ZIP reports / OH / 43235
ZIP rental intelligence · 2026-06

ZIP 43235, Columbus, OH

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 43235?

The latest Zillow ZORI for ZIP 43235 is $1,440 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,4402026-06 · up 0.3% year over year
ACS median gross rent$1,477ACS 2024 5-year survey · ±$32 margin of error
HUD two-bedroom standard$1,690Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 43235
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,116ZORI scaled by the local HUD bedroom ladder$1,310HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,201ZORI scaled by the local HUD bedroom ladder$1,410HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,440ZORI scaled by the local HUD bedroom ladder$1,690HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$1,730ZORI scaled by the local HUD bedroom ladder$2,030HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$1,943ZORI scaled by the local HUD bedroom ladder$2,280HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$86,666ACS 2024 5-year · ±$4,233 MOE
Renter share49.6%9,887 renter households
Rent burden 30%+45.9%4,534 observed households
Housing vacancy3.9%815 of 20,762 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 43235Zillow asking-rent index$1,440ACS median gross rent$1,477HUD two-bedroom standard$1,690

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 43235ACS median household income$86,666Income at 30% of ZIP ZORI$57,600

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 43235Studio$1,116One bedroom$1,201Two bedrooms$1,440Three bedrooms$1,730Four bedrooms$1,943

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 4323530% or more of income4,534 householdsBelow 30%5,353 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 43235ZIP 43235$1,440Columbus city$1,456Franklin County county$1,510Columbus, OH metro$1,528

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 43235; missing months remain gaps$1,481$1,371$1,261$1,1512021-062023-122026-06
Five-year change
21.3%exact same-month endpoints
Largest observed drawdown
1.6%peak to a later observed month
Annualized monthly variability
2.2%69 consecutive returns
Monthly coverage
100.0%70 of 70 months
Decision brief

What the evidence says for ZIP 43235

For 43235, the five-digit label is both a Zillow ZIP market identifier and a matched Census ZCTA; a ZCTA is a statistical area and is not identical to a USPS delivery ZIP. Zillow’s June 2026 ZORI is $1,440. It is a typical observed asking-rent index blended across rental types, so it describes a ZIP-level market reading rather than a rent quoted for one home. Its near-term signal needs to be read with the history, household survey, HUD standard, and resale evidence kept in their separate universes. The central tension is not a single current value, but an index whose recent movement has become muted while the direct for-sale record shows a much firmer price change.

At the stated history endpoint, exact same-month ZORI changes are 0.3% over one year, 1.8% annualized over three years, and 3.9% annualized over five years. Direction remains positive, but the latest pace breaks from the longer path’s faster growth rate. The series has 100% coverage across 70 observations and 69 consecutive returns. Measured annualized variability of monthly returns is 2.2%, which gives comparatively more confidence in one current index snapshot than a highly erratic history would. Separately, the worst peak-to-trough decline was 1.6%, showing that even this stable record experienced declines. National discovery ranks among history-eligible ZIPs are 1,990 for momentum, 259 for stability, and 1,159 for the balanced measure, with lower ranks stronger. These are backward-looking measurements, not forecasts or investment recommendations.

The ZIP reading is below each wider rent context. The Columbus city rent context is $1,456, the Franklin County rent context is $1,510, and the Columbus, OH metro rent context is $1,528. Those values are context only, not alternate readings for this ZIP, and each applies to a larger geography with its own housing mix and source construction. The comparison establishes that the ZIP-level asking-rent index is lower than the named city, county, and metro context values, but it does not explain why that difference exists or establish a property-level rent advantage.

The matched ZCTA’s ACS 2024 five-year median gross rent is $1,477, with a $32 ninety-percent margin of error. The current asking-rent index is 2.5% below that survey median, but the figures are not interchangeable: ACS is a five-year survey of occupied renter homes and includes selected utilities, whereas ZORI tracks observed asking rents. Median household income in the ACS area is $86,666, and the index-to-income arithmetic is 19.9%. Applying the 30% screen to the current index produces $57,600 in required annual income; that calculation is arithmetic, not advice or an applicant qualification rule. Separately, 45.9% of renter households met the ACS rent-burden threshold, a survey result that cannot identify the burden of any particular household or unit.

HUD’s FY2026 FMR/SAFMR ladder is an administrative, bedroom-specific standard, not asking rent. Its studio standard is $1,310 and its four-bedroom standard is $2,280. Scaling ZIP ZORI by that local HUD ladder produces modelled monthly estimates of $1,116 for a studio, $1,201 for one bedroom, $1,440 for two bedrooms, $1,730 for three bedrooms, and $1,943 for four bedrooms. These are modelled estimates rather than measured bedroom rents. The ladder is useful for applying a consistent bedroom-size relationship to the ZIP index, but it does not establish current listings, signed leases, utility terms, or the rent of a specific unit.

ACS housing-stock estimates describe a substantial mixed structure base: 20,762 housing units, including 11,441 single-family units and 3,299 units in large multifamily structures. Renter households account for 49.6% of occupied units. The matched ZCTA reports a 3.9% vacancy rate, with 196 units classified as vacant for rent. These are survey-area stock and vacancy classifications rather than a live inventory of available rentals. In particular, a vacant-for-rent count does not prove that a particular unit is currently available, suitable, priced at the index level, or offered under comparable lease terms.

The direct rolling-three-month ZIP resale observation records a median sold price of $456,397, up 11.9% year over year, with 146 homes sold and a median 35 days on market. Its inventory count is 105 homes, with 2.2 months of supply. The average sale-to-list ratio is 101%; 44.4% of sales closed above list, while 73.3% went off market within two weeks. These are for-sale liquidity and pricing signals, not rental transactions or rental comps. The resale price movement creates a clear tension with the muted latest rent movement and challenges any simple cross-market momentum story. Annualized ZIP ZORI divided by median sold price is 3.8%, but that is only a cross-source screening ratio—not a cap rate, net return, expected return, or property yield.

Neither an aggregate ZORI reading nor ACS burden and vacancy measures can set the rent, availability, condition, or utility responsibility of a particular property. Resolving the remaining uncertainty requires property-level checks of the actual advertised rent, bedroom definition, lease timing, concessions, fees, included utilities, and current availability. A for-sale listing also needs its own verification of listing or sale status and transaction details; Redfin’s ZIP resale block cannot be substituted for rental evidence. The key question is whether the exact property’s documented terms align with the separate asking-rent, survey, HUD, and resale measures rather than being assumed from any one of them.

Decision signals

What deserves a closer property-level check

Longer rent growth has slowed materially

ZORI’s exact same-month changes were 0.3% over one year, 1.8% annualized over three years, and 3.9% annualized over five years. That deceleration leaves the latest reading positive but weak relative to the longer record. Complete coverage and low realized variability improve confidence in the snapshot as a measurement; they do not make its past path a forecast.

Affordability arithmetic and surveyed burden are separate signals

The ACS matched ZCTA indicates a $1,477 median gross rent among occupied renter homes, including selected utilities, while Zillow’s $1,440 is an asking-rent index. A $57,600 annual-income result from the thirty-percent screen is arithmetic. It sits beside, rather than negates, the survey finding that 45.9% of renter households meet the burden threshold.

Bedroom figures are modelled rather than observed

HUD FMR/SAFMR standards and the bedroom estimates must not be read as rental comparable evidence. The studio through four-bedroom figures are modelled by scaling the ZIP ZORI with the local HUD ladder. They provide a consistent sizing framework, but no value is a measured bedroom rent, a lease observation, or proof of the rent available at a specific address.

Resale strength does not establish rental strength

Redfin’s rolling-three-month ZIP observation reports a higher resale price, relatively short marketing time, limited months of supply, and sale-to-list measures above parity. It is direct for-sale evidence, not rental evidence. The resale price movement conflicts with muted current ZORI momentum, while the annual-rent-to-sale-price calculation remains only a cross-source screening ratio and cannot describe net property economics.

  • Zillow, ACS, and HUD have different timing, populations, and definitions; mixing their levels as if they were identical rent quotes can create a false signal of either affordability or discount.
  • The history is complete but backward-looking. Its current slowing after a stronger longer path means neither the stability reading nor the discovery ranks establish the next change in asking rents.
  • ZCTA vacancy and rent-burden estimates are survey-area aggregates. They do not show whether a particular available unit is habitable, competitively priced, affordable to an applicant, or actually vacant today.
  • The Redfin figures concern sales only. A sale-price screen based on ZORI does not incorporate operating expenses, financing, taxes, insurance, property condition, lease terms, or a property’s actual rent.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 43235

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$456,397+11.9% year over year
Homes sold146rolling three-month observation
Median days on market35 daysfor-sale listing absorption
Months of supply2.2resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 43235Active listings252Inventory105Pending sales177Homes sold146

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

105 observed inventory · +33.4% year over year.

Price realization

101.0% average sale-to-list ratio · 44.4% sold above original list.

Early absorption

73.3% went off market within two weeks; compare this with 35 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Franklin County listing conditions

2,289 active Realtor.com listings · 37 median days on market · 24.4% price-reduced share · 2026-06.

Columbus, OH resale supply

2.5 months of supply · 40 median days on market · 25.2% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

6.5% reported apartment vacancy · 30 days on market. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 43235. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

Why does the report distinguish the ZIP from the ZCTA?

Zillow’s observation uses ZIP market identifier 43235, while ACS attaches its survey estimates to the matched Census ZCTA. They are matched for this report, but a ZCTA is a statistical area rather than USPS delivery ZIP boundaries. The match supports comparison while leaving the source universes and their geographic constructions distinct.

Are the bedroom figures observed rental comparables?

No. Each bedroom figure starts with ZIP ZORI and applies proportions from the local HUD FMR/SAFMR bedroom ladder. HUD’s standard is administrative and bedroom-specific, while Zillow’s index is blended asking rent. The resulting ladder is a modelled set of ZIP estimates, not measured bedroom rents, lease observations, or available listings.

What does the required-income screen represent?

The screen annualizes ZORI and divides it by the stated rent-share threshold to calculate an income amount. It does not evaluate a household’s expenses, assets, credit, household composition, utility obligation, or lease terms. It is neither advice nor an applicant qualification standard, and ACS burden remains a separate survey result.

How should the Redfin resale block be read alongside the rent evidence?

Redfin shows a direct ZIP resale observation over its rolling three-month period, including sold-price and market-time measures. It identifies tension with the rent series because the resale price change is much stronger than current ZORI growth. It cannot convert a sale into a rental comparable, show a unit’s rent, or establish an ownership return.