability.

Wider-area readings place the ZIP result in context without replacing it. The City of Winston-Salem context rent is $1,537, the Forsyth County context rent is $1,579, and the Winston-Salem, NC metro context rent is $1,564; each is a wider geographic context rather than a ZIP-level substitute. All three exceed the ZIP asking-rent index, but that difference does not identify the reason or establish a property-level discount. City, county, and metro values should be used to frame the scale of surrounding measures, while the direct ZIP ZORI remains the relevant asking-rent index for this report.

The strongest counterpoint comes from Redfin’s direct rolling-three-month ZIP resale observation, which describes the for-sale market rather than rental transactions. Median sold price was $384,913, down 11.5% from a year earlier. The resale record shows 211 homes sold with median marketing time of 38 days, inventory of 188 homes, and 2.7 months of supply. Average sale-to-list stood at 99.1%, while 25.4% of sales closed above list price. The resale price decline challenges an uncomplicated reading of the rising asking-rent index, its longer historical path, and the broad income screen; it does not establish how either market affects the other. Annualized ZIP ZORI divided by median sold price is 4.04%, but that is only a cross-source screening ratio, not a measure of property economics.

The packet cannot turn area measurements into a property conclusion. ZORI is a blended ZIP asking-rent index, ACS is a five-year survey, HUD is an administrative standard, and Redfin is an aggregate resale record with its own rolling observation window. A property-level check would need to verify the actual advertised asking amount, bedroom count, rental type, included utilities, condition, availability date, and lease terms. If comparing a sale, it would also need the individual property’s sale date, list history, physical characteristics, and transaction details rather than the ZIP median. The unresolved question is whether a particular listing matches the definitions behind these broad measures, not whether the aggregate signals alone settle its rent or resale position.

Decision signals

What deserves a closer property-level check

Rent growth remains positive, but the path is uneven

The current ZIP asking-rent index rose from the same month a year earlier and remains above its three-year annualized pace, while trailing its five-year annualized pace. Full historical coverage strengthens the measurement record, but the high-variability classification, meaningful monthly-return volatility, and prior drawdown mean that one current ZORI reading should be treated as a benchmark rather than a fixed unit-level price.

Bedroom outputs are scaling estimates, not observed rents

The studio-through-four-bedroom figures apply the local HUD bedroom ladder to the ZIP-wide ZORI. That produces a consistent relative pattern across bedroom counts, but it does not measure what actual studio, one-bedroom, or larger listings ask. HUD’s bedroom-specific standard is administrative and should not be treated as a current advertised-rent survey.

Income arithmetic and renter burden address separate issues

The 30% required-income calculation uses the current ZIP asking-rent index, while the ACS gross-rent measure includes selected utilities and represents occupied renter homes. The ZIP-wide median household income clears the broad arithmetic screen, yet more than half of estimated renter households meet the ACS burden threshold. Neither statistic determines what any individual household can afford or what a specific landlord will require.

Resale softness complicates the rent narrative

Redfin’s direct ZIP resale observation shows a year-over-year decline in median sold price even as the Zillow asking-rent index rose. Sales volume, days on market, supply, and sale-to-list signals show active for-sale market conditions, but they are not rental evidence. The annualized-rent-to-sale-price calculation is useful only as a cross-source screen because it does not align specific properties, costs, or transactions.

  • The ZIP index, ZCTA survey, HUD standard, and resale series use distinct units, populations, time windows, and definitions; direct comparisons can misstate a property’s actual rent or value.
  • High measured historical rent variability and a prior drawdown mean the current ZORI is a useful benchmark but a less certain stand-alone pricing snapshot than a stable series.
  • The vacant-for-rent and rent-burden estimates are area aggregates. They cannot demonstrate availability, affordability, utility treatment, condition, or tenant expense burden for any particular home.
  • The sale-price screen divides an asking-rent index by a resale median from another data stream. It omits property-level expenses, financing, condition, and matching between rentals and sales.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 27106

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$384,913-11.5% year over year
Homes sold211rolling three-month observation
Median days on market38 daysfor-sale listing absorption
Months of supply2.7resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 27106Active listings385Inventory188Pending sales197Homes sold211

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

188 observed inventory · -0.4% year over year.

Price realization

99.1% average sale-to-list ratio · 25.4% sold above original list.

Early absorption

47.1% went off market within two weeks; compare this with 38 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Forsyth County listing conditions

1,156 active Realtor.com listings · 51 median days on market · 21.6% price-reduced share · 2026-06.

Winston-Salem, NC resale supply

3.0 months of supply · 41 median days on market · 30.9% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

6.9% reported apartment vacancy · n/a. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 27106. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

Why do the Zillow, ACS, HUD, and Redfin rent-related figures differ?

They describe different evidence universes. Zillow ZORI is a ZIP-level, blended asking-rent index. ACS median gross rent is a five-year survey measure for occupied renter homes and includes selected utilities. HUD FMR/SAFMR is a bedroom-specific administrative standard. Redfin reports for-sale resale activity, not rental transactions. Differences among those measures are expected and do not indicate an error by themselves.

Are the bedroom figures actual measured rents for 27106?

No. The bedroom figures are modelled estimates created by scaling the ZIP-wide Zillow asking-rent index with the local HUD bedroom ladder. They indicate a relative studio-through-four-bedroom pattern under that model. They do not directly observe listings, signed leases, utilities, property condition, concessions, or availability for units of any bedroom count.

Does the required-income calculation determine whether someone qualifies for a rental?

No. The required-income figure simply annualizes the ZIP asking-rent index and applies a 30% arithmetic threshold. It is not advice, a tenant budget, a landlord rule, or an applicant qualification standard. The ACS burden statistic is also population-level survey evidence and cannot determine a specific household’s income, expenses, utility obligations, or eligibility.

What does the Redfin resale evidence add to the rental analysis?

It supplies a separate, direct ZIP observation of the for-sale market: sold-price movement, sales volume, marketing time, supply, and sale-to-list behavior. The resale price decline creates tension with the positive asking-rent history, but does not prove a relationship between them. The annualized ZORI-to-sale-price figure is only a cross-source screening ratio, not a property-level performance measure.