Counties / Florida / Palm Beach County

Palm Beach County, FL

FIPS 12099 · population 1,533,806 · part of Miami, FL

$473k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$473k
▼ 1.3% year over year
Zillow ZHVI · direct
Median asking rent
$2,662
▲ 2.3% year over year
Zillow ZORI · direct
Gross yield
6.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$2,254
market rent is 1.18x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+70.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.3%FHFA HPI2025+1.2%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$447k
Surveyed gross rent$1,916
Rent burden 30%+62.3%
Median year built1986
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
15.8%vacant
719,463estimated housing units
Occupied tenure29.9% renter
owner 70.1%renter 29.9%
Structure mix57.1% single-family
Single-family 57.1%20+ units 19.1%Mobile home 2.8%Other 21.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs670,416▲ 0.5% from the prior annual release
Covered establishments70,156annual average reporting locations
Average weekly wage$1,578▲ 6.3% from the prior annual release
Largest private supersectorProfessional and business services20.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.5%WEEKLY WAGE+6.3%Professional and business services20.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Palm Beach County’s tension is a positive income screen alongside softening Zillow home values and hurricane exposure. Its median home value is $473,295, median asking rent is $2,662 per month, and stated gross yield is 6.75% before costs. Investors testing durable cash flow should investigate the rent base; those requiring price appreciation or narrow operating-cost margins should be cautious. County-level results cannot establish a property’s insurability, condition, or lease-up.

02Housing economics

Zillow home value fell 1.25% year over year while market rent rose 2.32%, supporting the stated pre-cost yield but not proving net income. The effective property-tax rate is 0.86%, with median annual tax of $3,858, so carrying costs require verification. HUD’s two-bedroom FMR is $2,254 per month; it is a payment standard, not an asking-rent estimate. Insurance, association dues, maintenance, vacancy and property-level assessments are not published, preventing an NOI or debt-coverage conclusion.

03Demand & competition

Realtor.com’s MLS measures show 11,072 active listings, down 20.76% year over year, while 16.01% of listings carried a price reduction. This combination may signal a smaller visible supply with continuing seller concessions; it is neither closed-sale pricing nor proof of buyer demand. Contract terms, submarket inventory, and buyer financing mix are not published. QCEW describes annual covered workplace employment and wages, not resident jobs or unemployment, so it cannot establish tenant demand for an asset.

04Risk & next checks

FHFA’s annual repeat-transaction HPI rose 1.16%; it is an index rather than a dollar value and uses a different vintage and method from Zillow’s home-value trend, so the measures cannot be averaged. Migration was negative by 1,218 tax-return households, although the average-income gap favored arrivals by $79,558. Non-occupant purchase mortgages were 1,626 of 15,028 purchases, or 10.82%, creating some buyer competition without establishing a pricing effect. The hurricane hazard aligns with a modeled annual climate-loss ratio of 0.18%. Next checks are address-level flood and wind insurance, deductibles, tax history, lease comparables, operating expenses, and sale comps; their absence prevents property-level valuation and downside underwriting.

Cities & communities

Where people live within Palm Beach County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
West Palm Beach city122.3KBoca Raton city100.2KBoynton Beach city81.4KDelray Beach city68KWellington village62.1KJupiter town61.9KPalm Beach Gardens city61KGreenacres city44.4K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

59 Census places

Population
  1. 01
    West Palm Beach cityIncorporated place
    122,290
  2. 02
    Boca Raton cityIncorporated place
    100,234
  3. 03
    Boynton Beach cityIncorporated place
    81,435
  4. 04
    Delray Beach cityIncorporated place
    67,979
  5. 05
    Wellington villageIncorporated place
    62,146
  6. 06
    Jupiter townIncorporated place
    61,883
  7. 07
    Palm Beach Gardens cityIncorporated place
    60,959
  8. 08
    Greenacres cityIncorporated place
    44,373
  9. 09
    Lake Worth Beach cityIncorporated place
    43,365
  10. 10
    The Acreage CDPCensus-designated place
    40,843
  11. 11
    Royal Palm Beach villageIncorporated place
    40,344
  12. 12
    Riviera Beach cityIncorporated place
    38,657
Show 47 more places
  1. 13
    Palm Springs villageIncorporated place
    27,356
  2. 14
    Belle Glade cityIncorporated place
    16,972
  3. 15
    North Palm Beach villageIncorporated place
    13,238
  4. 16
    Jupiter Farms CDPCensus-designated place
    12,945
  5. 17
    Lantana townIncorporated place
    12,256
  6. 18
    Palm Beach townIncorporated place
    9,348
  7. 19
    Lake Park townIncorporated place
    9,081
  8. 20
    Westgate CDPCensus-designated place
    8,151
  9. 21
    Tequesta villageIncorporated place
    6,193
  10. 22
    Pahokee cityIncorporated place
    5,609
  11. 23
    South Bay cityIncorporated place
    5,102
  12. 24
    Highland Beach townIncorporated place
    4,311
  13. 25
    Westlake cityIncorporated place
    4,237
  14. 26
    Juno Beach townIncorporated place
    3,890
  15. 27
    Watergate CDPCensus-designated place
    3,782
  16. 28
    Lake Clarke Shores townIncorporated place
    3,587
  17. 29
    Loxahatchee Groves townIncorporated place
    3,462
  18. 30
    San Castle CDPCensus-designated place
    3,052
  19. 31
    Haverhill townIncorporated place
    2,823
  20. 32
    Hypoluxo townIncorporated place
    2,798
  21. 33
    Seminole Manor CDPCensus-designated place
    2,678
  22. 34
    Lake Belvedere Estates CDPCensus-designated place
    2,672
  23. 35
    Mangonia Park townIncorporated place
    2,384
  24. 36
    Pine Air CDPCensus-designated place
    2,258
  25. 37
    Cabana Colony CDPCensus-designated place
    2,045
  26. 38
    Atlantis cityIncorporated place
    2,038
  27. 39
    South Palm Beach townIncorporated place
    1,576
  28. 40
    Ocean Ridge townIncorporated place
    1,537
  29. 41
    Limestone Creek CDPCensus-designated place
    1,466
  30. 42
    Royal Palm Estates CDPCensus-designated place
    1,369
  31. 43
    Kenwood Estates CDPCensus-designated place
    1,263
  32. 44
    Palm Beach Shores townIncorporated place
    1,248
  33. 45
    Juno Ridge CDPCensus-designated place
    1,072
  34. 46
    Gun Club Estates CDPCensus-designated place
    1,050
  35. 47
    Plantation Mobile Home Park CDPCensus-designated place
    1,032
  36. 48
    Gulf Stream townIncorporated place
    785
  37. 49
    Stacey Street CDPCensus-designated place
    582
  38. 50
    Jupiter Inlet Colony townIncorporated place
    511
  39. 51
    Schall Circle CDPCensus-designated place
    467
  40. 52
    Briny Breezes townIncorporated place
    394
  41. 53
    Manalapan townIncorporated place
    353
  42. 54
    Glen Ridge townIncorporated place
    289
  43. 55
    Golf villageIncorporated place
    265
  44. 56
    Cloud Lake townIncorporated place
    212
  45. 57
    Canal Point CDPCensus-designated place
    207
  46. 58
    Acacia Villas CDPCensus-designated place
    131
  47. 59
    Lake Harbor CDPCensus-designated place
    0

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.185% of building value expected lost per year

Effective property tax0.86%

$3,858 median annual bill

02
DemandIRS SOI household flows
Net migration-1,218

39,704 in · 40,922 out

Arriving vs leaving income+$79,558

$178,085 arriving · $98,527 leaving

03
CompetitionHMDA financed purchases
Purchases by investors10.8%

1,626 of 15,028 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings11,072▼ 20.8% year over year
Median days on market77▼ 4.3% year over year
Listings price-reduced16.0%seller-concession signal
Median listing pricen/a▼ 0.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Miami, FL

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Palm Beach County1,533,806$473k$2,6626.8%hurricane
Miami-Dade County2,738,356$523k$2,8866.6%hurricane
Broward County1,977,129$424k$2,5177.1%inland flooding
Bear case

What can break the county thesis

  1. Hurricane exposure and unavailable address-level insurance terms could materially change carrying costs.
  2. Asking rent may not translate into collected rent, while major operating costs and vacancy are unpublished.
  3. County aggregates can mask submarket liquidity, comparable-sale pricing, tenant demand, and property condition.
Underwriting questions

Before pricing a property

Can the reported gross yield be treated as cash flow?

No. It is a pre-cost gross yield, and insurance, association dues, maintenance, vacancy, and property-level assessments are not published.

Is HUD Fair Market Rent evidence of market asking rent?

No. The record identifies HUD FMR as a two-bedroom payment standard, while market rent is a separate median asking-rent measure.

What does the QCEW employment evidence represent?

It represents annual covered employment at workplaces in the county and covered-worker wages, not resident employment or unemployment.