FIPS 12099 · population 1,533,806 · part of Miami, FL
The latest county-level Zillow ZORI is $2,662 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,788 | Palm Beach County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,901 | Palm Beach County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $2,254 | Palm Beach County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,920 | Palm Beach County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $3,388 | Palm Beach County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 12099. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Palm Beach County’s tension is a positive income screen alongside softening Zillow home values and hurricane exposure. Its median home value is $473,295, median asking rent is $2,662 per month, and stated gross yield is 6.75% before costs. Investors testing durable cash flow should investigate the rent base; those requiring price appreciation or narrow operating-cost margins should be cautious. County-level results cannot establish a property’s insurability, condition, or lease-up.
Zillow home value fell 1.25% year over year while market rent rose 2.32%, supporting the stated pre-cost yield but not proving net income. The effective property-tax rate is 0.86%, with median annual tax of $3,858, so carrying costs require verification. HUD’s two-bedroom FMR is $2,254 per month; it is a payment standard, not an asking-rent estimate. Insurance, association dues, maintenance, vacancy and property-level assessments are not published, preventing an NOI or debt-coverage conclusion.
Realtor.com’s MLS measures show 11,072 active listings, down 20.76% year over year, while 16.01% of listings carried a price reduction. This combination may signal a smaller visible supply with continuing seller concessions; it is neither closed-sale pricing nor proof of buyer demand. Contract terms, submarket inventory, and buyer financing mix are not published. QCEW describes annual covered workplace employment and wages, not resident jobs or unemployment, so it cannot establish tenant demand for an asset.
FHFA’s annual repeat-transaction HPI rose 1.16%; it is an index rather than a dollar value and uses a different vintage and method from Zillow’s home-value trend, so the measures cannot be averaged. Migration was negative by 1,218 tax-return households, although the average-income gap favored arrivals by $79,558. Non-occupant purchase mortgages were 1,626 of 15,028 purchases, or 10.82%, creating some buyer competition without establishing a pricing effect. The hurricane hazard aligns with a modeled annual climate-loss ratio of 0.18%. Next checks are address-level flood and wind insurance, deductibles, tax history, lease comparables, operating expenses, and sale comps; their absence prevents property-level valuation and downside underwriting.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Within the 12 selected direct-evidence ZIP/ZCTA matches assigned to Palm Beach County, Zillow’s typical observed asking-rent index for June 2026 spans from $1,889 in ZIP 33417 to $3,103 in ZIP 33414, a $1,214 spread; its selected-set median is $2,296.50. The county ZORI is $2,662, so the decision is not whether one countywide rent represents every search, but which current asking-rent band fits a household’s budget, lease timing, and bedroom needs. The displayed set covers 81,393 renter households and provides useful price points, but it cannot quote or select an actual unit. For a renter, the operational question is whether to search within a lower current index band, accept a middle band, or investigate the upper band only after checking full monthly costs.
Zillow, ACS, and HUD answer distinct questions and should not be blended into one rent measure. ACS five-year ZCTA median gross-rent estimates in the selected set run from $1,538 to $2,521, compared with the county’s $1,916. These are survey estimates of gross rent, not current asking-rent quotes. The ZIP-level HUD two-bedroom standard used here is $2,333, versus the county’s $2,254; it is an administrative standard, not asking rent. Relative to that ZIP standard, the selected ZORI readings run from 81% to 133%. That ratio is useful for benchmarking a bedroom-specific standard, but does not turn ZORI into a two-bedroom listing price. These series have different timing and construction, so dollar gaps are descriptive comparisons rather than measures of change for a particular unit.
ACS rent-burden shares span 52.0% in ZIP 33409 to 67.2% in ZIP 33433, against 62.3% for the county. Its vacancy estimates range from 6.1% in ZIP 33411 to 20.9% in ZIP 33401, versus 15.9% countywide. These are separate survey indicators: the observed combinations create a trade-off to investigate, but neither establishes the availability, discount, or suitability of a currently advertised unit. At the packet’s stated rent-to-income screening basis, the annual income figures associated with ZIP ZORI run from $75,560 to $124,120. Those screens should remain separate from ACS household-income and burden estimates, rather than being read as a household’s actual affordability. The vacancy range is therefore a prompt for listing-level questions, not a basis to assume negotiating leverage or a specific amount of active rental inventory.
Coverage and geography impose hard limits. The direct-evidence selection displays 12 of 39 eligible ZIP/ZCTA matches, ordered by renter households, and is not an exhaustive county or subcounty inventory. ZIPs may cross county lines, and the packet assigns a display ZIP to Palm Beach County using the largest HUD residential-address share. That county assignment is a display convention rather than proof that every address or listing represented by that ZIP is in the county. ZCTAs are statistical areas rather than USPS delivery ZIPs. Before acting on an area-level comparison, verify the property’s advertised monthly rent, bedroom count, all utilities and mandatory fees, lease term, availability, and exact USPS ZIP and county assignment.
39 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 33401 | $2,676 | $1,776 | $2,333 | 57.5% | 20.9% | $107k | 100.0% |
| 33415 | $2,190 | $1,667 | $2,333 | 58.8% | 9.0% | $88k | 100.0% |
| 33461 | $2,109 | $1,685 | $2,333 | 60.6% | 12.8% | $84k | 100.0% |
| 33460 | $1,963 | $1,538 | $2,333 | 63.4% | 12.1% | $79k | 100.0% |
| 33417 | $1,889 | $1,647 | $2,333 | 61.7% | 17.2% | $76k | 100.0% |
| 33409 | $1,982 | $1,731 | $2,333 | 52.0% | 13.2% | $79k | 100.0% |
| 33407 | $2,302 | $1,608 | $2,333 | 62.5% | 16.0% | $92k | 100.0% |
| 33433 | $2,636 | $2,521 | $2,333 | 67.2% | 11.3% | $105k | 100.0% |
| 33411 | $2,291 | $2,002 | $2,333 | 53.8% | 6.1% | $92k | 100.0% |
| 33463 | $2,427 | $1,791 | $2,333 | 59.6% | 9.7% | $97k | 100.0% |
| 33428 | $2,736 | $2,432 | $2,333 | 63.6% | 9.0% | $109k | 100.0% |
| 33414 | $3,103 | $2,434 | $2,333 | 56.5% | 10.9% | $124k | 100.0% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 33428 rental reportPalm Beach County | Boca Raton, FL | $2,736 | ▲ 1.4% | 63.6% | 47,588 |
| ZIP 33445 rental reportPalm Beach County | Delray Beach, FL | $2,724 | ▲ 1.4% | 62.4% | 33,122 |
| ZIP 33401 rental reportPalm Beach County | West Palm Beach, FL | $2,676 | ▲ 5.9% | 57.5% | 33,698 |
| ZIP 33433 rental reportPalm Beach County | Boca Raton, FL | $2,636 | ▲ 4.1% | 67.2% | 47,005 |
| ZIP 33435 rental reportPalm Beach County | Boynton Beach, FL | $2,557 | ▲ 5.5% | 56.2% | 37,833 |
| ZIP 33407 rental reportPalm Beach County | West Palm Beach, FL | $2,302 | ▲ 1.5% | 62.5% | 34,851 |
| ZIP 33411 rental reportPalm Beach County | West Palm Beach, FL | $2,291 | ▲ 1.8% | 53.8% | 76,863 |
| ZIP 33460 rental reportPalm Beach County | Lake Worth Beach, FL | $1,963 | ▲ 0.4% | 63.4% | 37,795 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.185% of building value expected lost per year
$3,858 median annual bill
39,704 in · 40,922 out
$178,085 arriving · $98,527 leaving
1,626 of 15,028 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Palm Beach County | 1,533,806 | $473k | $2,662 | 6.8% | hurricane |
| Miami-Dade County | 2,738,356 | $523k | $2,886 | 6.6% | hurricane |
| Broward County | 1,977,129 | $424k | $2,517 | 7.1% | inland flooding |
No. It is a pre-cost gross yield, and insurance, association dues, maintenance, vacancy, and property-level assessments are not published.
No. The record identifies HUD FMR as a two-bedroom payment standard, while market rent is a separate median asking-rent measure.
It represents annual covered employment at workplaces in the county and covered-worker wages, not resident employment or unemployment.