Rent and resale are sending different signals in June 2026. Zillow ZORI for 33428 is $2,736 per month, up 1.39% from the same month a year earlier. This is Zillow’s typical observed asking-rent index, blended across rental types, rather than a quote for a particular available home. In the direct ZIP resale observation, the median sold price is $569,371, having risen 11.64% year over year. Annualized ZIP ZORI divided by that sale price produces a 5.77% cross-source screening ratio only. The contrast between modest asking-rent growth and stronger sold-price growth is the central current tension, because the two series describe different markets and do not establish property economics.
The longer Zillow history shows that recent direction has softened from, rather than fully confirmed, the earlier rent path. Exact same-month annualized ZORI changes were 1.39% over one year, 1.62% over three years, and 4.55% over five years. Thus, asking rents remain above earlier same-month levels, but the newest pace is below both longer comparison rates. Monthly rent changes were classified as high variability, with 3.52% annualized volatility; that movement makes one current index reading less definitive than a smooth series would. Separately, the largest recorded peak-to-trough decline was 3.19%, evidence that declines have occurred in the observed path. The history has full coverage across 138 observations and 137 consecutive returns. Transparent national discovery ranks among history-eligible ZIPs are 1,752 for momentum, 2,257 for stability, and 2,320 for the balanced measure; these are backward-looking measurements, not forecasts or investment recommendations.
The bedroom figures are modelled estimates, not measured bedroom rents. They scale the ZIP ZORI through the local HUD ladder and place a studio at $2,097, a one-bedroom at $2,229, a two-bedroom at $2,736, a three-bedroom at $3,667, and a four-bedroom at $4,237 monthly. HUD’s two-bedroom standard is $2,333. HUD FMR or SAFMR is an administrative, bedroom-specific standard rather than asking rent, so the modeled two-bedroom estimate being 117.3% of that standard does not demonstrate that two-bedroom listings transact at that amount. Bedroom, property type, included utilities, lease length, and condition can all make an individual listing depart from this scaling exercise.
Income and burden data frame a separate affordability screen. The matched Census ZCTA’s ACS 2024 five-year survey reports median household income of $88,543, while a 30% rent-to-income calculation using the current asking index requires $109,440 of annual income. That arithmetic screen equals 37.1% of the reported median income; it is neither advice nor an applicant qualification rule. ACS median gross rent is $2,432, or 12.5% below the Zillow asking-rent index. The difference is expected in part because ACS is a five-year survey of occupied renter homes and gross rent includes selected utilities, unlike a current asking-rent index. In that ACS renter universe, 3,503 of 5,511 renter households, or 63.6%, reported spending at least 30% of income on rent. This burden share cannot prove affordability or payment stress for any particular home.
The matched ZCTA contains 18,129 housing units, including 1,630 vacant units, for a 9.0% overall vacancy rate. Renters account for roughly one-third of occupied households, while the stock has more single-family units than large multifamily units. Of the vacant stock, 388 units were classified as for rent and 711 as seasonal. Those categories are useful for describing the survey’s housing composition, but neither is a count of immediately rentable, suitably sized, or competitively priced homes. A seasonal vacancy can differ materially from a long-term rental opportunity, and a unit marked for rent may have a different condition, lease structure, utility package, or bedroom configuration from the ZORI blend.
At wider scopes, the Boca Raton city Zillow-rent context, Palm Beach County Zillow-rent context, and Miami-Fort Lauderdale-Pompano Beach metro Zillow-rent context are each above the ZIP’s current Zillow asking-rent index. Those are city, county, and metro context values rather than substitutes for 33428 evidence. The ZIP’s ACS vacancy rate is below the city and county ACS vacancy contexts, while the ZIP renter share is near the Boca Raton city context and above the county context. These comparisons help position the ZIP within supplied broader data, but differences in geography, housing mix, survey universe, and index construction prevent them from serving as ZIP-level rental comps.
The Redfin evidence is a direct rolling-three-month ZIP resale observation, not rental transactions. It records 132 homes sold, a median marketing time of 56 days, 406 active listings, and inventory of 241 homes. Months of supply stand at 5.5. Sellers received an average 95.92% of list price, only 7.04% of sales closed above list, and 29.11% of listings went off market within two weeks. Taken together, these figures describe resale liquidity and pricing signals rather than landlord income, renter demand, or apartment availability. The higher sold-price change alongside slower current ZORI growth challenges a simple reading of the rent-price screening ratio: resale appreciation is visible in this observation, while asking-rent momentum is comparatively muted.
Several limits matter before attaching this ZIP-level evidence to a specific property. The five-digit label 33428 is both a Zillow ZIP market identifier and a Census ZCTA match; a ZCTA is a statistical area and is not identical to a USPS delivery ZIP. Zillow, ACS, HUD, and Redfin use distinct universes and timing, and ACS estimates also carry survey uncertainty. Property-level review should verify the address’s market assignment, current advertised rent, bedroom count, property type, utilities included, lease terms, concessions, and whether a listing is still available. For resale comparison, the relevant checks are the individual home’s list history, condition, days on market, closed-sale comparability, and actual sale-to-list result. Those checks can test fit to the broad indicators without treating vacancy, burden, modelled rents, or resale data as proof about one unit.